Shannon Bradshaw, Senior Loan Officer, NMLS #545211

Shannon Bradshaw, Senior Loan Officer, NMLS #545211 Sr. Loan Officer at Cross Country Mortgage - NMLS #545211 I CCM NMLS #3029. The right loan can change everything—and so can the right loan advisor.

Bringing 22 years of experience to help clients navigate the mortgage process with clarity. Licensed in GA, FL, AL, SC, NC, TN, KY, VA, WI, Illinois Residential Mortgage Licensee. I’m Shannon Bradshaw, a 21-year mortgage veteran who brings strategy and next level personal service to the table. My clients gain access to a wide range of loan options and a trusted guide who listens and responds in real time. The lending world should not be limited to loan products that require you to fit in perfect box. Every client is unique. This is why I help you choose the product and strategy that aligns with your life, goals, and financial plan. I serve buyers and homeowners across the Southeast who want more than a mortgage—they want a mortgage plan. If you’re looking for a lender who combines deep product knowledge with a people-first approach, let’s talk. Your best next step in homeownership starts here. Georgia Residential Mortgage Licensee I Licensed by the Virginia State Corporation Commission I For licensing information, go to: www.nmlsconsumeraccess.org.

09/07/2026

What if you’re not stuck in your home because of a low rate?

What if you’re choosing to stay for different reasons and want to improve the home you already have?

🔑 Homeowners in America who hold a mortgage have an average of approximately $212,000 in tappable equity.

That’s the amount of equity available while still maintaining a 20% equity cushion in the home.
*Source: ICE Mortgage Monitor, August 2026

Home equity lines of credit have become a popular request. But many homeowners don’t know how to access their equity or how it could fit into a renovation plan.

Home improvements and renovations aren’t simple. But an equity line can provide a way to finance the improvements you want to make without replacing the mortgage and low rate you already have.

I don’t believe homeowners with low rates are automatically locked in. There are a lot of you who don’t want to move. You simply want to make what you already have even better.

📍 Learn more Shannon K. Bradshaw | Mortgage Lender | NMLS # 545211 | CCM #3029
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What if your individual gift could become something bigger?What if joining your gift with others could also connect more...
09/06/2026

What if your individual gift could become something bigger?

What if joining your gift with others could also connect more people to local nonprofit organizations that need support?

🌱 That’s what Elizabeth Burdette created with Bloom.

Last year, a trusted friend told me I needed to show up at a Bloom meeting. I went, and I knew immediately I belonged in this giving circle.

Each year, we give our time and pool our individual gifts. We learn about four local nonprofit organizations. And ultimately, we choose together.

Elizabeth left her career to build Bloom around a simple idea that feels increasingly important:

“We are wired to live together. Not apart.”

One seed became a community. And now Bloom ATL is beginning another year.

If you’re in Atlanta and this sounds like a community you’d like to be part of, come with me to the kickoff on September 10.

7–9pm
📍 Chastain Horse Park
4371 Powers Ferry Road NW
Atlanta, Georgia 30327

Message me if you’d like to join me or learn more about Bloom ATL
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08/30/2026

Numbers were never my first love.

I always imagined I’d do something creative. What I didn’t realize was how much creativity there is in communication. In finding a way to explain something that helps someone look beyond what they thought was the obvious answer.

And I genuinely love being of service. Helping someone understand something that feels unfamiliar or complicated.

Mortgages have their own language. In fact, I often joke that I speak mortgage.

Being good with numbers is part of the job.

Being able to translate those numbers into practical solutions is just as important.

It turns out, that’s the kind of creativity I love most.

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08/27/2026

Did you know you need to prepare for more than your down payment?

Closing costs + pre-paid items can add thousands to what you’ll need at closing. And while your lender doesn’t set many of those costs, they can calculate them accurately.

An estimate shouldn’t be a guess.

If you have an estimate in front of you, ask how the numbers were calculated.

And if you want a second set of eyes, I’m always happy to review it with you.

📍Shannon K. Bradshaw | Mortgage Lender | NMLS # 545211 | CCM #3029
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08/25/2026

91.5% of top real estate agents aren’t showing up in AI search results.*

And yet, they’re still the top agents.

The best agents I know have built their businesses on something much harder to optimize.

Relationships.

AI may change how people search. I don’t think it changes how people decide who to trust.

Agents, I’d really like to know what you think. Tell me in the comments.

*Source: Inman | Real Estate News 🎙

08/23/2026

It’s that simple.

But at the same time, it’s not.

Doing the right thing isn’t always the easiest choice.
Doing it well takes effort.

And I’m okay with that.
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08/20/2026

Now you know why I tell buyers: new credit is different from using the credit you already have.

Once your mortgage credit report is pulled, your lender can monitor for new credit activity before you close.

And it isn’t just a new credit card.

An inquiry from another mortgage lender, a car loan, a student loan or a new credit card can all require us to take a closer look.

An inquiry doesn’t necessarily mean you opened new debt. If you didn’t, we can document that.

But here’s the part that catches people off guard: even opening a new credit card with a zero balance can create extra work before closing. There’s still a new account to verify and potentially a new payment to account for.

And this is where I don’t want buyers to misunderstand the rule.

Using an existing credit card and applying for new credit are two different things.

You don’t need to stop using the cards you already have simply because you’re buying a home. Continue to manage them responsibly and avoid significant changes to your balances.

The bigger concern between contract and closing is new credit and new debt.

When in doubt, ask your lender before you apply.
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One week in my camera roll. 📸A reminder of why I love the work I do and, even more, who I get to do it for.…
08/14/2026

One week in my camera roll. 📸
A reminder of why I love the work I do and, even more, who I get to do it for.

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Address

3017 Bolling Way NE, #209
Atlanta, GA
30305

Telephone

+14044016736

Website

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