Craig Tatum, NMLS #1991668

Craig Tatum, NMLS #1991668 Mortgage clarity, not hype. Helping families make smarter home financing decisions with education, strategy, and transparent guidance at Efinity Mortgage.

Efinity Mortgage | NMLS #1991668
Equal Housing Lender
Licensed Mortgage Loan Originator. All loans subject to approval.

09/09/2026

Some of us have nightmares of monsters and some of us have nightmares of failed inspections and low appraisals😱

09/08/2026

I may be a little biased but I’m choosing’ Texas 🌆

Credit unions love to advertise the lowest rate in town.And sometimes they really do have a great rate.But here’s the pa...
09/04/2026

Credit unions love to advertise the lowest rate in town.

And sometimes they really do have a great rate.

But here’s the part most people miss:

The interest rate is not the whole deal.

A lender can give you a lower rate and still make up the difference somewhere else — fees, points, closing costs, membership requirements, loan terms, or other charges buried deeper in the paperwork.

That’s why I always tell people:

Stop shopping the rate. Start shopping the entire loan.

Read the fine print on the website.
Ask for the full fee breakdown.
Compare the APR, not just the advertised interest rate.
And look at what you’re actually bringing to closing.

Because a “lower rate” doesn’t automatically mean a cheaper mortgage.

The number in the advertisement gets your attention.

The fine print tells you what you’re really paying. 👀

09/02/2026

You don’t have an earning problem, you may just have a spending problem💸🏠

Tag someone you’re thankful for today 👇🏼🙌🏼
09/01/2026

Tag someone you’re thankful for today 👇🏼🙌🏼

08/31/2026

Flipping can make you rich.

Rentals can make you wealthy.

For us, the choice is pretty simple: we’d rather build a portfolio of homes than a portfolio of transactions.

When you flip a house, you renovate it, sell it, take the profit, pay the taxes, and then you have to go find the next deal.

With a long-term rental, we get to keep the asset.

A tenant helps pay the mortgage. Over time, the loan gets paid down. The property can appreciate. Rents can increase. And eventually, you’re left owning a home that somebody else helped you pay for.

Obviously it’s not literally a free house — there are down payments, repairs, vacancies, taxes, insurance and plenty of headaches along the way 😂 — but the concept is powerful:

Buy an asset.
Let the asset produce income.
Let that income help pay for the asset.
Keep repeating.

And the biggest reason for us?

We’re not only thinking about what our investments can do for us today.

We’re thinking about what we can hand our kids 20–30 years from now.

A paid-off portfolio of income-producing homes sounds a whole lot better to us than a stack of receipts from houses we used to own.

Flipping creates income.

Long-term rentals can create income, equity, assets and a legacy.

That’s why we choose the long game. 🏡

08/27/2026

Tonight’s the first night of the college football season and we are dropping our predictions in this video? Who you have going all the way this year? 🏆

Today, I’m especially grateful for all of you — my clients👇🏼Thank you for trusting me, supporting me, referring your fri...
08/26/2026

Today, I’m especially grateful for all of you — my clients👇🏼

Thank you for trusting me, supporting me, referring your friends and family, and allowing me to be a small part of such big moments in your lives.

I’m grateful for my family, who supports me every step of the way and makes it possible for me to do what I love.

And I’m incredibly grateful for the opportunity to serve Rockwall — helping families make smart moves, create opportunities, and build real, lasting wealth through homeownership.

I don’t take any of it for granted.

Now I want to hear yours — what’s one thing you’re grateful for today? 👇🏼

08/25/2026

Success leaves clues. Learn from these mega chains and how they really built their empires. I’ll give you a hint - it’s now how you probably think…🤫🔑🏠

Master these 3 things and you’ll be dangerous in business — and a whole lot harder to shake in life:1. The shame of reje...
08/24/2026

Master these 3 things and you’ll be dangerous in business — and a whole lot harder to shake in life:

1. The shame of rejection.
Stop taking “no” personally. Rejection isn’t proof you’re not good enough. It’s the price of putting yourself in the arena.

2. The boredom of repetition.
Success is rarely exciting every day. It’s doing the same important things over and over long after the motivation wears off.

3. The pain of feedback.
If you can hear what needs to change without getting defensive, you can improve faster than almost everyone around you.

Most people don’t lose because they lack talent.

They lose because rejection embarrasses them, repetition bores them, and feedback offends them.

Master those three things and you become very, very hard to beat.

Address

6805 N Capital Of Texas Highway Ste 250
Austin, TX
78731

Telephone

+12142882478

Website

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