Money MD - Richard Young Advisors

10/16/2026

Market Noise | IRA Gotchas

Episode 664: From rising oil prices to midterm elections, market noise can feel overwhelming, but diversification can help keep your long-term plan on track. Then, learn four costly IRA mistakes that can lead to taxes, penalties, and consequences that may be impossible to reverse.

Podcast Episode · MoneyMD · October 16 · 33m

10/15/2026

Are you making the most of your 401(k)? Steve shares what to consider.

10/09/2026

Advisor Lessons | Diversification Illusion

Episode 663: After successfully managing his family’s finances for 25 years, one experienced investor hired an advisor and came away with five lessons he didn’t expect. Next, Ryan and Justin show how a seemingly diversified portfolio can gradually become overly dependent on the same winning stocks.

Podcast Episode · MoneyMD · October 9 · 30m

10/08/2026

Open enrollment is coming. Ryan shares why you shouldn’t just hit repeat.

10/02/2026

Budget Gotchas | Roth Precision

Episode 662: Cars break, roofs wear out, and appliances die. John and Zach explain how to turn those future “surprises” into planned expenses instead of financial emergencies. Next, learn how to use Roth conversions like a scalpel, not a sledgehammer, to help reduce taxes over the long run.

Podcast Episode · MoneyMD · October 2 · 31m

10/01/2026

09/25/2026

Generational Giving | Financial Milestones

Episode 661: Want to help your kids or grandkids while you’re still here to see it? Steve and Matthew explain how much you can give and how to make the most of today’s gifting rules. Next, learn the financial moves that can help you navigate life’s biggest milestones, from a first job and marriage to retirement and handling an inheritance.

Podcast Episode · MoneyMD · September 25 · 33m

09/24/2026

Justin explains why good financial planning starts with good communication.

09/18/2026

Meet Hannah! | Retirement Gotchas

Episode 660: Matthew and Abbie sit down with Hannah to talk about her role at RYA and give clients a chance to get to know the person behind the familiar voice. Then, learn how to plan ahead for retirement’s biggest expenses and avoid costly “gotchas” after your paycheck stops.

Podcast Episode · MoneyMD · September 18 · 33m

09/17/2026

Don’t overlook the “widow’s penalty.” Abbie shares how to prepare.