Jami Hightower - Mortgage Loan Officer

08/17/2026

Central Texas home sales gained momentum in June, rising 8.04% year over year as available inventory tightened slightly. Buyers still have options, but the right financing strategy matters when well-positioned homes begin moving faster.

Ready to see what you can afford?

Build your mortgage payment scenario or schedule a Discovery Call at https://www.hightowerhomeloans.com.

08/03/2026

Some of y’all have been watching these mortgage rates harder than the playoffs. 👀😂

One more Fed meeting.
One more jobs report.
One more “I heard rates might drop.”

Meanwhile, the real question is whether the numbers make sense for YOUR budget, goals, and timeline.

Still on the fence? Be honest.
Which buyer are you: A, B, C, or D? 🤔

DM “MORTGAGE” and I’ll help you build a winning strategy before you hit the buy button.🏡

07/27/2026

High rates don’t eliminate opportunity. They make strategy more important.

Learn how temporary buydowns, seller concessions, strategic down payments, rental income, and appreciation potential can help improve the economics of homeownership.

Read the full article:
https://www.hightowerhomeloans.com/post/how-to-buy-a-home-in-a-high-interest-rate-market-the-mortgage-offset-strategy

07/21/2026

Could you be closer to homeownership than you realize?

Many buyers assume they need perfect credit, 20% down, or years of savings. In reality, several loan programs can help qualified buyers purchase sooner than expected.

If you have:

✔️ Steady income
✔️ Savings or down payment assistance
✔️ A qualifying credit profile

you may already be closer than you think.

Every buyer’s situation is different. Let's build personalized mortgage scenarios around your goals, not assumptions.

07/17/2026

07/17/2026

Mortgage rates moved modestly higher, but your payment depends on more than the headline rate.

DM “MORTGAGE” to build a personalized mortgage scenario based on your price range, down payment, property taxes, insurance, and available loan options.

07/13/2026

The Austin market is creating opportunities for buyers who are prepared. Inventory remains healthy, sellers are still offering concessions, and strategic financing can make a meaningful difference in your monthly payment.

Thinking about buying this year? DM me “MORTGAGE” and I’ll build a personalized mortgage payment scenario based on your budget and goals.

07/08/2026

I believe strong businesses are built through strong connections.

That’s why I created my Professional Resource Listings: a place for homebuyers, homeowners, local professionals, and service providers to discover trusted businesses and build community connections.

If you’re in real estate, home services, finance, or a related local industry, you can submit your business for a free listing.

Visit my page to learn more. ⬇️

https://www.hightowerhomeloans.com/resources-listing-portal

07/07/2026

Buying in Texas starts with knowing your numbers.

Here’s a sample FHA breakdown for a $350K home with 3.5% down and a 6.5% interest rate.

Your actual payment may vary based on taxes, insurance, credit profile, rate, and loan structure.

DM me MORTGAGE and I’ll help you build a custom payment scenario.

07/04/2026

Do not let Zillow have you emotionally attached to a house your pre-approval has never met.

Know your buying power before the showing, because vibes are not a loan program. 🏡✅

DM me MORTGAGE and let’s run your scenario.