Danielle Norris, Loan Officer

Danielle Norris, Loan Officer NMLS # 221829 COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

For Texas Consumers Only:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVE

RY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Leading up to the housing crash, lending standards were much more relaxed with little evaluation done to measure a borro...
09/09/2023

Leading up to the housing crash, lending standards were much more relaxed with little evaluation done to measure a borrower’s potential to repay their loan. Today, standards are tighter, and the risk is reduced for both lenders and borrowers. This goes to show, these are two very different housing markets, and this market isn’t like the last time.

You might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008.

If you’re questioning if it still makes sense to buy a home today, remember the incredible long-term benefits of homeown...
09/08/2023

If you’re questioning if it still makes sense to buy a home today, remember the incredible long-term benefits of homeownership. If you’re ready to start the conversation, let’s connect today.

Today’s higher mortgage rates, inflationary pressures, and concerns about a potential recession have some people questioning: should I still buy a home this year?

With affordability challenges today, prioritizing ways you can have a positive impact on your credit score could help yo...
09/07/2023

With affordability challenges today, prioritizing ways you can have a positive impact on your credit score could help you get a better mortgage rate. If you want to learn more, let’s connect.

If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan.

Focusing on energy efficiency and eco-friendly features can help make your house more appealing to buyers today. Let’s c...
09/06/2023

Focusing on energy efficiency and eco-friendly features can help make your house more appealing to buyers today. Let’s connect to ensure you’re choosing the right upgrades for our area.

Are you planning to sell your house?

For a more in-depth understanding of home price trends and reports, let’s connect.
09/05/2023

For a more in-depth understanding of home price trends and reports, let’s connect.

The National Association of Realtors (NAR) will release its latest Existing Home Sales (EHS) report later this week.

Remember, a 20% down payment isn’t always required. If you want to purchase a home this year, let’s connect to start the...
09/04/2023

Remember, a 20% down payment isn’t always required. If you want to purchase a home this year, let’s connect to start the conversation about your homebuying goals.

If you're planning to buy your first home, then you're probably focused on saving for all the costs involved in such a big purchase.

If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership. Over time, ...
09/03/2023

If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership. Over time, homeownership allows you to build equity. On average, nationwide home prices appreciated by 290.2% over the last 32 years. That means your net worth can grow significantly in the long term when you own a home. Let’s connect so you can start your homebuying journey today.

If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership.

Each and every home sale is important for the local economy. If you’re ready to move, let’s connect. It won’t just chang...
09/02/2023

Each and every home sale is important for the local economy. If you’re ready to move, let’s connect. It won’t just change your life – it’ll also have a strong positive effect on the whole community.

If you're thinking about buying or selling a house, it's important to know that it doesn't just affect your life, but also your community.

Context is everything when looking at headlines. While homeowner equity dropped some from last year, it’s still near all...
09/01/2023

Context is everything when looking at headlines. While homeowner equity dropped some from last year, it’s still near all-time highs. Let’s connect so you can get the answers you deserve from an expert who’s here to help as you plan your move this year.

You may see media coverage talking about a drop in homeowner equity.

If you’re ready to sell your house so you can make a move, let’s connect so you have an expert on your side to help you ...
08/31/2023

If you’re ready to sell your house so you can make a move, let’s connect so you have an expert on your side to help you navigate the process and find a home that can deliver on what you’re looking for.

If you’re thinking about selling your house right now, chances are it’s because something in your life has changed.

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Austin, TX

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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