Jack Loughborough Home Loans Made Simple

06/08/2026

🏡 Waiting for rates to drop may not be the winning strategy anymore. According to Fannie Mae, mortgage rates are expected to stay in the low-to-mid 6% range through 2027.
The good news? Today’s market is giving buyers more negotiating power, less competition, and more opportunities for seller concessions than we’ve seen in years. 👏
Remember:
✅ You can refinance later if rates improve
✅ You can’t go back and buy at today’s prices once values increase
✅ Less competition now could save you thousands
Date the rate, marry the house. If the right home and payment make sense today, waiting may cost more than buying now.

03/10/2026

11/10/2025

President Trump recently floated the idea of a 50-year mortgage, way longer than the traditional 15 or 30 years. 🤔 What do you think?
✅ Smart move to make homeownership more affordable?
❌ Or not such a great idea in the long run?
Just curious to hear your thoughts, feel free to comment below👇

02/27/2025

Ever heard of a DSCR mortgage loan? If you're a Real Estate Investor🕵, you NEED to know about this....

🟢 DSCR stands for "Debt Service Coverage Ratio". Basically it's a loan based on the property's cash flow, not your personal income.

🟢 Lenders look at the rental income versus your mortgage payment. If the rent covers the mortgage payment you're golden! That's good DSCR.

🟢 This is HUGE for self-employed investors or anyone with complex income. No more stressing about tax returns because they are not required.

🟢 Benefits? Easier qualification, less paperwork, and it's all about the investment property's potential.

WANT to know MORE? Message me if you'd like to talk about how a DSCR loan can help you GROW you real estate portfolio!

12/19/2024

Applying for a mortgage anytime soon? Do this 1-2 weeks before you apply for a mortgage and STOP THE SPAM!

10/04/2024

💸 Curious about cash-out refinance loans?
It’s a way to tap into your home’s equity by refinancing for more than you owe.
You will receive a lump sum of cash you can use however you want. Some common uses for that cash include home improvements, debt consolidation, or other financial goals.
Ready to explore your options?
Let’s chat! 🏡💼

10/03/2024

🔍🏡 Did you know... All home loans are not the same?
At PrimeLending, we offer a range of home loan options tailored to fit your unique needs and goals. From conventional to VA, FHA, and more, our team will help you find the perfect loan for your situation.
Don't settle for just any loan—choose the one that’s right for you! 💪🔑