Bill Holleman - Loan Officer, NMLS #184040

10/05/2024

💸 Curious about cash-out refinance* loans?
It’s a way to tap into your home’s equity by refinancing for more than you owe.
You will receive a lump sum of cash you can use however you want. Some common uses for that cash include home improvements, debt consolidation, or other financial goals.
Ready to explore your options?
Let’s chat! 🏡💼

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

10/04/2024

🔍🏡 Did you know... All home loans are not the same?
At PrimeLending, we offer a range of home loan options tailored to fit your unique needs and goals. From conventional to VA, FHA, and more, our team will help you find the perfect loan for your situation.
Don't settle for just any loan—choose the one that’s right for you! 💪🔑

10/02/2024

🔨 Ready to transform your home?
Our Renovation Home Loans make it simple! 🏡✨ Whether you're updating a room or tackling a major remodel, we've got you covered.
Let's make your dream home a reality!

10/01/2024

🏡✨ Experience Home Loans Made Simple with PrimeLending! Whether you're buying your first home, moving up, or renovating, we ensure a smooth and easy process.
Let's bring your homeownership dreams to life!

09/30/2024

Monday Motivation 💪✨
Never let your memories be greater than your dreams. 🌟
The future is full of possibilities—keep dreaming big and moving forward! 🌠

09/28/2024

🏁🏡Need help getting your mortgage application across the finish line?
Our Loan Lift program gives you the credit you deserve for your positive rental history and responsible financial habits that may not be tracked by traditional tools. 💳📈 DM me today to learn more.

09/27/2024

📉🏠 Did you know there’s more than one way to get a lower interest rate? Let’s unpack the differences between discount points and an interest rate buydown.

💵 Discount points are an optional upfront fee a borrower may pay to get a lower interest rate for the entire life of their loan. One discount point lowers the mortgage interest rate by 0.25% and costs one percent of the principal mortgage amount. Think of buying discount points as “prepaying” your interest.

💰 An interest rate buydown , a.k.a. a temporary buydown, is a financing option that allows a seller or builder to put upfront funds into an escrow account to reduce the effective interest rate on a home loan for up to three years at the start of the mortgage. When the buydown period ends, the rate returns to the initial fixed rate.

Which option do you think could help you the most? 🤔🏡

09/25/2024

Did you know that down payment assistance programs* can help make homebuying more accessible? 🏡✨

Down payment assistance programs are designed to help homebuyers achieve homeownership without having to make a 20% down payment. They can even be used to help cover closing costs! 💸🔑

Contact me today to learn about your down payment assistance program options.



*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

09/23/2024

Monday Motivation:
"Impossible is for the unwilling." – John Keats
As we kick off another week, remember that challenges are just opportunities in disguise. At PrimeLending, we believe that with determination and the right support, no goal is out of reach. Whether you’re dreaming of your first home or planning your next move, we’re here to turn the impossible into possible.
Let’s make this week one of progress and possibility! 💪🏡✨

09/22/2024

🍂The air is crisper, leaves are crunchier, pumpkin spice is everywhere...that must mean fall has finally arrived! 🍁🎃 What is your favorite thing about fall? Tell me in the comments. 👇

08/26/2024

If you’ve been waiting for rates to drop so you could refinance or afford to buy a home, now is your time to act! Rates are the lowest we’ve seen in a year which means it could be a great time to start making moves. Call me today to discuss your options.
512-381-4782
www.billholleman.com

Source: https://www.housingwire.com/articles/refi-activity-picks-up-to-highest-level-in-two-years/

08/09/2024

This is promising.

Housing relief? Mortgage rates drop to their lowest in over a year

Mortgage rates fell to 6.47% this week, prompting a flurry of refinancing activity. Rates are still much higher than they were a few years ago, however, leaving many homeowners reluctant to move.