First Choice Mortgage NMLS# 148371

06/09/2026

🏆 June Top Producer Spotlight: Ammie Owens 🏆
Congratulations to Ammie Owens on being First Choice Mortgage’s Top Loan Officer for June!
Ammie’s success is no accident. It comes from hard work, consistent follow-up, genuine care for clients, strong relationships with referral partners, and a commitment to doing things the right way every day. Those qualities create trust, and trust creates results.
At First Choice Mortgage, great loan officers like Amy are backed by a team that is committed to helping them succeed. From in-house processing and closing and experienced support staff to competitive loan options, responsive communication, marketing assistance, and leadership that genuinely cares about helping our team grow, success is never a solo effort.
We believe loan officers perform at their highest level when they can focus on what they do best: building relationships, serving clients, and helping families achieve homeownership. Our job is to provide the support, tools, and environment that make that possible.
To our real estate partners, thank you for the trust you place in Amy and our entire team. Strong partnerships and great communication are what help create smooth transactions and happy clients.
And to Amy, thank you for representing First Choice Mortgage with professionalism, integrity, and a servant's heart. We are proud of you and excited to see what the rest of the year holds.
👏 Congratulations, Amy, on an outstanding June!

05/18/2026

Did you know? 📢 The Best Kept Secret in Mortgages: Buying a Home for Loved Ones
Did you know you can purchase or refinance a home for an elderly parent or a disabled adult child and still get owner-occupied financing?
That is right. Under both Fannie Mae and Freddie Mac guidelines, you do not have to absorb the higher interest rates and steep down payment requirements of an investment property or second home loan.
💡 The Big Deal: No Title or Loan Signatures Required
The occupying parent or child does not even need to be on the loan or on the title.
• How it works: If an elderly parent or disabled adult child is unable to work or doesn't have sufficient income to qualify for a mortgage on their own, a family member can step in as the primary borrower.
• The benefit: The transaction is classified as a primary residence, unlocking the lowest possible interest rates and down payments as low as 5%.
🏡 A Cost-Effective Alternative to Care Facilities
With senior independent living and assisted care costs skyrocketing, this guideline exception is a massive game-changer for family financial planning. It allows families to provide safe, independent, and stable housing for their loved ones while building long-term wealth.
If you have been wondering how to support a parent or adult child's housing needs without breaking the bank, this is the solution.
📲 Reach out today to see how we can put this program to work for your family!

05/12/2026

05/07/2026

🏆🔥 BACK-TO-BACK TOP LOAN OFFICER 🔥🏆

Big congratulations to David Holdeman for earning Top Loan Officer of the Month AGAIN for April at First Choice Mortgage 👏

Back-to-back months says a lot.
That’s not luck. That’s consistency.

David has been serving clients and our community for many years, and people trust him because they know exactly what they’re going to get:
✔ Honest guidance
✔ Great communication
✔ Steady follow-through
✔ Someone who truly looks out for their best interest

That’s what creates long-term relationships and repeat business.

At First Choice Mortgage, we believe great loan officers perform best when they have the right support behind them:
✅ Strong operations and processing team
✅ Competitive rates and loan options
✅ Leadership that supports growth
✅ A culture that recognizes hard work and consistency

When clients work with David, they’re not just getting one person—they’re getting the strength of an experienced team behind the scenes helping make the process smooth from start to finish.

And for loan officers quietly watching from the outside…
There’s a reason experienced producers continue to succeed here.

Proud of you, David. Well deserved. Let’s keep rolling. 💪

05/07/2026

Honoring Your Service This Military Appreciation Month

This May, we celebrate the courage and sacrifice of our Service Members and Veterans. One of the best ways we can say "Thank You" is by helping you secure the stability of a home.

With no monthly mortgage insurance (PMI) and flexible credit guidelines, the VA loan remains the most powerful mortgage product on the market. Whether you’re active duty or a Veteran, you’ve earned the right to a piece of the American Dream.

If you’ve never used your VA benefit, you could be missing out on thousands in savings. Let’s chat today about how to put your benefits to work!Hashtags:

04/16/2026

Attention Fort Gordon families 🎖️

Did you know your VA loan benefit can let you buy a home with ZERO down payment and no PMI?

With Augusta's median home price around $299,000 and 2026 BAH rates covering a solid portion of your payment, buying often makes more financial sense than renting — especially if you're here 3+ years.

At First Choice Mortgage, we've been helping military families in the CSRA use their VA benefits to build equity instead of paying rent for years. We know the VA process inside and out.

✅ $0 down
✅ No private mortgage insurance
✅ Local processing — no out-of-state delays
✅ We close fast so your PCS timeline isn't at risk

Getting PCS orders? Call us before you start packing.
☎️ 706-855-1599