08/26/2026
A few pre-approval FAQs:
❓Pre-approval vs. pre-qualification?
Pre-qualification is typically an estimate based on information you provide. Pre-approval goes further, with a lender reviewing documentation and credit to give you a more accurate picture.
❓Self-employed?
Yes, you can still get pre-approved. Depending on your situation and loan program, documentation may include tax returns, business information, or alternatives such as bank statements.
❓Does pre-approval guarantee a mortgage?
No. Final approval still depends on underwriting, the property and appraisal, required documentation, and other loan conditions.
❓When should I get pre-approved?
Ideally, before you start house hunting. That way, when the right home pops up, you already know where you stand and you’re prepared to make an offer.
Know your numbers. Know your options. Then go find your place.
Talk with me about your specific scenario. (🔗 in bio)
This is educational and not financial advice. Loan programs and guidelines can change.