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Christopher Crump, Mortgage Broker NMLS #1499091

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United States
Austin, TX
Christopher Crump, Mortgage Broker NMLS #1499091

Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout TX.

02/16/2022

🏡 𝗜𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲, 𝘁𝗵𝗲𝗻 𝘆𝗼𝘂 𝗹𝗶𝗸𝗲𝗹𝘆 𝘄𝗮𝗻𝘁 𝘁𝗼 𝘄𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁🥇 .

✅ Someone who can take a confusing process and make it simple.
✅ Someone who can help you get a low rate, especially when rates are on the rise.
✅ Someone you can trust, that you know is looking out for you.

𝗧𝗵𝗲 𝗴𝗼𝗼𝗱 𝗻𝗲𝘄𝘀 𝗶𝘀 𝘄𝗲 𝗵𝗮𝘃𝗲 𝘁𝗵𝗲 𝗴𝗼𝗹𝗱 𝗺𝗲𝗱𝗮𝗹 🥇 in all of the above. Check out our reviews ⭐⭐⭐⭐⭐, and see for yourself!

𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲?
If you're thinking of buying a home and are looking to get prequalified, or if you want to discuss what your payments would be as rates rise and what you could both qualify for and what you are comfortable with as a payment, let us help.

𝗪𝗮𝗻𝘁 𝘁𝗼 𝗽𝗮𝘆 𝗼𝗳𝗳 𝘀𝗼𝗺𝗲 𝗱𝗲𝗯𝘁, 𝗺𝗮𝗸𝗲 𝘀𝗼𝗺𝗲 𝗵𝗼𝗺𝗲 𝗶𝗺𝗽𝗿𝗼𝘃𝗲𝗺𝗲𝗻𝘁𝘀, 𝗼𝗿 𝘁𝗮𝗸𝗲 𝘀𝗼𝗺𝗲 𝗰𝗮𝘀𝗵 𝗼𝘂𝘁?
We can help with that as well.

𝗥𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝗮𝗻𝘆𝘁𝗶𝗺𝗲 𝗮𝗻𝗱 𝗹𝗲𝘁 𝘂𝘀 𝗸𝗻𝗼𝘄 𝗵𝗼𝘄 𝘄𝗲 𝗰𝗮𝗻 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂. We'll be glad to provide you with gold medal service🥇!

02/14/2022

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗙𝗲𝗯𝗿𝘂𝗮𝗿𝘆 𝟭𝟰, 𝟮𝟬𝟮𝟮

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗶𝗻𝗴 𝘁𝗼 𝘄𝗼𝗿𝘀𝗲𝗻 👎
Mortgage rates last week moved higher as inflation reports showed inflation surged 7.5% in January, even higher than expected and the highest increase in almost 40 years. Expectations that the Fed will have to take stronger measures to get inflation under control pressured mortgage rates higher on the week.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲 𝗵𝗶𝗴𝗵𝗲r 👎
Mortgage rates are likely to continue higher this week and in coming weeks ahead of the next Fed meeting in March, as markets prepare for the Fed to raise policy rates faster than originally forecast. Although the Fed doesn't directly control mortgage rates, rates generally move higher as markets prepare for the Fed to hike policy rates.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- The Fed: Expectations the Fed will raise policy rates at March's meeting by half a percent rather than a quarter percent, are pushing mortgage rates higher.
- Fed meeting minutes: Minutes from last month's Fed meeting will come out on Wednesday, and could pressure mortgage rates higher if they support a larger Fed rate hike in March.
- Russia/Ukraine: Concerns that Russia will invade the Ukraine are causing stocks to suffer, and could help mortgage rates slightly.

02/10/2022

😭 The bad news: Yes, it's true... mortgage rates have gone up.
😀 The good news: I can still help you get a low rate!

It's hard to believe that rates can actually go up, but they have... and they aren't likely to come down anytime soon.

𝗛𝗼𝘄 𝗰𝗼𝗺𝗲 𝗿𝗮𝘁𝗲𝘀 𝘄𝗲𝗻𝘁 𝘂𝗽?

Well, mortgage rates are increasing because the economy has rebounded from the pandemic, and inflation has become a real problem. The Fed, our central bank responsible for keeping inflation in check, will likely raise policy rates for the first time in years at its March meeting. Mortgage rates have been moving higher in 2022 as markets adjust to the expectation of the Fed's upcoming rate increase, and more increases that are expected to come this year.

𝗪𝗶𝗹𝗹 𝗿𝗮𝘁𝗲𝘀 𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝗱𝗼𝘄𝗻?

That's a question no one has the answer to, but there is a good chance that rates may actually keep moving higher before we see them move lower again. It is important though to realize that we are seeing rates return to pre-pandemic levels, and that rates are still low when compared to the averages over the last decade.

Remember, I'm here to help, and to discuss your options.

Reach out anytime that is convenient for you, and let's talk about how I can help you get a great low rate even now that rates have moved higher, for buying a home or to refinance a home you currently own.

