John Burnam Loan Officer NMLS #247530

11/03/2026

Between Federal Reserve decisions, economic updates, and global events, there's always something influencing the mortgage market.

But here's the thing: Waiting for the perfect interest rate isn't always the best strategy.

The right time to buy or refinance depends on your personal goals, financial situation, and the opportunities available to you.

At the Burnam Group, we believe informed decisions lead to better outcomes. Our goal is to help you understand the market, explore your options, and feel confident about your next move.

🏡 Thinking about buying, refinancing, or just curious about where rates are headed?

Let's talk!

The Burnam Group | CrossCountry Mortgage

11/02/2026

November is here, and we're kicking off the month with a little gratitude!

We're thankful for the clients who trust us, the referral partners who support us, and the relationships that make this business so rewarding.

At the end of the day, it's about people, not just mortgages. Thank you for being part of our journey!

Happy November from JB and the Burnam Group! 🤎

10/29/2026

10/27/2026

🏡 TOMORROW! Thinking About Your Next Move?

Join us TOMORROW, Wednesday, October 28th, for a FREE Homeowner Game Plan Webinar with John Burnam of The Burnam Group at CrossCountry Mortgage! 🎉

Your next home decision is about more than the purchase price and interest rates. Let’s explore your options!

We’ll cover:
🏠 Selling your current home before buying your next one
💰 Using your home equity to help fund your next purchase
🔑 Buying before you sell
🏡 Keeping your current home as a rental property

Whether you’re a homeowner considering a move or a real estate agent looking to better serve your clients, this webinar is for YOU!

📅 Tomorrow, Wednesday, October 28th
⏰ 12:00 PM – 1:00 PM
💻 Live on Zoom

🔗 REGISTER HERE:
https://us06web.zoom.us/meeting/register/5rJBhOVfQbGSlJHjVyVZCQ

Don't miss this opportunity to learn about your options and plan confidently for what's next! Share with a friend or client who could benefit. 🏡

The Burnam Group | CrossCountry Mortgage

10/27/2026

Will the Housing Market Crash Like 2008? 3 Numbers Every Homebuyer Should Know

Many potential homebuyers are asking whether they should buy a home now or wait for the market to change.

In this video, we discuss three key figures—property value, homeowner equity, and mortgage debt—and how they help explain the differences between today’s housing market and the 2008 crisis.

We also explore:
• Why homeowner equity matters
• How today’s market may differ from 2008
• What buyers should consider before purchasing
• Why talking with a mortgage lender and making a plan can help

Thinking about buying a home? The right decision depends on your finances, financing options, and local market—not just predictions about a possible crash.

📩 Have questions about your homebuying plans? Reach out to discuss your next steps.

10/25/2026

🏡 Low Mortgage Rate? Should You Sell Your Home or Keep It as a Rental?

What if you want a bigger home, need to downsize, or simply want a home that fits your lifestyle better—but your current mortgage rate is too good to give up?

Before you decide to sell, consider your options:
• Sell your home: Access your equity and potentially pay down other debts.
• Keep it as a rental: Explore whether rental income could help cover expenses and support your next home purchase.

Think long term: Keeping a property may offer opportunities to build real estate wealth, but cash flow, maintenance, vacancies, and financing requirements matter.

There's no one-size-fits-all answer. The right move depends on your finances, goals, and the numbers behind each option.

10/22/2026

🏡 THINKING ABOUT YOUR NEXT MOVE? LET’S MAKE A GAME PLAN!

Your next home decision is about more than the purchase price and interest rates. Have you considered what your current home’s equity could do for you?

Join John Burnam with The Burnam Group at CrossCountry Mortgage for a FREE homeowner webinar where we’ll explore your options and help you think strategically about your next move!

📅 Wednesday, October 28th
⏰ 12:00 PM CST – 1:00 PM CST
💻 Live on Zoom

Here’s what we’ll cover:

🏠 Selling your current home before buying your next one
💰 Using your home equity to help fund your next purchase
🔑 Buying your next home before selling your current one
🏡 Keeping your current home as a rental property
📊 Understanding monthly payments, cash flow, and the costs of each option

Whether you’re ready to move, thinking about investing in real estate, or simply curious about your options, this webinar will help you see the bigger picture!

📲 REGISTER HERE:
https://us06web.zoom.us/meeting/register/5rJBhOVfQbGSlJHjVyVZCQ

Know someone who might benefit? Share this post with them!

We look forward to helping you plan confidently for what comes next.

The Burnam Group | CrossCountry Mortgage

10/22/2026

🏡 Should You Sell Your Home With a Low Mortgage Rate?

Many homeowners feel trapped by their low mortgage rates because buying another home could mean taking on a higher interest rate.

But here's something worth considering: Your mortgage rate isn't the whole financial picture.

In this video, we explore the idea of your “life rate”—looking beyond your mortgage to consider car loans, credit cards, student loans, personal loans, and your total monthly financial obligations.

• Could selling your current home help you pay off other debts?
• Is buying a home that better fits your needs worth considering?
• Why should you look at your overall financial strategy instead of focusing only on your mortgage rate?

The right decision depends on your home equity, transaction costs, new mortgage payment, total debt, and long-term goals.

Watch the video to learn why a low mortgage rate shouldn't be the only factor in your next real estate decision.

Thinking about selling or buying a home? Make sure you evaluate the complete financial picture before making your next move.

10/20/2026

🏡 First-Time Home Buyers in Austin, TX: Mortgage Payments Explained

Many first-time home buyers think owning a home is out of reach. But the right strategy, careful budgeting, and professional guidance can help you understand your options.

In this video, we explore three home-buying examples in South Austin, Southeast Austin, and Leander, with estimated monthly payments around $2,600–$2,700.

Here's what buyers need to consider:

• Mortgage principal and interest
• Property taxes and homeowners insurance
• Mortgage insurance and HOA fees
• Down payment and cash to close
• FHA loans and potential seller concessions

Remember, the purchase price isn't the whole story. Two similar homes can have very different monthly costs because of taxes, insurance, and other expenses.

If you're thinking about buying your first home in the Austin area, start by identifying a monthly payment that works for your budget and exploring your options with a qualified real estate professional.

Don't assume homeownership is impossible before you understand the numbers.

📩 What's your ideal monthly housing payment: $1,800, $2,500, or $2,700?

10/15/2026

🏡 Should You Buy a House Now or Wait? Get the Facts First

Buying a home is a major financial decision, and rushing into it without the right information can lead to unnecessary stress.

Before deciding whether now is the right time to buy, take a closer look at your finances, understand your mortgage options, and discuss your goals with a mortgage lender and real estate professional.

A mortgage pre-approval or homebuyer strategy session can help you understand not only whether you can buy a home, but whether buying makes sense for your situation.

• Understand your financial position.
• Explore your mortgage options.
• Make an informed decision that fits your goals.

Sometimes buying now makes sense. Sometimes waiting is the smarter move. The key is having the information you need to decide confidently.

Watch the video to learn what to consider before making your next home-buying decision!