Eric Richeson - Mortgage Services

Eric Richeson - Mortgage Services I am not here to "sell" you a mortgage. I am here to advocate for you throughout the process of buying your home. You deserve to be empowered.

We all know it's complex, and that is why I focus heavily on educating you. You deserve to be empowered and confident while buying your home. A lost art in my industry, and real estate as a whole, is advocacy. We are meant to guide you and educate you through the entire process. This is a highly complex purchase but that does not mean you have to blindly trust your team. I have always been fascina

ted by the Real Estate Industry. In every study and statistic output, we see that your first home is the most significant game-changer in regards to your wealth accumulation. Then every home change you make can help to grow your retirement and your legacy. I want to be your advisor every step of the way to ensure that your accumulated equity works for you, to accomplish your goals and dreams. Eric Richeson
Residential Mortgage Loan Originator
NMLS #1954798

Direct: 512-568-0084
[email protected]

Branch NMLS #268552
4819 Williams Dr
Georgetown, TX 78633

Thrive Mortgage LLC
NMLS #268552
Equal Housing Opportunity
https://www.sml.texas.gov
https://www.thrivemortgage.com/legal

03/23/2025
**The 10 Commandments every homebuyer needs to follow***
10/24/2024

**The 10 Commandments every homebuyer needs to follow***

10/22/2024

Realtors...2025 is supposed to be a 31% increase in business. It is our time to shine, let's go!!!

10/21/2024

Realtors...31%, thats the forecasted jump in sales for 2025! Do you have a "daily" plan? I have one for you, see below in comments

10/08/2024

Y'all that are pre-approved and ready to buy a new home, hold off on going crazy during Amazon Prime Day!

2024-2025 Wrestling is upon us! Humbled and honored to help be an assistant coach for our new grass roots program as we ...
10/07/2024

2024-2025 Wrestling is upon us! Humbled and honored to help be an assistant coach for our new grass roots program as we enter our second year. Please help spread the word as we are only two weeks away from our first practice.

Please reach out for more information.

09/28/2024

Business is picking up...Let's go!!

Alright Alright Alright!!! As forecasted, we are seeing the Lowest mortgage interest rates in the past 15 months. We kne...
09/11/2024

Alright Alright Alright!!! As forecasted, we are seeing the Lowest mortgage interest rates in the past 15 months. We knew this was coming, it did take longer than expected, but we are trending in the right direction. If you have been sitting on the sidelines for "rates to improve" today is the "improvement" we have been waiting for!!! Let's go!

09/09/2024

Recently helped a single Dad get a no-repayment grant from the state of Texas for his down payment. DM me for more info.

09/09/2024

Here’s a 6-point breakdown of the mortgage rate dip's impact on the housing market:

Recent Rate Drop: Mortgage rates fell to 6.37%, but this slight drop hasn't revived housing activity.

Homebuyers Wait: Many buyers are on hold, waiting for further rate reductions before entering the market.

Affordability Issues: Despite the dip, high home prices and rates continue to limit affordability.

Seller Reluctance: Homeowners are hesitant to sell due to high switching costs from their current, lower-rate loans.

Limited Refinancing Surge: Some refinancing is happening, but mostly for those locked into rates of 7% or higher.

Future Rate Expectations: A significant refi boom may require rates to dip below 5.5%.

DM me for more information, happy to help.

From what I have experienced, a majority of first-time home buyers are STILL being told they need 20% down to buy a home...
09/05/2024

From what I have experienced, a majority of first-time home buyers are STILL being told they need 20% down to buy a home.... you DON'T! In the example below, 3% versus 20% down is a difference of $71,400! Yep, that's right, if you listen to your "friends" you would need an EXTRA $71,400 which in most cases would take a very long time. Or how about $12,600...that is MUCH more feasible.

When you have questions about buying a home, please consult with an industry expert to properly guide you with what is actually feasible. This is what we do day in and day out, no guessing, just the facts and a true path to homeownership.

If you, a family member, or colleague are thinking about buying a home, please let me know and I can assist with a free Home Buying Consultation.

Reason  #324 of why Montana is a hard place to live, it's August 29th and it is already snowing in the higher levels.
09/02/2024

Reason #324 of why Montana is a hard place to live, it's August 29th and it is already snowing in the higher levels.

Address

4819 Williams Drive
Austin, TX
78633

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