Mireya Luna, FNBO, Mortgage Loan Officer - NMLS #1677585

01/30/2026

🏡 Great news for anyone planning to buy or refinance in 2026! The Conforming Loan Limit has increased, giving qualified buyers more flexibility and more purchasing power next year.

FNBO’s latest article breaks down what conforming loans are and how the new limits could benefit you.
👉 Learn more: https://www.fnbo.com/insights/mortgage/2025/what-does-the-2026-conforming-loan-limit-increase-mean-for-homebuyers

01/27/2026

This is what teamwork looks like at FNBO. 💚

Thanks to employee generosity and FNBO’s match, more than $50,000 will support organizations helping families access nutritious meals.

Proud to be part of a company that cares about its communities.

01/26/2026

Wealth planning is best viewed as an ongoing process, not a one-time decision. Changes in technology, investment strategies, life expectancy, and personal goals all influence how individuals approach their financial plans over time.

FNBO Wealth’s latest article, takes a closer look at the top trends shaping wealth planning today and why they matter to you.

Read more: https://www.fnbo.com/insights/wealth/2025/top-trends-shaping-wealth-planning-in-2026

01/24/2026

01/24/2026

Busy schedule? No problem! 📱 Apply for your mortgage from anywhere, anytime with our streamlined online application. Your dream home is just clicks away. Start your application today! (link to application)

01/21/2026

Wondering if refinancing makes sense for you in 2026? Here are the key signs it might be time to explore your options. Even one of these situations could potentially save you thousands over the life of your loan.

Curious about current rates and what refinancing could mean for you? Message me and let's talk!

01/20/2026

House hunting without pre-approval is like shopping without knowing your budget! 🏠💳

Getting pre-approved gives you:
✨ Clear budget parameters
✨ Competitive edge with sellers
✨ Confidence in your offers
✨ Faster closing process

Start your pre-approval today – it's easier than you think! Send me a message or apply online here: (link to application)

01/19/2026

What's happening in the housing market as we start 2026? As a mortgage expert, I can break down the trends you need to know.

Knowledge is power in real estate. Connect with me and stay informed to make the best decisions for your homebuying or refinancing journey.