HyperSmart Home Loans

HyperSmart Home Loans Private mortgage banker and broker with exceptional loan terms and great service.

At HyperSmart Home Loans, we offer a variety of home loan programs to help more people achieve their goals of homeownership! Bank Statement Loans
DSCR Loans
Jumbo Loans
5% Down Jumbo Loans
Conventional Loans
FHA Loans
VA Loans
Investor mortgage loans

The property qualifies. Not your paycheck.Our portfolio DSCR loans underwrite the rental income, not your personal incom...
07/25/2026

The property qualifies. Not your paycheck.

Our portfolio DSCR loans underwrite the rental income, not your personal income. No tax returns, no W2s. Short-term rentals welcome.

Business purpose only.
Kyber Mortgage Corporation dba HyperSmart Home Loans | NMLS #2653540

Banks read your tax returns. We read your bank statements.Kyber Mortgage Corporation dba HyperSmart Home Loans | NMLS #...
07/25/2026

Banks read your tax returns. We read your bank statements.

Kyber Mortgage Corporation dba HyperSmart Home Loans | NMLS #2653540

A private-wealth mortgage experience. For every borrower.Jumbo lending with white-glove service, from application to clo...
07/25/2026

A private-wealth mortgage experience. For every borrower.

Jumbo lending with white-glove service, from application to closing. Loans to $20 million, excellent rates without moving deposits.

Kyber Mortgage Corporation dba HyperSmart Home Loans | NMLS #2653540

Complex income. Uncomplicated process.RSUs, K1s, trusts, multiple entities. We underwrite the full picture. Loans to $20...
07/25/2026

Complex income. Uncomplicated process.

RSUs, K1s, trusts, multiple entities. We underwrite the full picture. Loans to $20 million, excellent rates without moving deposits.

Kyber Mortgage Corporation dba HyperSmart Home Loans | NMLS #2653540

Above conforming limits. Beyond conforming service.Jumbo loans for high-value homes, handled by mortgage bankers who do ...
07/25/2026

Above conforming limits. Beyond conforming service.

Jumbo loans for high-value homes, handled by mortgage bankers who do this every day. Loans to $20 million, excellent rates without moving deposits.

Kyber Mortgage Corporation dba HyperSmart Home Loans | NMLS #2653540

Growing your portfolio?DSCR lending scales with your properties and is not limited by your personal debt-to-income. Loan...
07/25/2026

Growing your portfolio?

DSCR lending scales with your properties and is not limited by your personal debt-to-income. Loans up to $4 million.

Business purpose only.
Kyber Mortgage Corporation dba HyperSmart Home Loans | NMLS #2653540

No tax returns. No W2s. No DTI. No ratio DSCR.DSCR loans with low and true no ratio. Without horrendous hard money rates...
07/25/2026

No tax returns. No W2s. No DTI. No ratio DSCR.

DSCR loans with low and true no ratio. Without horrendous hard money rates.

Business purpose only.
Kyber Mortgage Corporation dba HyperSmart Home Loans | NMLS #2653540

Denied by a big bank? That was their process. Not your profile.Portfolio lending is built for how business owners actual...
07/25/2026

Denied by a big bank? That was their process. Not your profile.

Portfolio lending is built for how business owners actually earn.

Kyber Mortgage Corporation dba HyperSmart Home Loans | NMLS #2653540

Your CPA minimizes your taxes. Your lender should maximize your buying power.Qualify on your actual deposits, not your S...
07/25/2026

Your CPA minimizes your taxes. Your lender should maximize your buying power.

Qualify on your actual deposits, not your Schedule C.

Kyber Mortgage Corporation dba HyperSmart Home Loans | NMLS #2653540

We are self-employed mortgage specialists. If you are buying a home, wanting to refinance, or take cash out, and are sel...
07/23/2026

We are self-employed mortgage specialists. If you are buying a home, wanting to refinance, or take cash out, and are self-employed, HyperSmart is here to help. We also offer loan amounts to $20M!

Address

9050 N Capital Of Texas Highway, Suite 390
Austin, TX
78759

Telephone

+15127295649

Website

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