CAM Investor Solutions

03/28/2024

Keeping clients up to date on the impact of interest rates has been a primary focus for Marc Jimenez and his Team. This understanding can allow investors to better achieve financial planning goals and investment returns.

03/26/2024

Do you know someone that is a really great listener? They HEAR and soak in the words you say, understand you and make you feel important.

As wealth advisors, we want to really KNOW our clients. Understand what's important to them and their values.

Some might ask.............. "but what does that have to do with investing?"

Wealth advisors care more about the client than just the investing - that's just a tiny piece of the relationship. Helping clients know what's important to them helps them determine the life they want to live. Which in turn helps them determine what their goals and aspirations are.

We are here to understand you and your WHY!

03/22/2024

Want to retire with lots of money? Want to retire and not pay taxes? There's a solution for that!

Roth's!

There's the normal Roth IRAs but you may have also heard about backdoor Roth contributions or the Mega Backdoor Roth. These are ways to get money into your Roth account when you may be limited by your income level.

The future is uncertain - tax rates are uncertain - but what's not uncertain is that their WILL be taxes and you WILL need income to live off of in retirement.

Read our latest blog and learn more about Roth's. Give us a call or set up a time to meet to learn more about how we can help you with retirement & tax planning!

https://buff.ly/4a6wFfa

03/14/2024

Does the word PROBATE scare you?

You may not know much about probate so we wrote a blog titled "The Great Estate Adventure Your Family Didn’t Sign Up For".

https://buff.ly/3T3cpnx

Almost all estates of our deceased loved ones go through probate at some level. But there are ways to reduce the amount of assets that go through probate - which directly affects how MUCH you (your loved ones) pay in probate fees.

Probate can be long and drawn out. Take these steps to avoid the extra hassle when you're in an tough emotional and mental state.

03/11/2024

Are we at the peak of this investment high?

What should you do? If you're invested - nothing! We don't know when the "peak" will hit exactly; no one does. That's the magic of the markets. You get rewarded for the investment risk you're taking.

If you're not in the market yet, maybe invest your lump sum in several chunks throughout the next few weeks or months. You may be starting your investment journey during an all-time high, but if we've learned anything from history, new market highs continue to keep coming. Get ready for the next one!

03/08/2024

Women - you are amazing! We celebrate you today on International Women's Day, but also EVERY day. ♀️

Women sometimes feel less confident about their finances and investing. We're hear to tell you - you probably know more than you think or can easily learn. Intuition and gut are a great starting point!

Find an advisor that respects you, builds your confidence in your financial plan and who "gets" you. You are unique and should be treated so!

Find your path to financial security and freedom 🎇

03/06/2024

How will possible 2024 interest rate cuts affect your portfolio?

In a recent Wall Street Journal opinion piece, renowned economist John Cochrane applauds the Fed for having “engineered a fundamental advance in monetary policy” over the past 15 years.

Cochrane argues that this new policy approach seems to have allowed the Fed to raise rates to tame inflation without requiring credit crunches and recessions. And for that, he declares, “the Federal Reserve deserves a pat on the back.”

The popular view is that rate cuts are on the near-term horizon. The body officially responsible for monetary policy, the Federal Open Market Committee (FOMC), has suggested three quarter-point rate cuts in 2024. This is based on the median projection of FOMC members, taken in December 2023, on what the fed funds rate would be at year-end.

In a recent blog post we dive into how these rate cuts could affect your portfolio in 2024
https://buff.ly/49WIXX3

02/29/2024

Anyone having leap year déjà vu ?

It seems like history is repeating itself with this year's leap day mirroring events from four years ago. From the US stock market hitting new highs to Billie Eilish winning big at the Grammys, and the Kansas City Chiefs triumphing in the Super Bowl, there are some striking similarities.

However, let's hope not everything from the past recurs – no one wants another pandemic. Despite facing challenges like political tensions, conflicts in various regions, and economic concerns, disciplined investors still saw gains in the global equity market, which rose by 57%.

Even if the upcoming period mirrors the previous one, there's potential for positive outcomes for investors in stocks.



DATA: Based on the MSCI All Country World IMI Index (net div. USD) from March 1, 2020–February 23, 2024.

02/25/2024

We are so thankful for our colleague Sarah Contino, the smartest Wealth Advisor Barbie. Wishing you a wonderful birthday weekend and a year of fun and success!

Happy birthday, Sarah!

~ The CAM Fam

02/22/2024

2023 was a surprisingly great year for the markets!! How did your portfolio do?

Hopefully your portfolio was also successful! With an increasing investment portfolio also usually comes increased taxes.

Want to learn more about a possible solution to reduce your investment taxes? We have a new blog about defensive tax aware strategies and how they can help.

Learn how you can possibly reduce the impact of capital gains, dividends and employment income through your investment portfolio.

https://buff.ly/3uSFslr

Are investment taxes eating away at your portfolio returns? Read about how a defensive tax aware investment strategy could help.

02/08/2024

It’s not just a few of those popular, big tech stocks making new all-time highs…a lot of stocks around the world are doing the same. It’s important to know what you own.

02/03/2024

We have found that retirees who receive a guaranteed-lifetime income such as a pension may find more value in spending considerably more than someone who has an equivalent amount of wealth. Sort of like a “license to spend”. Call it behavioral or what you want, but helping our investors find value and achieve purpose continues to be our mission for clients...