Cari Zepeda, Mortgage Loan Officer at Guild Mortgage

Cari Zepeda, Mortgage Loan Officer at Guild Mortgage My Story

Cari Zepeda is a Mortgage Loan Officer at Guild Mortgage. She is passionate about helping her clients fulfill their dreams of homeownership.

Mortgage Loan Officer
NMLS # 1939523 | IL: 031.0061875
Company NMLS #3274
States licensed in: AZ, FL, GA, IL, IN, KY, MI, OH, TN, TX, WI

Equal Housing Opportunity Most of her family members are in the mortgage industry, including her mom, stepdad, and sister, as well as her husband who is a real estate appraiser. She works hard to analyze each client’s personal and financial situation as if it were her own loan or family member’s loan. “It is important to think outside the box for both short-term and long-term goals, and how we can achieve them together. Looking at the whole financial scenario allows me to offer mortgage products that fit my client’s needs.”

At Guild Mortgage, Cari offers FHA, conventional, VA, USDA, first-time homebuyer down payment assistance programs, renovation and jumbo loans. Outside of the office, Cari is married with two teenage sons. Cari enjoys volunteering her time to help those in her community, traveling, camping, cross stitching, and organizing. Call Cari to begin your home financing journey! NMLS #1939523, I am authorized to do business in the states of Arizona, Florida, Illinois, Indiana, Tennessee and Wisconsin. AZ BK #0018883; AZ BKBR # 1048380; AZ LO Lic. # 1025554; Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org/). For more licensing information, please visit www.guildmortgage.com/licensing

I am incredibly grateful for the Chenoa Fund Team!  Their program has changed many of my client's lives and allowed them...
09/11/2026

I am incredibly grateful for the Chenoa Fund Team! Their program has changed many of my client's lives and allowed them to become homeowners with little to no funds due on closing day! I cannot thank you enough for your partnership!!!

Guild Mortgage is a proud preferred partner with CBC Mortgage Agency to offer its down payment assistance program, Chenoa Fund.

Fantastic home, Haydee Rosas - Realtor would love for you to stop by!!!
09/11/2026

Fantastic home, Haydee Rosas - Realtor would love for you to stop by!!!

🏡 OPEN HOUSE THIS SUNDAY!

Come take a look at 576 Spring Leaf Dr. in Joliet this Sunday from 1–3 PM!

This home has such a great layout with plenty of space to spread out, including a bright living area, spacious kitchen, and a lower-level family room that gives you that extra hangout space everyone loves. ✨

Whether you’re actively looking or just starting to see what’s out there, stop by, take a tour, and see if this one feels like home. 🤎

📍 576 Spring Leaf Dr., Joliet
📅 Sunday, September 13th
⏰ 1:00–3:00 PM

No appointment needed — just stop in!
Feel free to share with anyone you know looking in the Joliet area. 🏡🔑

Offered at $285,000

Haydee Rosas | Coldwell Banker Realty
📲 630-688-4032

5.0 star review received on Experience.com for Cari Zepeda by Lena S - Cari  was  very  good  at  communicating  the  pr...
09/11/2026

5.0 star review received on Experience.com for Cari Zepeda by Lena S - Cari was very good at communicating the progress of my clients loan application all the way to closing

Click to see all 80 reviews of Guild Mortgage - Cari Zepeda, Loan Officer | NMLS # 1939523

OPEN HOUSE ALERT, Kara Adams, Realtor would love to meet you!
09/11/2026

OPEN HOUSE ALERT, Kara Adams, Realtor would love to meet you!

🚨NEW LISTING!!!

One of my favorite down payment assistance programs, FHA Zero Down!  Reach out anytime with questions.
09/09/2026

One of my favorite down payment assistance programs, FHA Zero Down! Reach out anytime with questions.

From first-time buyers to growing families, Chenoa Fund helps make homeownership possible. Today we're celebrating over 60,000 homebuyers helped!

See what real homebuyers have to say: https://hubs.la/Q04rS6j_0

5.0 star review received on Experience.com for Cari Zepeda by Savannah C - She  was  super  helpful  and  had  great  po...
09/08/2026

5.0 star review received on Experience.com for Cari Zepeda by Savannah C - She was super helpful and had great positive energy through the process

Click to see all 78 reviews of Guild Mortgage - Cari Zepeda, Loan Officer | NMLS # 1939523

08/31/2026
08/28/2026

Recent Treasury actions are designed to calm the bond market and support lower borrowing costs, but global uncertainty and inflation concerns continue to create challenges. So what's next for buyers?

08/24/2026

For everyone in my network already, I hope you’ve walked away satisfied! For people out there who are considering a big move, please give me a call.

08/21/2026

The national housing story isn't as straightforward as the headlines might make it seem.

Beneath the surface, some markets are moving forward, others are losing momentum, and buyer behavior continues to evolve.

Address

2471 W Sullivan Road Suite 1
Aurora, IL
60506

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