10/20/2026
While reviewing the declarations page of a potential customer, I noticed that her homeowners deductible was $15,000. Yes, $15,000. That was not a typo. When I asked her if she was aware that she had a $15,000 deductible, she seemed surprised. People, if there is one piece of advice I can give you today, it is this... PLEASE look over your coverages!!!! If you do not understand what the numbers mean, always ask! Could you imagine if a storm had come through, and this customer needed a new roof? She would have been responsible for the first $15,000... I don't know about you guys, but I wouldn't be able to do that.
If you need me to look over your insurance, even if it's just to make sure you are properly covered, please reach out!
Speaking of roofs... We have 100% replacement costs. We don't prorate, it's covered!