Shey Knight - Insurance Solutions Group

08/28/2026

We're in the peak of Atlantic hurricane season. August and September are the most active months. 🌀

Quick reminder from June: Standard homeowners insurance does NOT cover flood damage.

Even if you're inland, heavy rain from tropical systems causes flooding. And flooding isn't covered unless you have separate flood insurance.
30-day waiting period = act now or wait until next season.

If you haven't reviewed since May/June:
✅ Do you have flood insurance?
✅ Coverage limits adequate?
✅ Evacuation plan in place?
✅ Important documents safe?

Storm season is active. Your coverage shouldn't be a question mark.
📞 334.203.4296 | Hurricane coverage review

08/24/2026

Back to school means more teen drivers on the road. College kids taking cars. Commuters heading to campus. 🚗📚

Before the school year starts, let's make sure coverage matches reality.
📞 334.203.4296 | Back to school vehicle review

08/21/2026

Labor Day weekend is almost here. Road trips. Lake trips. Last beach getaway of summer. 🚗

Before you hit the road, quick question: Is your vehicle ready for travel?
And is your coverage?

Pre-trip checklist:
✅ Vehicle maintenance (tires, fluids, brakes)
✅ Auto insurance coverage limits adequate
✅ Rental car coverage included (if renting)
✅ Roadside assistance active
✅ Important docs accessible (insurance card, ID)

If you're towing a trailer:
Does your auto policy cover liability while towing? Damage to the trailer? These gaps are common.

Safe travels start with preparation. Let's make sure you're covered.
📞 334.203.4296 | Travel insurance review

08/14/2026

Peak summer heat is here. Your AC unit is working overtime. ☀️
Here's what homeowners don't realize: When your AC fails, water damage often follows.

Burst pipes from heat stress. Water pooling in the attic. Mold from condensation issues. These aren't covered under standard homeowners if they're due to lack of maintenance.

Protect yourself:
✅ Get AC unit serviced NOW (before peak heat)
✅ Check for maintenance records (insurance may require proof)
✅ Ensure water damage coverage is adequate
✅ Monitor your system for warning signs

One failed AC unit = thousands in water damage claims denied.
Don't let summer heat damage your home. Get ahead of it now.

📞 334.203.4296 | Home maintenance & coverage review

08/11/2026

College move-in day is just around the corner. New laptop. New TV. New furniture. New dorm room full of stuff. 🎓

Here's what parents forget: Your homeowners insurance doesn't cover your kid's dorm room.

Not the laptop. Not the TV. Not the textbooks. None of it.

Your college student needs renters insurance. It's:
✅ Affordable
✅ Covers belongings in dorm or off-campus housing
✅ Includes liability if someone gets hurt
✅ Easy to add to existing policy

One theft. One fire. One roommate injury. Without renters insurance, you're paying out of pocket.

Before move-in day, make sure your college student is covered.
📞 334.203.4296 | College renters insurance quote

07/31/2026

Summer vacation rentals are booming. Airbnb, VRBO, short-term rentals. If you're renting out your home, here's the critical part: Your homeowners policy doesn't cover it. 🏠

Standard homeowners insurance is for primary residences you occupy. Rental properties—even short-term—need different coverage.

Renting your home without proper insurance = claim denial if something goes wrong.
Guest gets injured? Property damage? Theft? Without rental property insurance, you're personally liable.

Don't leave income unprotected. Let's make sure your rental is properly insured.
📞 334.203.4296

07/24/2026

Back to school is just around the corner. 📚🚌 As kids get ready for the new school year, here's what parents often overlook on their insurance:

Homeowners:
✅ New electronics (laptops, tablets) listed on your policy?
✅ Dorm room coverage if they're moving to college?

Auto:
✅ Teen drivers back home? Coverage updated?
✅ New drivers on the policy? That increases your premium.

Life/Disability:
✅ If something happened to you, could your kids finish school?
Back to school means change. Make sure your insurance reflects it.

📞 334.203.4296

07/20/2026

07/17/2026

Has your business grown since you last reviewed your insurance? 📈

More revenue. More employees. More equipment. Bigger projects.

But your coverage limits? Still the same from last year.

One accident on a bigger job than you're covered for = you're underinsured and personally liable. Don't wait until year-end. Let's review your business insurance now.
📞 334.203.4296

07/13/2026