04/23/2026
🩺 Medicare Planning Starts with THESE 4 Questions
While family and friends can have the best intentions on providing advice on picking a Medicare plan, this process must be unique to the individual to ensure that it works properly.
It’s about finding what works best for YOU.
Before you enroll, ask yourself these 4 key questions:
âś… 1. What county do you live in?
Believe it or not, your location matters—a lot. Medicare Advantage plans and prescription drug plans are both based on the county that you live in
👨‍⚕️ 2. Which doctors do you need to see regularly?
Not every plan includes every doctor. Making sure your preferred doctors are in-network can save you money—and frustration.
đź’Š 3. What prescription drugs do you need covered?
Each plan has its own drug list (formulary). If your medications aren’t covered properly, your out-of-pocket costs could be much higher than expected and you won't be protected from max out of pocket limits.
đź’° 4. What can you comfortably afford?
It’s not just about the monthly premium. You also want to consider copays, deductibles, and maximum out-of-pocket costs. These costs matter when you are selecting your plan.
While there are MANY factors to consider with Medicare, these 4 questions lay the foundation for making a confident decision.
There is no “one-size-fits-all” plan—only the plan that fits your needs, your doctors, your prescriptions, and your budget.
📞 If you’re feeling overwhelmed or just want a second opinion, I’m here to help guide you every step of the way.
— Medicare Mike
MR Insurance Solutions
“Empowering You to Make Confident Insurance Decisions”