Southern Lending Services, Ltd - NMLS# 342900

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Southern Lending Services, Ltd - NMLS# 342900 ©2026 Southern Lending Services, Ltd. 3424 Paesanos Parkway, Suite 201C, Shavano Park, TX 78231, NMLS #342900.

Our goal at Southern Lending Services is to help your home financing journey be as simple and worry-free as possible. Our dedicated team of professionals will help guide you through the home financing process so you can join the thousands of happy homeowners who have trusted Southern Lending Services.

5.0 star review received on Experience.com for Amy Jacobs by Lindsay H - Amy was helpful, communicative, and thorough. T...
10/20/2026

5.0 star review received on Experience.com for Amy Jacobs by Lindsay H - Amy was helpful, communicative, and thorough. The only point of frustration for me was a last minute change to cash to close (I was on my way to closing when I got the call), but she tolerated my frustration and helped me problem-solve.

Click to see all 59 reviews of Amy Jacobs, Residential Mortgage Loan Originator | NMLS # 342900

Today’s adjustable-rate mortgages (ARMs) are different from many of the riskier loans associated with the 2008 housing c...
10/16/2026

Today’s adjustable-rate mortgages (ARMs) are different from many of the riskier loans associated with the 2008 housing crisis. With stronger lending standards and built-in protections, ARMs may offer a smart alternative to traditional fixed-rate financing.

• Potentially lower rate and lower monthly payments
• Rate stability with fixed rate for the first 5, 7, or 10 years
• Built-in rate caps and protections and stronger lending standards

Today’s ARMs may be a good fit for you if you want lower initial payments or expect to move or refinance in the future.

PRO TIP: Talk to your loan originator to see if an ARM may be a financing option for your new home.



©2026 Southern Lending Services, Ltd., headquartered at 3424 Paesanos Parkway, Suite 201C, Shavano Park, TX 78231. NMLS # 342900. www.SLSDisclaimers.com

5.0 star review received on Experience.com for William Dorgan by Freddie E G - William was always quickly responded to a...
10/14/2026

5.0 star review received on Experience.com for William Dorgan by Freddie E G - William was always quickly responded to all of my inquiries and kept the loan on track the entire time.

Click to see all 237 reviews of William Dorgan, RMLO | NMLS # 507328

Myth: Lowest Rate = Best LoanA low interest rate can be attractive, but it does not always mean a loan is the best fit. ...
10/13/2026

Myth: Lowest Rate = Best Loan
A low interest rate can be attractive, but it does not always mean a loan is the best fit. Consider the APR, upfront costs, loan type, mortgage insurance, and how long you expect to keep the loan.

A lower rate may come with higher upfront costs. Depending on your budget and plans, a loan with a slightly higher rate and lower upfront costs may make more sense.

The best loan is the one that fits your situation, not simply the one with the lowest advertised rate.

PRO TIP: Ask your loan originator to compare monthly payments and upfront costs side by side so you can understand the tradeoffs.

©2026 Southern Lending Services, Ltd., headquartered at 3424 Paesanos Parkway, Suite 201C Shavano Park, TX 78231 | NMLS # 342900 www.SLSDisclaimers.com

5.0 star review received on Experience.com for Amy Jacobs by Rickey R - Amy was absolutely fantastic throughout the enti...
10/09/2026

5.0 star review received on Experience.com for Amy Jacobs by Rickey R - Amy was absolutely fantastic throughout the entire process! Her communication and responsiveness were exceptional, and she was always available to answer questions. She was also very thorough in explaining everything and made the entire process smooth and easy.

Click to see all 58 reviews of Amy Jacobs, Residential Mortgage Loan Originator | NMLS # 342900

5.0 star review received on Experience.com for William Dorgan by Darlene R K - William  did  a  great  job  keeping us  ...
10/09/2026

5.0 star review received on Experience.com for William Dorgan by Darlene R K - William did a great job keeping us informed every step of the way! He was supportive and reassuring . He also works well under pressure and kept me calm!🤠

Click to see all 236 reviews of William Dorgan, RMLO | NMLS # 507328

5.0 star review received on Experience.com for William Dorgan by Troy H - William  and  his  team  were  always very  re...
10/09/2026

5.0 star review received on Experience.com for William Dorgan by Troy H - William and his team were always very responsive and quickly answered any questions we had. The entire process was super smooth and handled professionally.

Click to see all 236 reviews of William Dorgan, RMLO | NMLS # 507328

4.83 star review received on Experience.com for William Dorgan by Sejal D K - He  is  very  professional,quick.  He  ans...
10/06/2026

4.83 star review received on Experience.com for William Dorgan by Sejal D K - He is very professional,quick. He answers quickly all we need.

Click to see all 234 reviews of William Dorgan, RMLO | NMLS # 507328

4.5 star review received on Experience.com for William Dorgan by Nicole M S - William kept it simple and contacted us di...
10/06/2026

4.5 star review received on Experience.com for William Dorgan by Nicole M S - William kept it simple and contacted us diligently whenever we needed to provide additional things. His team worked swiftly and helped maximize our benefits

Click to see all 234 reviews of William Dorgan, RMLO | NMLS # 507328

5.0 star review received on Experience.com for Amy Jacobs by Rosa L S - Amy was always there for me whenever I had any q...
10/06/2026

5.0 star review received on Experience.com for Amy Jacobs by Rosa L S - Amy was always there for me whenever I had any questions, she explained the cost charges and what they were for.

Click to see all 57 reviews of Amy Jacobs, Residential Mortgage Loan Originator | NMLS # 342900

Address

3424 Paesanos Parkway, Suite 201C
Austin, TX
78231

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