08/12/2026
Healthcare renewals for 2027 are projected to rise by approximately 9.9%–11.5%. For many employers, the default response will be to reduce benefits, increase employee contributions, or shift more risk to their workforce.
But higher costs do not automatically require thinner coverage.
GAB International helps employers take a smarter approach by engineering the plan at the supply-chain level: not simply shopping it. That means:
• Auditing the full benefits supply chain
• Aligning plan design with employee demographics and utilization
• Evaluating level-funded alternatives
• Managing chronic conditions proactively
• Improving the member experience while controlling unnecessary spend
The result? Employers can often reduce costs by 25%–35% without sacrificing the benefits employees depend on.
For 2027, the question is not just, “Which carrier has the lowest price?”
It is: “How do we engineer a benefits strategy that works better for the business and the people we employ?”
If your renewal strategy starts with cutting coverage, it may be time to look deeper. GAB can help you explore a more sustainable path.
