Simplified Commercial Lending

Simplified Commercial Lending Landlord Loans, Investment Loans, Commercial, Office, & Multifamily.
(1)

08/24/2026

I asked Chap GPT to VERY Interesting ...

Describe me as if you were telling someone else about me before I arrive.

If I were telling someone about you before you walked through the door, I’d probably say:

“You’re about to meet Bubba. He’s an entrepreneur at heart, a real-estate guy through and through, and definitely not someone who believes there’s only one way to do something.”

You seem to have a strong independent streak. You like finding the angle that everyone else overlooked, especially when it comes to real estate financing. Where somebody else sees a bank saying “no,” you seem to immediately start thinking, “Okay, but what if we structure it differently?” You’re drawn to creative financing, unconventional lending, and solutions that make things simpler for investors.

You also have a salesman's instinct, but not necessarily the stereotypical slick-salesman version. You care about the hook. You want the headline that makes somebody stop scrolling, the sentence that makes an investor think, “Wait... you can actually do that?” And you have a pretty good radar for marketing that feels too bland or corporate.

You’re also decidedly visual. Give you an ordinary concept and your brain seems to immediately turn it into a picture: money flying out of a rental house, a terrified Texan staring at an electric bill, a monkey riding a dog, a guy literally sawing off the branch he's sitting on. You clearly appreciate humor that makes a point without needing a 500-word explanation.

And there’s a particular flavor to your humor: Texas-sized, slightly irreverent, and occasionally completely absurd. You don't seem particularly interested in being overly polished if polished means boring.

I'd also tell them that you move quickly. Your questions tend to be practical: What's better? Can you improve this? Make it less cluttered. Make the phone number bigger. What's the best lender? Can we make this funnier? You're generally looking for something you can actually use, not an academic dissertation about the possibilities.

Underneath all of that, I'd say you're a builder. You've spent a lot of time around real estate, lending, investors, marketing, and business, and you seem to enjoy turning experience into something useful. You aren't particularly enamored with conventional wisdom just because it's conventional.

And I'd give the newcomer one final warning:

Don't assume that because Bubba asks a simple question, he's looking for a simple answer.

There may be a marketing campaign, a financing strategy, a ridiculous picture, and a completely unexpected punchline hiding around the corner. 😄

REALTORS & Real Estate Investors,If you think at any time within the next two years, you will want to use some of the eq...
08/07/2026

REALTORS & Real Estate Investors,

If you think at any time within the next two years, you will want to use some of the equity in your Investment properties, you need to pay attention to what I’m telling you here.

Real estate appraisals are based on comparable sales from the last 12-18 months. As the real estate markets nationwide continue to soften, Real Estate sale prices are dropping. If you wait to get the cash out that you want, the appraisal for your property will be based on comparable sales.

SO WHEN IT THE BEST TIME?

RIGHT NOW! Rates have fallen, sales from 6 to 12 months ago are still used as comparables! You want the appraiser to use comparables when sale prices were higher … 6-12 months ago!

Waiting to refinance your investment property will result in lower appraised value & less cash back!

The reason our Investment property loans do not require proof of income or employment is because Wall Street knows the property will derive income … so we do not care about yours. You do not even have to have a job. The loan is based on the properties income potential and the borrowers credit score!

Call or TEXT Bubba Bashaw (512) 775-0794 now before reduced sales prices lower your appraisal!

Email me! [email protected]

WALL Street Rates starting in the 5’s … often lower than Owner Occupied rates …  and with no income or employment! 

06/30/2026

Dear Real Estate Investor,

Financial uncertainty continues to create anxiety throughout the real estate market. Some economists believe property values could experience a significant correction, while others believe the market will strengthen once inflation, interest rates, and global economic conditions stabilize.

The truth is... no one knows exactly what will happen.

The investors who consistently build wealth don't try to predict the future. They prepare for it.

That's exactly how Warren Buffett has built his fortune. He keeps capital available so he can act when everyone else is forced to wait.

The smartest real estate investors are doing the same thing today.

They're refinancing investment properties and pulling out equity while values remain strong. DSCR rates are now starting in the 5% range, creating an excellent opportunity to increase liquidity. NO Employment or Income needed!

Imagine being prepared for either scenario:

If property values continue to rise...
You have locked in attractive financing while maintaining cash reserves for your next investment.

If property values decline...
You'll have the cash available to weather the downturn and purchase quality investment properties at discounted prices while others are unable to buy.

Remember, an appraisal done today is largely based on comparable sales from the past several months, when values in many markets were higher. Many investors are taking advantage of that window to strengthen their financial position now, rather than wishing they had later.

Cash doesn't just provide security... it creates opportunity.

If you've considered refinancing or pulling cash out of your investment properties, now now is the time to explore your options.

Call us today at (512) 953-7359, or CLICK HERE and one of our financing specialists will contact you.

As Warren Buffett famously said:

"When it rains gold, put out the bucket, not the thimble."

We look forward to helping you position yourself to survive... and thrive... regardless of what the market brings.

Sincerely,

The Simplified Commercial Lending Team

We look forward to exceeding your expectations.

P.S. - We have programs for everyone - people with good credit, bad credit, first-time buyers and even people who have suffered through a housing even or bankruptcy. We have solutions most lenders do not have or offer.

06/13/2026

Hello Realtors and Investors,

We did it—our interest rates are now significantly lower than most banks. Today Banks are quoting 8.25% - 8.75% for investment property loans and our 30-Yr Fixed Rate rates start at 5.99%!

If you’re purchasing, refinancing, or pulling cash out of an investment property, we can help you save money with a process that’s fast, simple, and refreshingly different.

No income or employment verification—why?
Because we qualify your loan using the property’s rental income (rent comps), not your personal income. No digging through tax returns. No chasing pay stubs. Just a cleaner, more logical way to get funded.

What this means for you:

* Lower interest rates than traditional banks
* 30-year fixed options for long-term stability
* Interest-only options to reduce monthly payments
* Cash-out opportunities to unlock equity
* Faster closings with less paperwork​

The Trifecta:
Lower rate. Lower payment. Potential cash out. Don't forget - the equity in your property is YOUR MONEY ... and you can use it!
Some clients even choose interest-only payments PLUS cash-out and still come out ahead—without increasing what they were paying their bank.

After 36 years in lending, we’ve refined a white-glove process that’s built for investors:

* Streamlined approvals
* Minimal documentation
* Mobile notary available (we’ll come to you)

You don’t have to break up with your bank entirely—keep them for checking accounts, notarizing documents and car loans. But for investment property financing, there’s a smarter lane.

If you’re ready to reduce your rate, improve cash flow, or access equity to grow your portfolio, let’s get started.
Apply online: https://francisbashaw.zipforhome.com/
Visit: www.simplifiedcommerciallending.com
Or simply call us directly: (512) 775-0794 (Cell)

Let’s put more of your money back where it belongs—with you.

Bubba Bashaw

04/30/2026

Are you ready to rehab a property? We offer 100% financing for the purchase + rehab in many areas of the country!

All you bring is closing costs! CALL Bubba - 512-775-0794
Simplified Commercial Lending

Address

3571 Far West Boulevard #176
Austin, TX
78731

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15129537359

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