Independent Bank - AJ Harma

Independent Bank - AJ Harma NMLS #436354. Member FDIC. Equal Housing Lender

Happy Veterans Day! Today we honor all who have served and the families that love and support them! Independent Bank is ...
11/11/2024

Happy Veterans Day! Today we honor all who have served and the families that love and support them! Independent Bank is an Equal Housing Lender.

11/01/2024

It's almost time! Remember to check your alarm systems when clocks "fall back" this weekend. You'll sleep better knowing your family is safe. Independent Bank is an Equal Housing Lender.

You may be able to use the equity in your home to kick financial worries to the curb. Ask me how! Independent Bank is an...
09/23/2024

You may be able to use the equity in your home to kick financial worries to the curb. Ask me how! Independent Bank is an Equal Housing Lender. Member FDIC.

The Fed finally cut rates! At their September meeting, the Board voted to slash policy rates by 0.50% and projected more...
09/19/2024

The Fed finally cut rates! At their September meeting, the Board voted to slash policy rates by 0.50% and projected more cuts to come this year. The Fed doesn't control mortgage rates directly, but rates had already fallen in anticipation. There may be advantages to making your move now rather than waiting on the Fed to act again. If you want to discuss good timing for your situation, please reach out. Independent Bank is an Equal Housing Lender.

Finding the right mortgage is as important as choosing the right home. Reach out when you're ready, and we can explore t...
09/16/2024

Finding the right mortgage is as important as choosing the right home. Reach out when you're ready, and we can explore the possibilities together. Independent Bank is an Equal Housing Lender. Member FDIC.

Do you know where you were? For many of us, it's easy to recall the exact moment we learned of the atrocities happening ...
09/11/2024

Do you know where you were? For many of us, it's easy to recall the exact moment we learned of the atrocities happening on September 11, 2001. On this Patriot Day, may we also remember the spirit of unity and patriotism that followed. Independent Bank is an Equal Housing Lender.

If interest rate concerns are keeping you from a home purchase or refinance, don't lose hope. Adjustable rate mortgages,...
09/09/2024

If interest rate concerns are keeping you from a home purchase or refinance, don't lose hope. Adjustable rate mortgages, rate buydowns and home equity lines of credit are just three of the many ways we may be able to help. Let's explore your options together! Independent Bank is an Equal Housing Lender. Member FDIC.

The Fed left policy rates unchanged at their May meeting. Fed Chair Powell said he expects reaching the goal of 2% infla...
05/02/2024

The Fed left policy rates unchanged at their May meeting. Fed Chair Powell said he expects reaching the goal of 2% inflation to take longer than previously thought. As home prices rise, the possibility of lower rates later may not be enough to make mortgage payments more affordable. If you can afford a purchase now, this may be the time to act. Please reach out if I can assist. Independent Bank is an Equal Housing Lender.

The Fed left policy rates unchanged again at their January meeting. Mortgage rates can move in anticipation of future Fe...
02/01/2024

The Fed left policy rates unchanged again at their January meeting. Mortgage rates can move in anticipation of future Fed action, though, so you may be able to access lower rates before the Fed makes cuts. If you are ready to make a move now, there's no need to wait. We have programs that can work in the framework of today's market and prepare you for the future. Please let me know if I can help. Independent Bank is an Equal Housing Lender.

Ask me how your home's equity can bring your renovation dreams to life. Independent Bank is an Equal Housing Lender. Mem...
01/23/2024

Ask me how your home's equity can bring your renovation dreams to life. Independent Bank is an Equal Housing Lender. Member FDIC.

High-interest debt is so last year. Let your home's equity give you the jumpstart you need to regain control. Message me...
01/16/2024

High-interest debt is so last year. Let your home's equity give you the jumpstart you need to regain control. Message me if you'd like to talk about your options. You may be surprised! Independent Bank is an Equal Housing Lender. Member FDIC.

2023 was a year of rising rates and few listings. No one can say for sure, but it seems that 2024 may bring rate relief ...
01/11/2024

2023 was a year of rising rates and few listings. No one can say for sure, but it seems that 2024 may bring rate relief and more homes coming to market. Owners may benefit from refinancing, and buyers who act before everyone else may beat the price increases that lower rates may cause. If you'd like to make a move, I'll be happy to help. Independent Bank is an Equal Housing Lender.

Address

655 N Port Crescent St
Auburn, MI
49690

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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