Joseph Fox - Mortgage Broker

06/02/2022

Why you MIGHT want to Pay the Mortgage Insurance on a New Home Purchase

06/02/2022

How to Access your Home Equity without Changing the Interest Rate on your Home Mortage.

03/16/2022

Just as you wouldn't take a road trip without first checking your gas tank you shouldn't go house hunting without first finding out how big of a mortgage you can get pre-approved for.

Filling out a pre-approval form will take only 30 minutes or less.

Follow the link below and get pre-approved TODAY!

https://edgehomefinance.com/team-member/joseph-fox/

Have questions about the pre-approval application? Call me DIRECTLY for quick answers at the following number: 321-848-1149.

Welcome to my website Verify my mortgage eligibility (Mar 16th, 2022) Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing wit...

03/16/2022

With the crazy increase in home costs we've been seeing across the Denver Metro region I've been noticing a lot of misconceptions out there about how difficult it can be to purchase a new home. There are a couple things I'd really like to clarify for those feeling defeated by the housing market!

1) YOU DON'T NEED TO PUT 20% DOWN! You can come absolutely under contract with a home purchase by only putting 3.5% down with an FHA Loan or 3.0% with a Conventional Loan.

2) Placing less than 20% down on a home purchase will cause you to have to pay an extra Mortgage Insurance payment every month. However, you can drop the Mortgage Insurance payment in the future by refinancing and the extra amount you would pay in the interim is often DRAMATICALLY less than the extra amount you are likely to pay while saving up for a 20% down payment as the value of your dream home continues to climb upwards due to the housing market’s current average appreciation rates.
Want to find out if you can become a homeowner with only 3% down? Reach out to me TODAY and let’s find out!