Dara Ek - Guild Mortgage - NMLS #1370729

Dara Ek - Guild Mortgage - NMLS #1370729 Welcome! It's all about service at Guild Mortgage and our company has been meeting the needs of homebuyers across the United States since 1960.

I joined Guild because of its strong reputation for integrity‚ based mortgage lending its unwavering commitment to responsible lending practices and for its broad portfolio of mortgage solutions and tools. Since joining Guild I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage I will provide a customize

d solution for you at competitive rates. No brokering no middleman no hassle no surprises. Guild is a direct lender which means that my Branch and Regional Offices are equipped to complete the entire loan process in‚ house‚ all loan processing underwriting closings and funding are handled locally. As a result we have a proven track record of closing loans as quickly and efficiently as possible I will be in control of your loan file from start to finish and I will be up‚ to‚ date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate timely and honest mortgage advice. I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be. NMLS #1370729 | State Lic -1370729 | Corp NMLS #3274| Corp Lic -3274| Equal Housing Lender

Market Update: Bond yields continue climbing as inflation concerns and rising oil prices keep pressure on the markets. T...
05/22/2026

Market Update: Bond yields continue climbing as inflation concerns and rising oil prices keep pressure on the markets. The 10-year Treasury is now sitting at 4.67%, while pending home sales showed stronger-than-expected growth despite higher mortgage rates.

As we head into the Memorial Day weekend, remember markets close early Friday at 2PM ET and will be closed Monday. Liquidity could be thinner, so timing matters when discussing rate locks.



Dara Ek
NMLS 1370729
Equal Housing Opportunity

206.307.1859
homeloansbydara.com

cold world, warm house. let’s make this your year!
05/16/2026

cold world, warm house. let’s make this your year!

Most people only think about their mortgage when rates drop… but your home could be creating opportunities right now.Tra...
05/06/2026

Most people only think about their mortgage when rates drop… but your home could be creating opportunities right now.

Track your home value, equity growth, and explore what your next move could look like, all in one place.

DM “HOME” and I’ll send you access to your personalized dashboard, or TAP the link in BIO to get started. It’s FREE!!!



Dara Ek
NMLS 1370729
Equal Housing Opportunity

206.307.1859
homeloansbydara.com

Your credit score could be the difference between saving hundreds a month… or overpaying for the wrong loan.Most buyers ...
04/29/2026

Your credit score could be the difference between saving hundreds a month… or overpaying for the wrong loan.

Most buyers think they just need to “get approved,” but the real strategy is knowing which loan fits your score best.

Here’s the cheat code:

Under 680 → FHA often wins with lower rates + lower payments
680–739 → Compare FHA vs Conventional
740+ → Conventional usually offers the best pricing + lowest PMI

The mistake I see too often? Buyers choosing a loan before reviewing both options.

If you’re planning to buy in Washington, I’ll help you compare everything side-by-side so you can make the smartest move.

DM me “SCORE” and I’ll help you build a game plan.

seattlemortgage

Dara Ek
NMLS 1370729
Equal Housing Opportunity

206.307.1859
homeloansbydara.com

5.0 star review received on Experience.com for Dara Ek by Nathan V - Dara  was  great  on  communication  and  very  fas...
04/03/2026

5.0 star review received on Experience.com for Dara Ek by Nathan V - Dara was great on communication and very fast with his replies. He was a pleasure to work with.

Click to see all 122 reviews of Guild Mortgage - Dara Ek, Loan Officer | NMLS # 1370729

5.0 star review received on Experience.com for Dara Ek by Timothy N - Dara  Ek  worked hard  to get us through this
04/02/2026

5.0 star review received on Experience.com for Dara Ek by Timothy N - Dara Ek worked hard to get us through this

Click to see all 121 reviews of Guild Mortgage - Dara Ek, Loan Officer | NMLS # 1370729

You might be closer to buying than you think…In many cases, with the right loan and down payment assistance, you can get...
04/01/2026

You might be closer to buying than you think…

In many cases, with the right loan and down payment assistance, you can get into a home for less than your first month’s rent + security deposit.

But most people wait… because they think they need 20% down

That delay can cost you years of missed equity.

I’ve helped buyers go from not ready to ready faster than they expected.

DM me “READY” and let’s map out your plan



Dara Ek
NMLS 1370729
Equal Housing Opportunity

Here’s the truthIt’s way better to get pre-approved and not need it… than to need it and realize you’re not mortgage rea...
04/01/2026

Here’s the truth

It’s way better to get pre-approved and not need it… than to need it and realize you’re not mortgage ready.

Your opportunity doesn’t wait for you to figure it out. Most people think they’re “not ready”…
but they’ve never actually been shown what ready looks like.

This scorecard is literally how I look at loan files behind the scenes. No fluff. No guessing. Just structure.

I’ve helped buyers go from not ready → fully approved FAST just by tightening a few things up.

Drop your score if you’re brave
DM me “READY” and I’ll map out your next moves



Dara Ek
NMLS 1370729
Equal Housing Opportunity

206.307.1859
homeloansbydara.com

Divorced and keeping the house? You might NOT need a cash-out refi.Fannie Mae allows you to buy out your ex’s equity usi...
03/26/2026

Divorced and keeping the house? You might NOT need a cash-out refi.

Fannie Mae allows you to buy out your ex’s equity using a rate & term refinance, meaning better rates, lower costs, and a smarter way to keep your home.

Most people (and even some lenders) get this wrong.

If you’re going through a divorce, structure matters.

DM “DIVORCE” and I’ll break down your options



Dara Ek
NMLS 1370729
Equal Housing Opportunity

206.307.1859
homeloansbydara.com

Most buyers think it’s just one person handling their loan…In reality? It’s a team working behind the scenes to make sur...
03/25/2026

Most buyers think it’s just one person handling their loan…

In reality? It’s a team working behind the scenes to make sure your deal closes.

And not all teams are built the same. If you’ve worked with us, you’ve worked with Shai & Kaleb 😍 They keep everything moving, smoothly to the finish line 😮‍💨

A strong loan team =
✔ cleaner approvals
✔ fewer surprises
✔ stronger offers
✔ less stress

If you’ve had a frustrating experience before…
there’s a reason.

DM me “TEAM” and I’ll walk you through a better approach.



Dara Ek
NMLS 1370729
Equal Housing Opportunity

206.307.1859
homeloansbydara.com

Address

1002 15th Street SW #205
Auburn, WA
98001

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