02/07/2022

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗙𝗲𝗯𝗿𝘂𝗮𝗿𝘆 𝟳, 𝟮𝟬𝟮𝟮

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Average mortgage rates once again moved higher last week, first on Thursday as markets reacted to comments made by European Central Bank President Christine Lagarde, and then on Friday as stronger than expected jobs data pushed markets to price in a larger Fed rate increase at March's Fed meeting.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝘂𝗻𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝗶𝗺𝗽𝗿𝗼𝘃𝗲 𝗺𝘂𝗰𝗵 👎
Although mortgage rates are not likely to increase much this week, it is unlikely we will see rates improve. Although it is natural to want to 'chase' rates that were available only a few weeks ago, consumers should be careful not to miss out on the current rates by doing so. Rates are more likely to creep higher than to move lower this week.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- The Fed: Expectations are increasing that the Fed will raise policy rates at March's Fed meeting by half a percent rather than a quarter percent, which is pushing mortgage rates higher in anticipation of the move. As the probability of a larger hike increases, we could see mortgage rates creep higher.
- Economic Data: Thursday brings more inflation data, and if inflation remains high as is expected, it could pressure mortgage rates higher.

02/02/2022

🗓️ 𝗛𝗮𝗽𝗽𝘆 𝗚𝗿𝗼𝘂𝗻𝗱𝗵𝗼𝗴 𝗗𝗮𝘆! ❄️

Groundhog Day, held on February 2nd, is when we ask, "Are we in for six more weeks of winter?"

Only a groundhog named Punxsutawney Phil knows for sure... (𝘀𝗲𝗲 𝘄𝗵𝗮𝘁 𝗣𝗵𝗶𝗹 𝗽𝗿𝗲𝗱𝗶𝗰𝘁𝘀 𝗳𝗼𝗿 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿 𝗮𝘁 𝘁𝗵𝗲 𝗲𝗻𝗱 𝗼𝗳 𝘁𝗵𝗲 𝗽𝗼𝘀𝘁!)

Each year on Groundhog Day, people flock to Gobbler’s K**b in Punxsutawney, Pennsylvania, to await the forecast of the local rodent celebrity.

Originating with German settlers, who came to Pennsylvania in the 1700s and brought their seasonal superstitions with them, legend has it that if Phil sees his shadow on February 2nd, the winter chill will continue. Oddly, if the weather is cloudy and he doesn’t see his shadow, we can expect warmer temperatures and early spring.

Groundhog Day is a tradition to be cherished... as are these low mortgage rates! (see what I did there?)

👉 𝗦𝗼 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿, 𝗣𝘂𝗻𝘅𝘀𝘂𝘁𝗮𝘄𝗻𝗲𝘆 𝗣𝗵𝗶𝗹 𝘀𝗮𝘆𝘀: 𝘸𝘦 𝘸𝘪𝘭𝘭 𝘴𝘦𝘦 𝘴𝘪𝘹 𝘮𝘰𝘳𝘦 𝘸𝘦𝘦𝘬𝘴 𝘰𝘧 𝘸𝘪𝘯𝘵𝘦𝘳 👎.....but not necessarily 6 more weeks of low mortgage rates!

𝗦𝗼 𝗶𝗳 𝘆𝗼𝘂 𝘄𝗼𝘂𝗹𝗱 𝗹𝗶𝗸𝗲 𝘁𝗼 𝘁𝗮𝗹𝗸 𝗮𝗯𝗼𝘂𝘁 𝗵𝗼𝘄 𝗜 𝗰𝗮𝗻 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝘁𝗮𝗸𝗲 𝗮𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗼𝗳 𝘁𝗵𝗲𝘀𝗲 𝗹𝗼𝘄 𝗿𝗮𝘁𝗲𝘀 𝘁𝗼 𝗲𝗶𝘁𝗵𝗲𝗿 𝗯𝘂𝘆 𝗮 𝗻𝗲𝘄 𝗵𝗼𝗺𝗲 𝗼𝗿 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗲, 𝗴𝗶𝘃𝗲 𝗺𝗲 𝗮 𝗰𝗮𝗹𝗹, 𝘁𝗲𝘅𝘁, 𝗲𝗺𝗮𝗶𝗹, 𝗼𝗿 𝗗𝗠.

