Shey Knight - Insurance Solutions Group

05/28/2026

Hurricane season officially starts June 1—that's 4 days away. 🌀

For coastal and inland Alabama, this means severe weather, flooding, and potential evacuations. Here's what you need to know about your coverage RIGHT NOW:
Even if you're not on the coast, inland flooding from heavy rain is NOT covered by standard homeowners policies. You need separate flood insurance—and it has a 30-day waiting period.

If you wait until a named storm is in the Gulf, it's too late.
Alabama gets hit by hurricanes, tropical storms, and their remnants every season. Your home deserves protection before the first storm forms.
📞 334.203.4296 | Hurricane coverage review

05/26/2026

A small chip in your windshield may not seem urgent, but it can turn into a bigger problem over time. Here’s what to know about what may cause...

05/22/2026

Memorial Day weekend is here—time to hit the lake, the road, and the trails. ☀️🚤🏕️
Before you load up the boat, hitch the RV, or head out for the long weekend, quick question: Is all of it insured?

🚤 Boat owners: Is your marine policy active? Does it include towing and on-water assistance?
🏕️ RV owners: RV insurance ≠ auto insurance. Does your policy cover personal belongings inside the RV?
🚗 Towing a trailer? Does your auto policy cover liability while towing? What about damage to the trailer itself?

Don't let a great weekend turn into an expensive lesson. Let's make sure you're covered before you head out.

📞 334.203.4296 | Recreation insurance review

05/18/2026

05/18/2026

Summer is here, and so are thousands of newly licensed teen drivers. 🚗☀️
Driver's ed is wrapping up. Graduation just happened. And teens across Alabama are hitting the road for the first time—often without their parents knowing if they're properly covered.

Here's what parents need to know:
Once your teen has a license, you're legally required to add them to your policy—even if they're only driving "occasionally."

What happens if you don't add them: Your claim gets denied if they're in an accident. You're personally liable for damages. Your policy could be canceled.
Summer driving season just started. Let's make sure your teen is covered before they hit the road.

📞 334.203.4296 | Teen driver coverage review

05/10/2026

Spring and summer = peak construction season. 🔨🏗️

If you're a contractor in Alabama, here's what you need:
✅ General Liability - Client property damage, third-party injuries
✅ Commercial Auto - Your work trucks and equipment in transit
✅ Tools & Equipment Coverage - Job site theft, damaged tools
✅ Workers Compensation - Required by law once you have employees

What most contractors don't realize: Your personal auto policy won't cover your work truck. Homeowners insurance doesn't cover business equipment. One lawsuit can wipe out years of profit without proper coverage.

Let's make sure you're properly protected before the next job starts.
📞 334.203.4296 | Free contractor insurance review

05/08/2026

It's Small Business Week, so let's talk about the coverage most small business owners skip—until someone gets hurt. 💼⚠️

Workers Compensation Insurance.

If you have employees in Alabama, workers' comp is legally required. Here's what can happen without it:
❌ Fines and penalties from the state
❌ Personal liability if an employee sues
❌ You're paying medical bills and lost wages out of pocket

Whether you run a retail shop, landscaping crew, or office-based business—if you have employees, you need workers' comp.

Let's make sure your business is protected AND compliant.
📞 334.203.4296 | Free business insurance review

04/28/2026

Tornado season peaks in April and May across Alabama. 🌪️

Here's what you need to know about your coverage:

✅ Typically covered: Wind damage, debris removal, damaged belongings, temporary housing costs

❌ NOT covered without separate policies: Flood damage from heavy rain, vehicles (that's auto insurance)

Alabama weather is unpredictable. Your coverage shouldn't be.

📞 334.203.4296 | 24/7 emergency claims line

04/22/2026

Happy Earth Day! 🌍🌱

As we celebrate taking care of our planet, let's talk about taking care of your property—starting with what nature throws at it.

✔️ Trim trees near your home - Overhanging branches become projectiles in storms
✔️ Clean gutters and downspouts - Prevents water damage and foundation issues
✔️ Inspect your roof - Missing shingles lead to leaks during spring rains
✔️ Clear yard debris - Reduces fire risk and drainage problems
✔️ Check grading around foundation - Water should flow AWAY from your home

Most insurance companies require you to maintain your property. If damage happens because of neglect, your claim could be denied.

Need help understanding what your policy requires? Let's review it together.
📞 334.203.4296 | Property maintenance + coverage review

04/15/2026

April is Financial Literacy Month 💰🛡️

Most people think of insurance as an expense. But smart financial planning treats insurance as protection for your biggest assets.
Without proper insurance, one unexpected event wipes out years of financial progress.

Financially savvy people approach insurance differently: They review coverage annually—not just at renewal. They adjust as assets grow. They understand what's actually covered, not just what they're paying for.

Your home is likely your largest investment. Your business is your livelihood. Your vehicles get you to work. Insurance isn't an expense—it's the foundation of financial stability.

When's the last time you reviewed your policies?

📞 334.203.4296 | Free financial protection review