James Gay - NMLS# 412223 - Movement Mortgage

08/09/2026

5.0 star review received on Experience.com for James Gay by Elana B - Very professional as always and communication was great.

Click to see all 1060 reviews of James Gay, Branch Leader | Senior Loan Officer

08/08/2026

4.62 star review received on Experience.com for James Gay by Caleb S - Smooth experience. Up front and easy to work with, especially with all the documents and communicate being electronic.

Click to see all 1057 reviews of James Gay, Branch Leader | Senior Loan Officer

08/06/2026

Years of payments and home appreciation can add up. For some homeowners, home equity becomes a resource for the things that matter most.

08/05/2026

Not every borrower fits a conventional box. That's why Non-QM loan options exist. Swipe to learn more. 🏡

*Borrower qualification is required. Additional restrictions apply. First lien position only. ITIN must be assigned at least 2 years prior to application. Depending on the loan amount, additional reserves may be required. Non traditional credit requires 2 credit scores and includes 12 months of housing history and other bills from the credit report. Speak with a loan officer about your specific situation. Programs, rates, terms and conditions subject to change without notice.

08/05/2026

Think you need a large down payment to buy a home?
A common misconception is that a 20% down payment is required. While a 20% down payment is one option, some loan programs may allow lower down payment amounts for eligible borrowers.
Ready to discuss your mortgage options or have questions? Call or text me at 803-215-2412.

08/04/2026

Think homeownership isn't possible for you? Think again. Everyone's journey is different, and there may be more options available than you realize. Let's talk about your goals and explore what's possible. Call or text me: 803-215-2412.

07/31/2026

Homeownership: worth every penny.

07/30/2026

Years of homeownership can create more than memories. For some homeowners, it can create options that weren't available before.

*Qualification is required. Additional restrictions apply. Borrower is required to pay all property charges including, but not limited to, property taxes, insurance, and maintenance. Borrower must meet all loan obligations, including living in the property as their principal residence and the age requirement of 62+. If these obligations are not met, the loan may need to be repaid. This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. Should not be construed as legal or financial advice. Please consult a tax professional/financial advisor.

07/29/2026

You can spend years waiting for the market to tell you it's time. Or you can take one small step and find out what's possible today. Sometimes the hardest part isn't buying a home. It's believing you might actually be able to.

07/29/2026

Whether you're buying your first home or your fifth, having the right information can make a difference.