Chad Farmer Ameris Bank Mortgage NMLS# 35131

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United States
Atlanta, GA
Chad Farmer Ameris Bank Mortgage NMLS# 35131

When it comes to home buying, we've seen it all, and understand how you feel. When you find the perfect home, let us find you the perfect mortgage. NMLS # 35131 |

Chad has extensive knowledge and experiences with all types of loan programs. His clients can trust that they stay informed throughout the entire process and that he works hard to ensure there are no surprises at closing. As a seasoned mortgage banker, he is committed to providing the highest level of customer service, integrity, and professionalism. Chad will work diligently to customize programs that best suit your needs.

11/03/2026

🏡 Your home equity could be your biggest financial advantage. 💰

Knowing how much equity you have gives you more options and more confidence when planning your next move. Ready to see what your home may be worth?

📲 Let's connect and talk about your opportunities!

🏡✨📈

10/30/2026

💰 Bringing cash to closing is one of the biggest hurdles for many homebuyers.

That’s why it’s worth understanding seller concessions! 🤝 In some situations, a seller may agree to cover certain closing costs, helping reduce the amount a buyer needs to bring to the closing table.

🎥 This video walks through one example of how seller concessions can impact cash to close. Every transaction is different, but it’s a strategy worth discussing when buying a home! 🏠🔑

10/27/2026

Want to maximize your homebuying power? Before applying for a mortgage, it's important to understand how your existing debt may affect your loan options. A little preparation today can help put you in a stronger position when you're ready to buy.

Let's create a plan that works for your goals.

10/27/2026

🏡✨ Self-employed, freelance, or gig worker?

Traditional pay stubs aren't your only option! 💼 We offer mortgage solutions that can use bank statements to verify income, helping more buyers achieve homeownership. 🔑🏠

📞 Let's connect and explore your options today!

🏡💙✨

10/20/2026

🎁🏡 Using gift funds for your down payment?

They can help make homeownership more affordable! 💙 Understanding who can provide the gift and what documentation is needed can help keep your purchase on track.

📞 Contact me today to learn more about using gift funds for your home purchase! 🔑✨

🏡💙🎉

10/14/2026

🏡✨ Thinking about buying a newly built home?

Builder incentives could make homeownership more affordable than you think! 💰 From lowering upfront costs to reducing your monthly payment, many builders offer valuable perks such as:

✅ Closing cost assistance
✅ Interest rate buydown opportunities 📉
✅ Builder-funded incentives and savings 🎉

Many buyers are surprised by how much these programs can improve affordability and help make their dream home a reality. 🏠💙

🔗Contact me today to explore your financing options and learn which builder incentives may be available to you!

🏡🔑✨

10/13/2026

🏡✨ Still searching for your dream home? Why not create it instead!

A renovation can turn a house you like into the home you love. 🔨💙 Whether you're updating a kitchen, adding more space, or giving your entire home a fresh new look, the right financing can help bring your vision to life.

💡 Ready to transform your ideas into reality? Contact me today to explore renovation financing options and take the first step toward your dream home! 🏠✨

🔨🏡💙✨

10/13/2026

🏡📉 Waiting for the “perfect” mortgage rate? It might seem like the smart move, but the housing market doesn't move in a straight line. Rates are only one piece of the puzzle. Home prices, inventory levels, and buyer competition all impact affordability.

✅ The best time to buy is when you are financially ready. And remember, if rates drop later and you qualify, refinancing could help you take advantage of future savings.

🔑 Focus on your goals, not just the rate.

🏠✨

10/07/2026

Affordability is about more than mortgage rates. This week's Mortgage Monitor explores how monthly payments, financing options and transaction terms can help buyers evaluate the full financial picture. Read the latest article to learn more: https://ow.ly/8fMa30sZEEs

10/06/2026

🏡✨ Put your home's equity to work without touching your first mortgage!

Ameris Bank's Closed-End Home Equity Loan (HELoan) offers a fixed-rate, second-lien option that can help you renovate your home 🛠️, consolidate debt 💳, or cover major expenses 💡. Keep your low-rate first mortgage in place and enjoy predictable monthly payments with terms designed to fit your financial goals.

🔗 Learn more about our HELoan program: https://ow.ly/yacv30sZszm

📞 Ready to put your home's equity to work? Contact me today to see if a HELoan could be the right solution for your needs! ✨🏠💰

Address

Atlanta, GA
30305

Website

http://www.amerisbank.com/chadfarmer

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