Joel Richardson - Austin Mortgage Lender

10/16/2026

🏡 Love your low mortgage rate but ready for a different home?

You may have more options than you think!

Join us for a FREE event where we’ll talk about how to make your next move without costly surprises. 👻 (see flyer or comments for details)

10/15/2026

Some fun moments with First Community Mortgage - Congrats to FCM Cares and FCM for a record-breaking fund-raising year through the 13th Annual Tyler Morrisey Memorial TMO Golf Tournament. I’m grateful to be part of a team where people genuinely care about giving back and making a difference. 🙌

10/14/2026

🏆 Austin takes the #1 spot for paycheck power in the U.S.!

According to SmartAsset’s newly released 2026 Paycheck Power Rankings, the Austin–Round Rock–San Marcos metro ranks #1 among the nation’s 100 largest metro areas for how far the typical paycheck stretches.

The power of a paycheck depends on more than the dollar value printed on it. In some areas, higher salaries are offset by steep costs for housing and food. In others, modest earnings can stretch considerably further. The balance between income and expenses determines how much workers have left to sa...

10/13/2026

A couple of years ago, I had the pleasure of meeting this wonderful family when they moved back to Austin, I was grateful to help them finance an investment property.

Today, I’m thrilled to celebrate another milestone with them! Vicki (pictured here with her children) and her husband, David, just closed on a beautiful new home for their growing family. 🏡

It’s always special to work with returning clients and be part of their next chapter. Congratulations to the whole family!

10/12/2026

Sometimes, finding the right home means seeing its potential and having the right financing to make it your own.

Renovation loans can be a great option, but they’re more involved than a traditional mortgage. That’s why working with a lender who understands the process, from contractor approvals to renovation budgets, really matters.

I’m grateful Farah and her family trusted our team not once, but twice! Helping families turn a house with potential into a forever home is what makes this work so rewarding. Share with someone who is thinking about a home renovation.

10/06/2026

Best Places to Retire (2026)? Austin ranked #1 in Texas and 23 in the U.S. as ranked by WalletHub.

Best & Worst Places to Retire in 2026

10/05/2026

This weekend, we skipped the ACL mud-fest and stayed indoors! We checked out Monk’s Jazz Club which moved from East Austin to its new St. Elmo location. Malone and Friends were fantastic. Same intimate listening room atmosphere but now with a full in-house cocktail bar.

10/02/2026

It definitely wasn’t raining then… so we can rule out that weather as the reason Dave wasn’t there. 😂

10/01/2026

Gentle reminder: Do not drive anywhere near Zilker (including Mopac) this weekend.
🎶

09/28/2026

Monday mood: it was a fun game day. 🏈💚💛 Baylor vs. CU Boulder. House divided, heart full with wknd family visit. 🐻🦬