Shannon Bradshaw, Senior Loan Officer, NMLS #545211

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Shannon Bradshaw, Senior Loan Officer, NMLS #545211

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SVP of Lending I OriginPoint - NMLS #54521. Bringing 22 years of experience to help clients navigate the mortgage process with clarity. Every client is unique.

Licensed in GA, FL, AL, SC, NC, TN, TX, MO, MS, VA, WI, Illinois Residential Mortgage Licensee. The right loan can change everything—and so can the right loan advisor. I’m Shannon Bradshaw, a 21-year mortgage veteran who brings strategy and next level personal service to the table. My clients gain access to a wide range of loan options and a trusted guide who listens and responds in real time. The lending world should not be limited to loan products that require you to fit in perfect box. This is why I help you choose the product and strategy that aligns with your life, goals, and financial plan. I serve buyers and homeowners across the Southeast who want more than a mortgage—they want a mortgage plan. If you’re looking for a lender who combines deep product knowledge with a people-first approach, let’s talk. Your best next step in homeownership starts here. Georgia Residential Mortgage Licensee I Licensed by the Virginia State Corporation Commission I For licensing information, go to: www.nmlsconsumeraccess.org.

11/03/2026

How many people have been told to wait until home prices fall before buying?

It’s worth asking what kind of price correction they’re actually waiting for.

👉🏻 One important detail about the latest Case-Shiller report: it’s a lagging indicator, reflecting home prices through August. When the next report comes out November 24, we may see further evidence of slowing price growth.

And while prices are already declining in some markets, the broader conditions don’t currently point toward a nationwide housing price crash.

There’s another distinction worth understanding. Home prices can continue rising modestly while losing value relative to inflation. That means some of the adjustment people have been waiting for may already be happening.

The better question isn’t simply whether prices will fall.

It’s whether the home, the payment, and the timing make sense for you when you need to buy a home.

📍Shannon K. Bradshaw I Mortgage Lender I NMLS #545211
NMLS #545211
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10/31/2026

🌔 What are your plans for Halloween?

Not sure…
Maybe something involving the moon?

🫡 We’ll report back after trick-or-treating.
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10/28/2026

You should never feel pressured to buy a home. But you shouldn’t be discouraged from buying one either.

Right now, there are plenty of reasons to hesitate. But not all of those reasons necessarily apply to you.

Start with three questions:

1. Does buying a home make sense for what you need in your life right now?
2. What monthly payment can you comfortably sustain alongside your lifestyle and other financial priorities?
3. How much of your savings can you put toward a purchase while keeping enough in reserve?

If those three things align, and you find a home that fits the life you’re building, you have a good foundation for your decision.

Surround yourself with people who will give you the facts, help you understand your options, and respect whatever you decide.

You don’t need everyone else’s approval to make a decision that’s right for you.

📍skbradshawhomeloans
NMLS #545211

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10/26/2026

Ever spend so much time thinking about what could go wrong that you overlook what might work?

I’m guilty of overthinking. And I can be easily distracted by notifications, news, and the occasional rabbit hole.

Funny thing though, when I’m helping someone else make a decision, the focus comes easily.

When I first talk with a buyer, I ask them to write down what they want out of their purchase.

In dollars.

Then we work backward.

Interest rates, home prices, timing, and about a hundred opinions on what might happen next. There’s plenty to think about when buying or selling a home.

And plenty of reasons to question whether it’s a good idea to make a move.

But here’s what I want to know.

What are YOU trying to accomplish?

What kind of home do you need?
What payment works for your life?
How much cash are you comfortable putting toward the purchase?

Those answers give us something useful to work with. And sometimes, they open up financing options you hadn’t considered.

When I’m the one facing an important decision, I don’t do it alone either.

I turn to people I trust. People who ask smart questions and challenge the way I’m thinking about the problem.

Once I’m focused on the solution, they leave the decision where it belongs.

With me.

📸 c/o Alice Park
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10/22/2026

Would you consider an adjustable-rate mortgage?

An ARM can offer meaningful savings, but understanding the terms is just as important as getting a lower rate.

With a 7/6 ARM, your interest rate is fixed for seven years, with payments calculated over a 30-year term. After that, your rate can adjust every six months.

There are caps limiting how much your rate can increase, but those limits vary by loan program. It’s important to understand your potential payment if rates rise and never assume you’ll be able to refinance.

The pricing example in my Reel is based on a conventional mortgage. Other loan programs may produce different results when comparing fixed and adjustable rates.

Considering an ARM? Talk through the potential savings, adjustment caps and long-term risks with your lender before making a decision.

Message me to learn more📍Shannon K. Bradshaw I Mortgage Lender I NMLS #545211

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10/19/2026

Who’s in your corner?

I mean the people who genuinely want to see you succeed. Who will challenge you, tell you what you need to hear, and celebrate your wins like they’re their own.

I love being that person for the people in my life and the clients who put their trust in me.

But some days, even the cheerleader needs a cheerleader.

I needed to hear this today. And I have a feeling a few of you might, too.

Share this with someone who needs a little lift today. I dare you. 😉

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10/18/2026

Serious business calls for a serious trip to New York. 🍎

Music, art, fashion, a full day of rain showers, and plenty of steps with my favorite travel partner.

The day before we left, I snagged last-minute tickets to Harry Styles at Madison Square Garden. And this DJ absolutely dances.

Watching MJ on Broadway took me right back to 1986, when my mom would play Thriller on the record player and teach me how to moonwalk.

We wandered through MoMA, where I was reminded of how much I’ve always loved art history. Then we played around at the Museum of Ice Cream.

New York never disappoints. But getting to experience it all with my daughter made this trip one I’ll never forget. I don't think she will either.

Until next time, 🫶 NYC.
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10/15/2026

What’s the first question you ask when you call a lender?

For many, it’s “What is your rate today?”

And yes, you should ask.

But what if the lowest rate isn’t the only thing that determines the best plan for you?

I want to know more.

• Are you planning to have children?
• Combining households?
• Starting a business?
• Hoping to retire in a few years?
• Do you expect this to be your home for five years or twenty?

Those answers can shape how much cash you put into a home, how you structure the financing and what monthly payment makes sense for your life.

Your lender isn’t your financial advisor.

But your mortgage payment is likely one of the largest pieces of your monthly budget.

The person helping you structure it should understand how that payment fits into your life today and what you’re planning for tomorrow.

So yes, ask about the rate. Ask about the costs.

But ask this too:

“Given what I’ve told you about my life and my plans, how would you structure this mortgage for me?”

That answer may tell you more about your lender than the rate quote does.

📍Shannon K. Bradshaw | Mortgage Lender | NMLS # 545211 | CCM #3029

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Address

247 West Wieuca Road Ste #204
Atlanta, GA
30324

Telephone

+14044016736

Website

http://www.shannonbradshaw.net/, https://linktr.ee/skbradshawhomeloans

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