Mireya Luna, FNBO, Mortgage Loan Officer - NMLS #1677585

05/20/2026

Is now a good time to buy a house?

It’s not about perfectly timing the market—it’s about financial readiness.

Mortgage rates remain elevated and relatively stable, but the key is whether you can comfortably afford the full cost of homeownership and plan to stay long enough to build equity.

This article breaks down why your budget, long-term goals, and financial stability should guide your decision. https://www.fnbo.com/insights/mortgage/2026/is-now-a-good-time-to-buy-a-house-in-2026

05/18/2026

Questions about the housing market? 📉 If you've been watching and waiting, now might be the time to explore your options. Let's discuss how current market trends could work in your favor. Connect with me to learn more about what's available right now.

05/15/2026

What's your dream home exterior style? Drop your preferences in the comments. I love seeing what catches your eye! And when you're ready to find a home with the perfect curb appeal, I'm here to help!

01/30/2026

🏡 Great news for anyone planning to buy or refinance in 2026! The Conforming Loan Limit has increased, giving qualified buyers more flexibility and more purchasing power next year.

FNBO’s latest article breaks down what conforming loans are and how the new limits could benefit you.
👉 Learn more: https://www.fnbo.com/insights/mortgage/2025/what-does-the-2026-conforming-loan-limit-increase-mean-for-homebuyers

01/27/2026

This is what teamwork looks like at FNBO. 💚

Thanks to employee generosity and FNBO’s match, more than $50,000 will support organizations helping families access nutritious meals.

Proud to be part of a company that cares about its communities.

01/26/2026

Wealth planning is best viewed as an ongoing process, not a one-time decision. Changes in technology, investment strategies, life expectancy, and personal goals all influence how individuals approach their financial plans over time.

FNBO Wealth’s latest article, takes a closer look at the top trends shaping wealth planning today and why they matter to you.

Read more: https://www.fnbo.com/insights/wealth/2025/top-trends-shaping-wealth-planning-in-2026

01/24/2026

01/21/2026

Wondering if refinancing makes sense for you in 2026? Here are the key signs it might be time to explore your options. Even one of these situations could potentially save you thousands over the life of your loan.

Curious about current rates and what refinancing could mean for you? Message me and let's talk!