09/23/2026
Budgeting for truck maintenance and paying for an unexpected repair are **not the same thing**.
For one truck, a realistic monthly maintenance reserve can be around **$1,821**.
But one unplanned truck repair? That can easily hit **$9,000+ in a single shop visit.**
For owner-operators and independent carriers, the difference is simple: one is a planned trucking expense. The other can wipe out months of profit overnight.
Build the maintenance reserve before the repair bill shows up.
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