09/30/2026
ASK ME ANYTHING if you’re moving to Austin, Texas 🤠🏡
Thinking about making the move from another state? Here are five things to know about buying a home in Austin, Texas.
1. “How much do homes cost in Austin?”
In August 2026, the median sale price was $560,000 in the city of Austin and $412,000 across the Austin–Round Rock–San Marcos metro.* Your options can look different depending on where you search.
2. “Should I look beyond Austin city limits?”
Absolutely. If you’re open to the surrounding area, we can help you compare locations and home prices based on your budget and daily routine.
3. “Does Texas have a state income tax?”
No personal state income tax. If you’re buying a home, you’ll still want to factor local property taxes into your monthly budget.
4. “Do I need 20% down?”
Not necessarily. Some qualifying conventional buyers can put as little as 3% down, and FHA loans may allow 3.5% down. We can help you see which options fit your situation.
5. “When should I get pre-approved?”
Before you start seriously shopping. Pre-approval gives you a clearer price range, so you can plan your move and your home search with confidence.
Have a question we didn’t cover? Ask us anything about moving to Austin, Central Texas, or anywhere in The Lone Star State. We’ll talk through your home financing options, help you get pre-approved, and even give you our local tips and recommendations.
🫡 Send me a message to start the conversation.
*Unlock MLS’s August 2026 Central Texas Housing Report for the city and metro sale prices; the Texas Comptroller and its property tax guidance for taxes; Freddie Mac for FHA down payments, its HomeOne program for a qualifying 3% down conventional option, and its pre-approval guidance.
