Tina Degenhardt, Insurance Broker

08/20/2026

07/29/2025

Tuesday Tip

07/26/2024

Medicare premiums can add up, but we’re here to help you find the best options – and share cost-saving tips of the trade 💰 Take a look at a few of them below!

🩺 Enroll on time: Some parts of Medicare have late enrollment penalties. You may have to pay extra for your monthly premium if you don’t enroll when you’re first eligible.

🩺 Find out if you’re eligible for (and taking advantage of) premium-free Part A: Most people don’t pay a monthly Part A premium because they’ve paid Medicare taxes for 10+ years while working.

🩺 Report when your income goes down: Some parts of Medicare come with an income-related monthly adjustment amount (IRMAA). If your income goes down, so may your IRMAA.

🩺 Consider Medicare Advantage: Medicare Advantage can have little to no premium fees and can offer additional coverage for parts A and B.

🩺 Apply for a Medicare savings program: Savings programs can help pay for the cost of Medicare. If you’re interested, reach out to us to see if you qualify.

11/18/2023

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