05/22/2025
Lately, so many of my friends have aging parents and they are having to navigate assisted living or memory care. Most do not know how to pay for it. You can not look to Medicare, and places that accept Medicaid often have waiting lists, and they aren't necessarily the highest quality of care. I have been through this twice since 2020, first with my dad and then with my mother-in-law. I am a certified estate planner and licensed insurance advisor. It may be too late for your parents, but I want to speak directly to you. Right now, if you're somewhat healthy, you can replace your traditional life insurance (just a death benefit) for the new kind of life insurance. These hybrid policies allow you to use your death benefit cash when you have Alzheimer's or dementia, or if you need assistance with your daily living. For example, on a $500,000 policy you could pull between $5,000 and $6,000 per month if you need that kind of assistance. These are A+ rated, financially strong carriers. There are now about two dozen life insurers that offer this at no extra charge to the policyholder. Please visit my website and click on the "living benefits" page to read more. If you would like a no-cost review of your life insurance coverage, I am glad to help. Most of my clients trade in their death-benefit-only life insurance and they trade up to this comprehensive coverage at no additional monthly premium. My cell number is 404-925-3052. www.secureprosperity.com Our website is better viewed from a home computer or laptop. Not a cell phone.
Safe retirement planning that protects you from a down economy or illness. Planners & licensed life insurance brokers. Prosperitas Financial.
