Cari Zepeda, Mortgage Loan Officer at Guild Mortgage

Cari Zepeda, Mortgage Loan Officer at Guild Mortgage My Story

Cari Zepeda is a Mortgage Loan Officer at Guild Mortgage. She is passionate about helping her clients fulfill their dreams of homeownership.

Mortgage Loan Officer
NMLS # 1939523 | IL: 031.0061875
Company NMLS #3274
States licensed in: AZ, FL, GA, IL, IN, KY, MI, OH, TN, WI

Equal Housing Opportunity Most of her family members are in the mortgage industry, including her mom, stepdad, and sister, as well as her husband who is a real estate appraiser. She works hard to analyze each client’s personal and financial situation as if it were

her own loan or family member’s loan. “It is important to think outside the box for both short-term and long-term goals, and how we can achieve them together. Looking at the whole financial scenario allows me to offer mortgage products that fit my client’s needs.”

At Guild Mortgage, Cari offers FHA, conventional, VA, USDA, first-time homebuyer down payment assistance programs, renovation and jumbo loans. Outside of the office, Cari is married with two teenage sons. Cari enjoys volunteering her time to help those in her community, traveling, camping, cross stitching, and organizing. Call Cari to begin your home financing journey! NMLS #1939523, I am authorized to do business in the states of Arizona, Florida, Illinois, Indiana, Tennessee and Wisconsin. AZ BK #0018883; AZ BKBR # 1048380; AZ LO Lic. # 1025554; Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org/). For more licensing information, please visit www.guildmortgage.com/licensing

06/12/2026

Big expenses often call for clear numbers.

From debt payoff to major renovations, a Home Equity Loan can offer straightforward funding with defined payments.

06/05/2026

What if the value you’ve built in your home could work harder for you? U.S. homeowners collectively have $11.6T in tappable equity — and many don’t realize how accessible it can be.

From managing debt to funding major life expenses, home equity can offer real flexibility.

05/29/2026

Saving for a down payment doesn’t have to mean going it alone.

From state and local programs to lender-based assistance, today’s buyers have more pathways to homeownership than ever before.

5.0 star review received on Experience.com for Cari Zepeda by Luke C - Cari was a great loan officer that I could...
05/28/2026

5.0 star review received on Experience.com for Cari Zepeda by Luke C - Cari was a great loan officer that I could talk to at any time. As first time homebuyers, she was very helpful in assisting us through the loan process and was always quick in getting us what we needed.

Click to see all 64 reviews of Guild Mortgage - Cari Zepeda, Loan Officer | NMLS # 1939523

4.75 star review received on Experience.com for Cari Zepeda by David L - Cari, explained things very clearly. She walked...
05/24/2026

4.75 star review received on Experience.com for Cari Zepeda by David L - Cari, explained things very clearly. She walked us through the whole process.

Click to see all 63 reviews of Guild Mortgage - Cari Zepeda, Loan Officer | NMLS # 1939523

05/22/2026

As affordability pressures linger, more transactions are being won through creativity.

Seller concessions are playing a bigger role in bridging the gap between buyers and sellers, and the data shows that flexibility is becoming the norm, not the exception.

5.0 star review received on Experience.com for Cari Zepeda by Richie C - Great communication
05/20/2026

5.0 star review received on Experience.com for Cari Zepeda by Richie C - Great communication

Click to see all 62 reviews of Guild Mortgage - Cari Zepeda, Loan Officer | NMLS # 1939523

Buying a home without a lender is like taking a road trip without a map.We’re the money side of your homebuying team her...
05/20/2026

Buying a home without a lender is like taking a road trip without a map.

We’re the money side of your homebuying team here to translate the numbers, explain your options, and help you move from “someday” to front‑door keys.

05/16/2026

Our Brand Camp experience starts with one simple question: What is your personal brand? Through hands-on marketing and brand exercises, we partner with our loan originators to uncover what sets them apart to best stand out in their market and show up stronger in their community.

Address

2471 W Sullivan Road Suite 1
Aurora, IL
60506

Telephone

+16303622340

Website

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