Dick O'Donnell US Health Advisors

03/13/2017

USHEALTH Advisors, L.L.C. Wins Gold Stevie® Award in 11th Annual Stevie Awards for Sales & Customer Service
Read the full article at www.prweb.com.

Press release distribution helps you create buzz, increase online visibility and drive website traffic.

03/12/2017

Take advantage of your employer-sponsored insurance, but also look into supplemental term life insurance that can go with you if you change jobs.

The younger you are when you sign up, the lower your rate.

03/09/2017

You may find yourself feeling rejuvenated and extra productive once you return from that week-long holiday.

Making use of paid time off isn't just good for your health -- it also benefits the economy as a whole.

03/06/2017

Sign up to have wellness advice and personal finance tips delivered straight to your inbox.
https://otbd.it/Xx6soD

Thinking about subscribing to the newsletter? Now's the time.

03/03/2017

Organic produce, wild-caught fish and gluten-free items are known to cost a little extra, but the nutritional values often rank similarly to their lower-cost counterparts.

Make sure you're shopping smart by comparing quantities and nutritional values in addition to cost.

03/01/2017

You can rewire your brain to reduce chronic stress and boost productivity.

Simple tweaks like adjusting your lighting and using the MIR technique could prove to be life-changing.

03/01/2017

Contact me to discuss how this benefit (HRA) can be included in your healthcare coverage:

The BASE® Health Reimbursement Arrangement (HRA) was designed to assist with healthcare expenses, and provides our average client over $4,700 in tax savings. This plan allows small business owners the opportunity to deduct up-to 100% of health care costs, including individual insurance premiums and qualified out-of-pocket medical expenses.

The BASE® HRA is an IRS-approved tax savings plan created through Code Section 105 of the Internal Revenue Code that allows business owners the opportunity to deduct these expenses as a business deduction. Around since 1954, this type of HRA was granted Safe Harbor in the Affordable Care Act (ACA) for businesses with 1 employee.

ADVANTAGE

Reduce the financial impact of health care expenses.
Pay for eligible, out-of-pocket health care expenses, while paying no taxes on reimbursements.
Ensures that the plan is in full compliance with all current federal and state tax laws and insurance regulations.
Creates the necessary plan documents as required by the Internal Revenue Service (IRS), Department of Labor (DOL), Employee Retirement Income Security Act (ERISA) and the Affordable Care Act (ACA).
Performs an annual adjudication of all medical expenses as required by the IRS.
Provides each client with an Annual Summary Report (ASR) which summarizes all deductions that will be allowed for the business tax deduction.

02/25/2017

Do you have long-term care coverage? There may be tax benefits that come with it:

Long-term care is necessary for nearly 70 percent of Americans 65 and older.

02/22/2017

Before making a decision about this type of insurance, make sure you fully understand how it works and what your options are.

It's beneficial to have a plan in place whether or not you need hands-on assistance in the future.

01/15/2017