Simplified Commercial Lending

05/06/2026

Hello Realtors and Investors,

We did it—our interest rates are now significantly lower than most banks. Today Banks are quoting 8.25% - 8.75% for investment property loans and our 30-Yr Fixed Rate rates start at 5.99%!

If you’re purchasing, refinancing, or pulling cash out of an investment property, we can help you save money with a process that’s fast, simple, and refreshingly different.

No income or employment verification—why?
Because we qualify your loan using the property’s rental income (rent comps), not your personal income. No digging through tax returns. No chasing pay stubs. Just a cleaner, more logical way to get funded.

What this means for you:

* Lower interest rates than traditional banks
* 30-year fixed options for long-term stability
* Interest-only options to reduce monthly payments
* Cash-out opportunities to unlock equity
* Faster closings with less paperwork​

The Trifecta:
Lower rate. Lower payment. Potential cash out. Don't forget - the equity in your property is YOUR MONEY ... and you can use it!
Some clients even choose interest-only payments PLUS cash-out and still come out ahead—without increasing what they were paying their bank.

After 36 years in lending, we’ve refined a white-glove process that’s built for investors:

* Streamlined approvals
* Minimal documentation
* Mobile notary available (we’ll come to you)

You don’t have to break up with your bank entirely—keep them for checking accounts, notarizing documents and car loans. But for investment property financing, there’s a smarter lane.

If you’re ready to reduce your rate, improve cash flow, or access equity to grow your portfolio, let’s get started.
Apply online: https://francisbashaw.zipforhome.com/
Visit: www.simplifiedcommerciallending.com
Or simply call us directly: (512) 775-0794 (Cell)

Let’s put more of your money back where it belongs—with you.

Bubba Bashaw

04/30/2026

Are you ready to rehab a property? We offer 100% financing for the purchase + rehab in many areas of the country!

All you bring is closing costs! CALL Bubba - 512-775-0794
Simplified Commercial Lending

03/18/2026

Call Bubba (512) 775-0794

03/16/2026

Are you ready to get creative?

First, let me say that discounting your home to 1970s values is NOT creative marketing. Reduced prices only create reduced comparables for future sales. It’s time to turn this market around.

The problem isn’t the sale price — the real problem is the number of buyers, largely due to uncertainty in the financial markets and fluctuating interest rates. So instead of lowering prices, we should focus on expanding the pool of buyers.

Instead of discounting a home from $995,000 to $750,000 for a quick sale, it may be time to think more creatively. Some lenders allow the seller to carry a second lien, which can help bridge the gap for buyers.

Rather than reducing the price, you can keep the value where it belongs — $995,000 — and agree to carry a seller second lien for 15% ($149,250.00).

Here’s why this approach can make sense:

If you drop the price, that money is gone forever.
If you agree to carry a second lien for three years, you’ve effectively created an annuity that could pay you back later.

Some lenders will structure financing like this:

Buyer brings 10% down
Lender finances 75%
Seller carries 15% second lien

This type of structure opens the door to many more buyers. There are far more people who can come up with 10% down than those who have 25% down available.

If you’re thinking about selling your home — or if your home is already listed — consider discussing this strategy with your Realtor. Some agents are willing to think outside the box and are successfully selling homes by exploring creative financing solutions.

03/14/2026

💰 80% cash out after renovation 💰

We specialize in investor cash out after renovation! We offer up to 80% cash out after renovation DSCR loans and 75% with NO DSCR!

We also offer up to 100% Fix & Flip Financing! Rates from 9.9% !

If you are not using Simplified Commercial Lending, you are bringing too much cash to closing and not getting enough cash out on refinances!

Simplified Commercial Lending - Bubba (512) 775-0794

35 years experience in lending! We do not lose!

02/24/2026

🚨 EASY INVESTOR DSCR LOANS 🚨

✔️ FULL APPRAISED VALUE AFTER RENOVATION
✔️ Up to 80% Cash Out (6 Months on title)
✔️ NO INCOME – NO EMPLOYMENT
✔️ Cash-Out Counts for Reserves
✔️ Interest-Only Payment Optional
✔️ Close in personal name or entity
✔️ No limit on the number of properties
✔️ FAST CLOSING

Call Bubba (512) 775-0794 (Cell) or visit

Commercial Lending Solutions in Texas. Our Commercial Property Loans Are Great For Independent Investors Who Are Tough To Qualify. We Lend On Rental Homes, Short Term Rentals, Multi-Family, Retail and more.

02/17/2026

If you know anyone who needs FAST CASH - like 72 hours FAST...

We offer non-collateralized business loans $100K-$600K for business owners who need fast cash to take advantage of an opportunity or to fix an unexpected problem. This is short term money that funds to your checking account QUICKLY!

Call Bubba for more info (512) 775-0794

02/12/2026

Found a deal but the bank is dragging their feet?

Our fix & flip loans are built for real estate investors who need speed, flexibility, and certainty.

✔️ Fast approvals
✔️ Competitive rates
✔️ Investor-friendly terms
✔️ Close quickly & move on the deal

If you’ve got a property and a plan, we’ve got the capital!

Apply now and see your options in minutes.

APPLY ONLINE AT www.simplifiedcommerciallending.com
OR CALL BUBBA (512) 775-0794 to discuss your transaction!

02/04/2026

Need ca$h-out of an investment rental property FAST?

EASY! NO INCOME OR EMPLOYMENT REQUIRED! Rates from 5.99% for 30 year fixed!

We even have a NO MINIMUM credit score program!

Call Bubba Bashaw 512-775-0794

01/09/2026

12/10/2025

Cash out Refinance of investment properties continues to be HOT! 30 Fixed with rates from the 5’s. Call today, you still could get your cash before Christmas but definitely before the Christmas bills come in. Call 512-775-0794 Simplified Commercial Lending.