Shey Knight - Insurance Solutions Group

10/16/2026

Thanksgiving is less than 6 weeks away. 🦃
If you're hosting, here's what to think about now:

✅ Homeowners liability (adequate limits)
✅ Umbrella policy (extra protection)
✅ Home safety items (working smoke detectors, clear pathways)
✅ Emergency contact info accessible

One guest injury = one lawsuit.

Better to have umbrella coverage and not need it than the other way around.
Start planning now—before you're stressed with prep work.

📞 334.203.4296 | Holiday hosting insurance review

10/12/2026

Take a read through and reach out with any questions!

10/08/2026

Working smoke alarms reduce your risk of dying in a home fire by 60%.
That's not a recommendation. That's a lifeline.

The reality:
A fire reaches 1,100°F in 5 minutes
Smoke spreads faster than heat
You need seconds to escape—not minutes
Working alarms give you those seconds

What "working" means:
✅ Batteries changed every 6 months (or with DST change)
✅ Tested monthly (press the button)
✅ Not covered in dust
✅ Placed in every bedroom + hallway

One working smoke alarm costs $15-30.
One home fire death is one too many.
October is Fire Prevention Month. Make it count.

📞 334.203.4296 | Home safety review

10/06/2026

October is Fire Prevention Month. 🔥

With heating season starting, fireplaces being used, and fall decorations going up, now's the time to prepare.

Protect your home:
✅ Have chimney inspected before fireplace season
✅ Keep space heaters 3+ feet from anything flammable
✅ Test smoke detectors NOW (not when fire starts)
✅ Have escape plan (meeting place, route)
✅ Keep fire extinguisher accessible

Insurance covers fire damage—if you make it out safely.
Prevention > recovery. Every time.

📞 334.203.4296 | Home safety review

10/05/2026

Wondering whether a pre-existing condition could affect your life insurance options? Our latest blog explains what to consider and how a pre-screen can give you a better idea of what to expect.

http://ao-ins.com/Qgq150ZTcEp

09/29/2026

Holiday season = hiring surge. If you're adding staff for Q4, remember: Every new employee needs workers comp coverage. 👥

Temporary help. Seasonal workers. Part-time holiday staff.

All need to be on your workers comp policy BEFORE they start working.

When to add them:
BEFORE first day of work (not after an accident)
Update payroll immediately
Notify your insurance agent
Keep all documentation

Holiday season is busy. But hiring without workers comp is a liability disaster waiting to happen.

Don't cut corners on coverage.

📞 334.203.4296 | Workers comp for seasonal staff

09/23/2026

Fall road trips are coming. Leaf-peeping. Pumpkin patches. Family getaways. 🚗🍂
Before you hit the road, quick safety check:

Vehicle readiness:
✅ Tires in good condition?
✅ Brakes inspected?
✅ Fluids topped off?
✅ Lights working?

Insurance readiness:
✅ Auto coverage updated?
✅ Roadside assistance active?
✅ Rental car coverage included?
✅ Emergency contact info accessible?

Safe fall travels start with preparation.
📞 334.203.4296 | Travel insurance review

09/18/2026

Q4 is coming. Holiday season. Year-end crunch. Peak business season for most. 📈

If you're a business owner, this is your busiest quarter. More projects. More employees. More revenue. More risk.

But has your insurance coverage grown with your business?

One major claim during peak season + underinsured = business complications.
Q4 is too busy to scramble for coverage. Review now while you have time.

📞 334.203.4296 | Free Q4 business insurance audit

09/14/2026

Check it out!

For almost 85 years, Chewacla State Park has been an area favorite for those looking for an outdoor escape. Established by the state in 1939, the park was originally a beautiful unclaimed wooded area with two creeks flowing through it. The workers of Wrights Mill, a nearby sawmill, often cooled off....

09/12/2026

Fall is here, and so is the maintenance checklist. 🍂

Before winter hits, take care of these now—or risk expensive claims later.

A few hours of fall maintenance now prevents thousands in winter damage claims.

📞 334.203.4296 | Home maintenance & coverage review