The Intelligent Capital Reserve Group

05/07/2025

Fed holds rates but expressed a dovish tone in today's FOMC meeting.

The Federal Open Market Committee (FOMC) maintained its policy interest rate at 4.25%–4.50% on Wednesday, keeping rates unchanged since December, when the central bank last reduced borrowing costs. The Federal Reserve has adopted a more pessimistic stance on the economy, even as it continues to ch...

10/25/2024

Important building code updates may be coming to hurricane-riddled Louisiana.

He calls for reforms to stabilize auto and home insurance markets, focusing on reducing litigation and strengthening building codes

09/03/2024

Most of the new units cater to higher-income renters, exacerbating the shortage of affordable housing options.

08/27/2024

At the Jackson Hole Economic Symposium last Friday, Federal Reserve Chair Jerome Powell all but certified that the Fed will go ahead with rate cuts in September. However, investors remain mixed on the level of rate cutting that will transpire.

The table below illustrates the swings in sentiment about the September 18th FOMC meeting. As of July 25th, the probability of a 50 bps rate cut stood at a mere 11.3%, but following Powell's remarks that figure climbed to 38.5%.

This would mark the first rate cut since March 2020.

ICRG helps association boards use information like this to make informed decisions like locking in higher rates on long-term savings.

Could your HOA benefit from knowing this and knowing what to do with it?

Give ICRG a call (844) 843-ICRG

07/02/2024

ICRG would like to remind everyone to have a fun safe Independence Day. Grill a steak, thank a Veteran, and most of all enjoy your Liberty.

God Bless America.

06/26/2024

Homeowners insurance premiums continue to rise. Understand what's behind the increases, and if your association needs help shopping your coverage give ICRG a call, 844. 843. ICRG (4274)

The average homeowners’ insurance policy cost roughly $1,900 in 2023, up over 20% from the previous year and nearly 50% from before the pandemic.

01/25/2024

New year new rules for Texas HOAs. Here is a recap of what's changed.

Discover major laws from the 2023 Texas legislature special session affecting your HOA. Learn what each new Texas HOA law means for your community.

01/03/2024

Soliciting multiple bids for a project is an important practice for a community board, especially in times when inflation swings wildly like we have recently seen.

ICRG can help your board deal with inflation with a customized savings program that is tailored to your spending and savings needs. We do the work that can allow you to lock in these higher rates while they're here and keep you liquid when you need to spend a little.

Give us a call 1 (844) 843-ICRG (4274)

The leading resource for HOA managers: Practical advice and best practices for condominium and homeowners association leaders.

11/03/2023

Higher interest rates may be "cramping" new home buyers as builders shrink new builds to fit budgets. But they're great for boards looking to take advantage and sock away reserve money.
ICRG has all the top safe money solutions for what to do with your community's savings.

Main directory (844) 843 - ICRG or www.TheICRG.com

Homebuilders are making yards, living rooms and bedrooms smaller to keep the monthly payment in line with what families can afford.

10/10/2023

https://www.cnbc.com/amp/2023/10/10/housing-industry-urges-powell-and-fed-to-stop-raising-interest-rates.html

Officials voiced their worries about the direction of monetary policy and the impact it is having on the beleaguered real estate market.

08/15/2023

Board members, watching interest rates rise and not helping your community take advantage of them could be a glaring error for your board to consider. Let ICRG show you how to take advantage of this incredible time for long-term savings.
Toll-free (844) 843 - ICRG www.TheICRG.com

Fed's Last Rate Hike Coming at July Meeting, Economists Say