Vista Lending

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Vista Lending A DBA of Network Funding, LP NMLS # 2297
Licensed to do business in Texas
An Equal Housing Opportunity

Russ Laing, Sonya Valia, and their team at Vista Lending's main focus is providing you with the best mortgage solution that fits your current needs and long-term goals. In Austin, TX, and the surrounding area, no two home owners are alike. Our goal is to educate you through your financing options as we strive to find the prime mortgage rate for your lending needs.

*FREE Consultation!

*At Vista Lending we walk you through the loan process, update you with any changes and always keep your financial goals in mind.

*Our team of loan officers has a track record of providing low costs, competitive rates and knowledge not found at most companies.

*We can provide home loans in Austin, TX and the surrounding areas.

* Loan Products:
-Conventional, FHA, VA, USDA and Jumbo
-Investors - Up to 10 loans per borrower
-Jumbo loans $417K to more than $2M
-Condo Mortgage Experts
-Refinance
-Home Equity Loans
-Purchase
-Investment Properties
-Second and Vacation Homes

10/15/2026

Think USDA loans are only for farms and rural properties? Think again! 🌱 Many areas that qualify for USDA financing include small towns, suburbs, and communities just outside larger cities. If you're exploring homeownership, a USDA loan could offer benefits you may not have considered.

10/08/2026

🏡 Choosing the right realtor can make all the difference in your homebuying journey. Some of the most important qualities to look for are trustworthiness, experience, good reputation, and a genuine commitment to your goals. The right real estate professional doesn't just help you find a house, they help you feel confident every step of the way.

Big news for homebuyers! 🏡The new 2027 conforming loan limit has been announced at $845,000.For many buyers, this means:...
09/29/2026

Big news for homebuyers! 🏡
The new 2027 conforming loan limit has been announced at $845,000.
For many buyers, this means:
✅ More purchasing power
✅ Higher loan amounts with conforming financing
✅ Potentially lower costs than jumbo loan options

If you've been waiting for the right time to make your move, let's explore your options.

09/24/2026

🏡 Mortgage Term Spotlight: Owner Financing

Owner financing is when the seller acts as the lender, allowing the buyer to make payments directly to them instead of obtaining a traditional mortgage through a bank.

This can be a helpful option for some buyers who may not qualify for conventional financing, while also creating opportunities for sellers.

Have questions about whether owner financing is right for you? Let's connect and discuss your options! 📲

09/23/2026

🏡 Mortgage Tip of the Day: Don't Cosign a Loan

Thinking about buying a home? Before you agree to cosign a loan for someone else, remember that the debt becomes your responsibility too. That obligation could impact your credit, debt-to-income ratio, and even your ability to qualify for a mortgage.

Protect your homeownership goals by carefully considering any financial commitments before signing on the dotted line.

09/10/2026

Thinking about buying a home? 🏠

One of the first steps is determining your down payment. While many buyers assume they need 20%, there are loan options available with lower down payment requirements. The key is finding the amount that works best for your financial goals and lifestyle.

Need guidance? Let's explore your options together!

Address

1211 Baylor Street
Austin, TX
78703

Telephone

+15123586262

Website

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