Stephen Steakley Home Loans

Stephen Steakley Home Loans Stephen Steakley is a 5th generation Texan with more than 25 years of mortgage industry experience. Like living it. Stephen Steakley, Reg. Branch Manager/Sr.

Home purchase/equity/refis closed w/ Texas tenacity, my extensive resources, a decade of experience and never-say-die determination. Leave the researching and confusing lingo to me; I strategize to find you the best home loan products and rates … allowing you to worry about the other things in your life. Loan Officer
THE TEXAS TEAM @ CrossCountry Mortgage, LLC
NMLS 3029 | NMLS 1509271 | NMLS 274124

Seller concessions are doing more than getting attention. When used well, they can reduce costs, lower payments and make...
06/23/2026

Seller concessions are doing more than getting attention. When used well, they can reduce costs, lower payments and make buying feel more doable. Programs like rate buydowns, Easy Move and Lock2Sellhelp make it happen. Contact us to find out your options.

06/22/2026

Balance is key.

06/20/2026

Summer’s calling — meet it in the backyard.

06/19/2026

Sitting on a great low rate but drowning in high-interest credit cards? Don't blow up that rate to fix it. 🏦 We leave your first mortgage exactly where it is and tap your equity with a second lien to wipe out the cards — one payment, less interest, your low first-mortgage rate untouched. You don't have to choose between your rate and your relief.
👉 Want to run the math? Comment EQUITY.
Stephen Steakley · CrossCountry Mortgage · NMLS #274124 · CCM #3029 · Equal Housing Lender · www.ccm.com/Stephen-Steakley

06/19/2026

Don't pay every card to zero before you buy — that's not the move. 💳 The magic number is getting each card UNDER 30% of its limit. A $1,000 card down to about $300 does more for your score than wiping it out. And those small charge-offs? Often we can address them and rescore in days, not months. That's how we go from "not yet" to "let's do this."
👉 Credit holding you back? Comment SCORE — I'll take a look.
Stephen Steakley · CrossCountry Mortgage · NMLS #274124 · CCM #3029 · Equal Housing Lender · www.ccm.com/Stephen-Steakley

06/19/2026

For three years buyers got steamrolled — waive everything, pay over asking, skip the inspection. Well, the tables turned. It's YOUR market now. 🔑 More homes are sitting than we've seen in over a decade and sellers are motivated. Ask them to cover closing costs. Ask them to fix the roof. Ask them to buy your rate down. The worst they say is no — don't leave it on the table.
👉 Ready to use your leverage? Comment MARKET.
Stephen Steakley · CrossCountry Mortgage · NMLS #274124 · CCM #3029 · Equal Housing Lender · www.ccm.com/Stephen-Steakley

06/19/2026

Rates feel too high to make the move? You may not have to wait. ⬇️ In a buyer's market, the seller can pay to bring your rate WAY down for the first couple years while you settle in — then it eases back to your regular rate. You get breathing room early, the seller gets the home sold. Most people just don't know to ask.
👉 Want the numbers on your scenario? Comment RATE.
Stephen Steakley · CrossCountry Mortgage · NMLS #274124 · CCM #3029 · Equal Housing Lender · www.ccm.com/Stephen-Steakley

06/19/2026

Scared to sell first and end up with nowhere to go? You don't have to be. 🏡 With Buy Before You Sell, I qualify you WITHOUT your old mortgage payment hanging on you, and tap your equity to fund the down payment. Write a strong, non-contingent offer, move in — THEN sell the old home on your own timeline for top dollar. No fire sale. No fear.
👉 Thinking about moving up? Comment MOVE and let's map it out.
Stephen Steakley · CrossCountry Mortgage · NMLS #274124 · CCM #3029 · Equal Housing Lender · www.ccm.com/Stephen-Steakley

06/18/2026

Home Loan Victory! They do happen... Home loans aren't hard... finding the right mortgage expert is!

06/18/2026

Home Loan Victory! They do happen... Home loans aren't hard... finding the right mortgage expert is!

Address

1464 E Whitestone Boulevard, Suite 1603, Cedar Park, TX 78613
Austin, TX
78759

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Stephen Steakley Home Loans posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Stephen Steakley Home Loans:

Shortcuts

Share

Category