American Consumer Credit Counseling

09/08/2026

$30,000 in credit card debt was taking a toll on Katie's well-being. She knew she needed help.

Keeping up with credit card payments and everyday bills had become overwhelming.

After searching online, Katie found American Consumer Credit Counseling (ACCC) and scheduled a FREE consultation with one of our financially certified credit counselors.

Together, they created a realistic budget and debt repayment plan based on Katie's financial situation. Although she was initially skeptical, Katie says she found a path forward that worked for her.

By helping lower her interest rates, more of her monthly payment may go toward reducing her credit card debt instead of interest. She'll be paying off her debt much, much faster than she ever could on her own.

💬 Have you ever felt overwhelmed by your finances? You're not alone.

If credit card debt has become difficult to manage, ACCC's certified credit counselors may be able to help you understand your options.

📞 FREE Consultation: 866-237-9911

🌐 Learn more: https://bit.ly/3EwkQnO

Real people. Real help. Real progress.

09/07/2026

American Consumer Credit Counseling wishes you and your family a happy and relaxing Labor Day! What are you doing for Labor Day? Going to the beach? Grilling? Comment below!

09/04/2026

Your emergency kit is ready. Is your emergency fund?

Here are five ways to become more financially prepared for the unexpected:
1. Build an emergency fund, even if you can only contribute a small amount at a time.
2. Keep copies of important financial, medical, and identification documents in a secure place.
3. Know how much you need each month for essentials such as housing, food, utilities, and transportation.
4. Review your insurance coverage and financial plan to make sure they still meet your needs.
5. Manage high-interest credit card debt. Reducing debt now can free up more room in your budget for future emergencies.

If credit card debt is making it harder to prepare for the unexpected, we can help you explore your options.
Learn more: https://bit.ly/3EwkQnO

09/04/2026

Buy a CAR with a credit card?! 🚗💳

It sounds simple enough: Find a zero-interest credit card, put the car on the card, and pay it off before the promotional period ends...

But is it really that easy? 🤔

In this episode of ACCC Reacts, Kai and Kyle react to 's advice about using a 0% interest credit card to buy a car—and let's just say they had a few thoughts. 😅

💬 What do you think?
Would you ever try to buy a car using a credit card? Why or why not?

Tell us in the comments! 👇

If credit card debt has become difficult to manage, American Consumer Credit Counseling (ACCC)'s financially certified credit counselors may be able to help you understand your options.

✔ Lower credit card interest rates
✔ Reduce monthly payments
✔ Create a realistic debt repayment plan
✔ Review available debt relief options
✔ Build a path toward long-term financial stability

📞 FREE Consultation: 866-237-9911

🌐 Learn more: https://bit.ly/3EwkQnO

Real people. Real help. Real progress.

08/31/2026

With potentially less credit card interest, that’s more money to put towards your credit cards, helping you get out of debt faster than if you had to do it on your own. With ACCC, you’ll get an overview of your budget and explore all the debt repayment options available to you. You’ll also get support and guidance throughout your journey.

What do you have to lose? Take control of your financial future.
Take the first step to financial freedom today: https://bit.ly/3EwkQnO

08/30/2026

You made your credit card payment. Then interest was added, and the balance barely moved.

If that cycle feels familiar, one step could be reviewing your debt with a certified credit counselor. They can help you understand where you stand and whether a debt management program may be an option. Through a debt management program, creditors may lower the interest rates on enrolled accounts, allowing more of your payment to go toward your balance.

Contact ACCC for free credit counseling: https://bit.ly/3EwkQnO

08/28/2026

She took out a debt consolidation loan to help pay off her family's credit card debt. At the time, it sounded like a great idea.

But was it actually the right move? 🤔

In this episode of ACCC Reacts, Kai and Kyle react to a credit card debt confession and discuss what may have gone wrong—and what someone in a similar situation might want to consider.

💬 What do you think?
Are debt consolidation loans a good way to pay off credit card debt, or do they sometimes create new problems?

Let us know in the comments. 👇

If credit card debt has become difficult to manage, American Consumer Credit Counseling (ACCC)'s financially certified credit counselors may be able to help you understand your options.

✔ Lower credit card interest rates
✔ Reduce monthly payments
✔ Create a realistic debt repayment plan
✔ Review available debt relief options
✔ Build a path toward long-term financial stability

📞 FREE Consultation: 866-237-9911

🌐 Learn more: https://bit.ly/3EwkQnO

Real people. Real help. Real progress.

08/27/2026

Thank you, Mary, for sharing your experience with ACCC.

Understanding your options can make an important difference when you’re managing credit card debt. ACCC’s certified credit counselors take the time to listen, review your financial situation, and explain the debt repayment options that may be available to you.

If you’re ready to learn more about your options, ACCC is here to help you take the next step: https://bit.ly/3EwkQnO

08/27/2026

Protecting your child’s personal information online starts with knowing what to look for.

There are simple steps parents and caregivers can take to help safeguard a child’s information and build safer digital habits.

Our article will help you get started with practical tips: https://bit.ly/3Ugt7UI

Check out ACCC's complete guide on how to prevent your child's personal information from being stolen by criminals - which could cause financial trouble later.

08/25/2026

Latricia knew something had to change.

Her debt was growing, and her credit score was going in the wrong direction. After finding out about American Consumer Credit Counseling (ACCC) from a friend, she reached out and scheduled a FREE consultation with one of our financially certified credit counselors.

Together, Latricia and her counselor created a realistic budget and debt repayment plan based on her financial situation.

By helping lower her interest rates, ACCC helped more of Latricia's monthly payment go toward reducing her credit card debt instead of paying interest.

With help from ACCC, Latricia was able to:

✔ Create a realistic debt repayment plan
✔ Lower her interest rates
✔ Simplify multiple monthly payments
✔ Regain control of her finances
✔ Move closer to her long-term financial goals

Latricia's story is a reminder that making only minimum payments doesn't have to be your long-term plan. If credit card debt feels overwhelming, understanding your options may be the first step toward finding a better path forward.

📞 FREE Consultation: 866-237-9911

🌐 Learn more: https://bit.ly/3EwkQnO

Real people. Real help. Real progress.