Or, just reach out and we can complain about the six more weeks of winter yet to come! 😜

01/31/2022

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗝𝗮𝗻𝘂𝗮𝗿𝘆 𝟯𝟭, 𝟮𝟬𝟮𝟮

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Average mortgage rates last week were volatile, as we forecasted. Rates started last week slightly improved, before seeing rates move worse on Wednesday after the Fed released its policy statement and Fed Chair Jerome Powell held his press conference. Rates improved Thursday and Friday from the worst levels though, ending the week only slightly worse from the week before.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝗿𝗲𝗺𝗮𝗶𝗻 𝗻𝗲𝗮𝗿 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗹𝗲𝘃𝗲𝗹𝘀 👍
Although mortgage rates are higher than the best levels seen last year, rates still remain low when compared to averages over the past 10 years and beyond. If you're buying a home, you shouldn't need to worry about rates rising much this week, and if you own a home and you think you have missed your opportunity to refinance it may not be too late. Be sure to talk with your mortgage professional this week to find out your options.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Jobs Data: Most economic data this week won't affect mortgage rates, however Friday's jobs data is likely to cause rates to move a bit.
- The Fed: Markets will continue to react to speculation of upcoming Fed policy rate increases, expected to start in March, which have caused rates to rise in January.

01/27/2022

❗ Don't be surprised by rising mortgage rates!

🤭 𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴? 🏡 𝗧𝗵𝗲𝗻 𝘄𝗲 𝗻𝗲𝗲𝗱 𝘁𝗼 𝘁𝗮𝗹𝗸.

Despite outdated headlines 📰 about mortgage rates hitting record lows, mortgage rates are actually starting to creep up a bit.

👉 𝗗𝗼𝗻'𝘁 𝘄𝗼𝗿𝗿𝘆, 𝗜 𝗰𝗮𝗻 𝘀𝘁𝗶𝗹𝗹 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗴𝗲𝘁 𝗮𝗻 𝗮𝗺𝗮𝘇𝗶𝗻𝗴𝗹𝘆 𝗹𝗼𝘄 𝗿𝗮𝘁𝗲... but you may want to reach out to me sooner than later. Just shoot me a text, an email, a DM, or give me a call. I'll run your numbers and see what we can do for you.

I'm looking forward to hearing from you soon.

01/24/2022

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗝𝗮𝗻𝘂𝗮𝗿𝘆 𝟮𝟰, 𝟮𝟬𝟮𝟮

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Average mortgage rates ended last week just slightly worse, improving as the week went on after opening Tuesday with worse rates (markets were closed Monday in observance of MLK Day). Mortgage rates have moved higher to start the year as the economy and labor market return to pre-pandemic levels.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗲 ⚠️
Mortgage rates should be stable and possibly slightly better to start the week, but Wednesday's Fed meeting policy statement and press conference are likely to cause volatility. It is a good idea to stay in contact with your mortgage professional this week, especially if you are at a point in your mortgage process where you are considering locking.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Fed Meeting: This week's Fed meeting is likely to cause rates to move, with a higher likelihood that rates could get worse rather than improve. Investors will be looking for signs of how aggressive the Fed will be in fighting inflation, as well as signs of when the Fed will begin reducing its balance sheet.
- Concerns over Russia and Ukraine: Escalating tension in the region is pushing investors to take a risk-off stance, helping bonds to improve which helps mortgage rates.

01/19/2022

🚨 𝗗𝗼𝗻'𝘁 𝗹𝗲𝘁 𝘁𝗵𝗼𝘀𝗲 𝗼𝗻𝗹𝗶𝗻𝗲 𝗮𝗱𝘀 𝗳𝗼𝗼𝗹 𝘆𝗼𝘂 😲

Rates have moved up higher in recent weeks, but many online ads are still advertising rates that were barely attainable even months ago when rates were at their lowest. 😡

These ads can make you question if you're getting a good low rate, or if you should be looking elsewhere.

👉 𝗗𝗼𝗻'𝘁 𝗹𝗲𝘁 𝘁𝗵𝗲𝗺 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳. If I'm quoting you an interest rate, you can count on it being attainable and being a low rate for the current rate environment. You don't have to fear you'll overpay or be taken advantage of when you work with me, and you can be assured that the rates I quote you are not bait-and-switch rates like these online ads.

While it is true that rates have moved sharply higher recently, we are still seeing some of the best mortgage rates in years. Rates are returning to pre-pandemic levels, as the economy has recovered, and rates are not likely to significantly drop anytime soon.

✅ 𝗜𝗳 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝘁𝗮𝗹𝗸 𝗺𝗼𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝘄𝗵𝗮𝘁 𝗿𝗮𝘁𝗲𝘀 𝘄𝗼𝘂𝗹𝗱 𝗹𝗼𝗼𝗸 𝗹𝗶𝗸𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁𝗲𝗱 𝗶𝗻 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴, 𝗼𝗿 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗼𝘂𝘁 𝘁𝗵𝗲𝗿𝗲 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝘁𝗼 𝗯𝘂𝘆 𝗮 𝗵𝗼𝗺𝗲, 𝗷𝘂𝘀𝘁 𝗹𝗲𝘁 𝗺𝗲 𝗸𝗻𝗼𝘄. I'd be glad to run the numbers for you and to talk about how we can get you a low rate... just maybe not as low as the liar ads you see online.

Address

Austin, TX
78734

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	10am - 6pm
Sunday	10am - 6pm

Telephone

+15128384000

Website

http://www.cbcbanker.com/

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