Financing with Foss

05/09/2025

Today's is for Emily and her husband who purchased a brand new home using their VA benefits!

That means 0% down, no PMI and a fantastic interest rate.

We also offered them much better financing terms than the builder's internal lender, and I'm proud of the service my team provided to make their first home buying experience a smooth one.

When you're buying a new home, you aren't required to use their lender! Make sure you reach out to us first to compare and make sure you're not only getting a good deal, but the 5-star service you deserve!

02/28/2025

Helping veterans is a passion of mine, and I love getting to continue learning how to help them utilize their VA benefits to purchase a home!

02/12/2025

Today's is Community Property.

Of you're purchasing in TX and are legally married, you need to watch this video to understand what that means (and doesn't mean) for your purchase.

There are 8 other community property states as well, and they play a big factor when qualifying for FHA, VA and USDA loans.

Reach out to learn more!

01/17/2025

shoutout to my first time buyer for utilizing his VA benefits to get an amazing deal!

Came to the table with no money out of pocket and got a below market interest rate to boot!

If you want this kind of service when you're making the biggest purchase of your life, reach out to my team today!

12/20/2024

What a way to hit the Christmas break!

My first time buyer was able to get from contract accepted to Clear to Close in 7 days!

That meant she got to move in and enjoy Christmas in their new home, despite not going under contract until Thanksgiving!

It's always good when the loan is done early and everybody can take a deep breath, kick back and make the closing what it should be: a celebration!

Who you work with matters! If you're a first time buyer or a seasoned real estate pro, let's chat about your goals for 2025 and how we can achieve them together!

12/13/2024

Today's goes out to my buyer who leveraged her investment property to purchase another one!

Although her "on-paper" income wasn't sufficient to qualify for a conforming loan, she was still able to utilize our DSCR product to take cash out of that property and purchase another one, using the same program!

A highlight: neither property technically cash flowed, meaning her payment was higher than the monthly rent she was collecting.

This would have killed the deal for a lot of lenders, but not for us!

If you're looking to expand your rental portfolio in 2025, reach out today to learn how the DSCR program may end up being your best friend!

12/06/2024

In today's 3 Things Thursday, we are focusing on the VA loan!

So many aspects of the VA loan are incredible, so picking three wasn't easy!

Our veterans and active duty service members have earned the best loan program in the country, and I'm honored to provide this service back to them.

To learn more, reach out to me and my team today!

Send a message to learn more