American Consumer Credit Counseling

11/02/2026

A monthly credit card payment should feel like forward motion. But when interest claims a big share, your balance may barely budge.

It's like filling a bucket with a leak: you keep adding water, but some of the progress drains away. You're not alone, and paying more than the minimum may help, but if your balances still aren't moving, ACCC can help you look at your options and build a realistic path forward.

Want to start sealing the leaks?

Contact ACCC today: https://bit.ly/4rlXN3e

11/02/2026

🗳️ Election season is here, and staying informed can help you protect your personal and financial information!

Here are 3 election-related scams to watch out for:
1. Fake PAC Donations: Scammers impersonate political organizations to collect fraudulent donations.
2. Voter Registration Scams: Suspicious texts or emails may direct you to fake registration websites to steal personal information.
3. Political Merchandise Scams: Fraudulent online sellers may accept payment for political merchandise that never arrives.

Remember: PAUSE & VERIFY!
Before clicking unfamiliar links, sharing information, or donating, take time to confirm that the source is legitimate.
- Check your voter registration: vote.gov
- Report suspected scams: reportfraud.ftc.gov

Share these tips with friends and family to help others stay informed and protected.

10/31/2026

Happy Halloween from all of us at American Consumer Credit Counseling! We hope that you have a safe and fun time.

Remember, if the interest on your credit card has your balance looking scary, contact ACCC and explore your options: https://bit.ly/3EwkQnO

10/30/2026

You've been making your credit card payments every month. So why does the finish line still feel so far away?

When interest keeps adding up, it can be difficult to see the progress you're working so hard to make.

The good news? You don't have to navigate it alone.

At American Consumer Credit Counseling (ACCC), our nonprofit credit counselors can help you better understand your debt, explore your repayment options, and create a plan that works for your financial situation.
You deserve to feel confident about where you're headed.

Ready to take the next step toward becoming debt-free? See how ACCC can help you move closer to your finish line 🏁: https://tinyurl.com/Get-Help-ACCC

10/30/2026

Financial wellness begins with access to clear, trustworthy information. That’s why we created the MoneyWi$e newsletter to provide you with practical resources, financial education, and timely insights to empower your financial journey.

Whether you're aiming to pay down debt, build savings, boost your financial literacy, or simply stay informed, MoneyWi$e offers the guidance you can rely on.

Sign up today: https://bit.ly/4uloKFp

10/30/2026

Holiday shopping should bring joy, not financial surprises. From fake online stores to suspicious delivery texts, holiday scams can be difficult to spot.

The good news? A few simple habits can help you shop with more confidence:
- Use strong passwords and enable two-factor authentication.
- Double-check unfamiliar retailers before purchasing.
- Choose secure payment methods.
- Keep an eye on your financial accounts.

Want to learn more? We've rounded up 6 ways to help you recognize common scams and protect your wallet this holiday season: https://bit.ly/4A0ynLy

Learn how to avoid holiday scams with six practical tips from ACCC. Spot fake stores, phishing texts, and AI voice scams to protect your money.

10/29/2026

How well do you know your money?

It's time for a MONEY QUIZ with ACCC's Iona MacGowan - Scot in America

Play along and see how many answers you get right. Then tell us in the comments: How did you do?

Financial knowledge can help you make more informed decisions. And if credit card debt is weighing on your budget, ACCC's certified credit counselors can help you understand your options.

📞 Free consultation: 866-237-9911
🌐 Learn more: https://tinyurl.com/ACCC-GetHelp

Real people. Real help. Real progress.

10/28/2026

The costume can repeat. The memories won’t! 👻🎃

Halloween fun doesn’t have to come with a scary price tag. From rewearing costumes to hosting a cozy movie night, there are plenty of ways to celebrate while sticking to your budget.

Check out these budget-friendly Halloween ideas, and share this with your group chat before the plans get expensive!

10/27/2026

It’s okay to set limits on gifts, travel, and celebrations.

Creating financial boundaries with friends and family can help you enjoy the holidays without taking on expenses that don’t fit your budget.

Review your budget and financial goals, then decide what matters most to you, communicate your financial limits clearly, and remember that meaningful moments don’t have to come with a big price tag.

A little planning and proper communication now can help you celebrate with more confidence and less financial stress.

10/27/2026

A debt consolidation loan can sound like a great solution—but is it always the right fit? 💳

In this episode of ACCC Reacts, Kai and Kyle react to 's experience getting a debt consolidation loan for her family's credit card debt.

What sounds good on paper can sometimes come with details worth understanding before you sign up.

💬 What do you think? What would you want to know before taking out a debt consolidation loan to pay off credit card debt?

If credit card debt has become difficult to manage, ACCC's financially certified credit counselors may be able to help you understand your options, including:

✔ Lower credit card interest rates
✔ Reduced monthly payments
✔ A realistic debt repayment plan
✔ Available debt relief options

📞 FREE Consultation: 866-237-9911

🌐 Learn more: https://tinyurl.com/ACCC-GetHelp

Real people. Real help. Real progress.