Jessica Jakulski Bernstein - NMLS #239178

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Jessica Jakulski Bernstein - NMLS #239178 Jessica Jakulski Bernstein
VP, Sr. Loan Officer [NMLS 239178] Her consistent communication and diligence lay the foundation for a phenomenal customer experience.

Jessica has been in the mortgage industry for 14 years and has been a Mortgage Bankers Association of Georgia winner for the past several years. Jessica is known for her quick response times and easy-going demeanor. She strives to put each buyer in a loan that fits not just their current situation, but one that will best suit their future needs as well. She especially enjoys working with first-time home buyers; teaching them about mortgages and making sure they feel comfortable during each step. She aspires to make the process as minimally stressful as possible and provides individualized support to her clients as needed.

Halloween 26โ€™
10/31/2026

Halloween 26โ€™

The One Where the Upgrade Came Renovated ๐Ÿก๐Ÿ‘Sometimes youโ€™re ready for a little more houseโ€ฆ but not necessarily a whole r...
10/28/2026

The One Where the Upgrade Came Renovated ๐Ÿก๐Ÿ‘

Sometimes youโ€™re ready for a little more houseโ€ฆ but not necessarily a whole renovation project to go with it. ๐Ÿ˜…

These buyers were ready to upgrade from their current home, and when they found this one, they fell in love with the renovations that had already been done!

A bigger home AND renovations they loved? Thatโ€™s a pretty good combination.

So happy to help these buyers make their next move!

A big thank you to Anna Rogers and Laura Brasington Hughen, both with Dorsey Alston, Realtors ยฎ , for helping make this closing happen! ๐Ÿ‘

๐‡๐ž๐ฅ๐ฉ๐ข๐ง๐  ๐ฒ๐จ๐ฎ ๐Ÿ๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐š๐ฒ ๐ก๐จ๐ฆ๐ž ๐ฐ๐ข๐ญ๐ก ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ ๐š๐ง๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ, ๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐๐ž๐ซ๐ง๐ฌ๐ญ๐ž๐ข๐ง โ€” ๐˜๐จ๐ฎ๐ซ ๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐‹๐ž๐ง๐๐ข๐ง๐  ๐๐š๐ซ๐ญ๐ง๐ž๐ซ.

๐Ÿ“ฒ 770.815.8634
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/jessicabernstein


The One Where Weekends Just Got a Whole Lot Better ๐ŸŒฒSome people book a mountain getaway. My buyers decided to get the ke...
10/26/2026

The One Where Weekends Just Got a Whole Lot Better ๐ŸŒฒ

Some people book a mountain getaway. My buyers decided to get the keys to their own. ๐Ÿ‘

So excited for my buyers and all the weekends, holidays, and memories waiting for them here!

A big thank you to kelly_g_shuler with Coldwell Banker High Country Realty for representing both sides of the real estate transaction and helping bring this one home! โค๏ธ

๐‡๐ž๐ฅ๐ฉ๐ข๐ง๐  ๐ฒ๐จ๐ฎ ๐Ÿ๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐š๐ฒ ๐ก๐จ๐ฆ๐ž ๐ฐ๐ข๐ญ๐ก ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ ๐š๐ง๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ, ๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐๐ž๐ซ๐ง๐ฌ๐ญ๐ž๐ข๐ง โ€” ๐˜๐จ๐ฎ๐ซ ๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐‹๐ž๐ง๐๐ข๐ง๐  ๐๐š๐ซ๐ญ๐ง๐ž๐ซ.

๐Ÿ“ฒ 770.815.8634
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/jessicabernstein


The One Where They Got the House AND a Head Start ๐Ÿก๐Ÿ‘First-time buyers, a house they fell in love with, and an offer that...
10/22/2026

The One Where They Got the House AND a Head Start ๐Ÿก๐Ÿ‘

First-time buyers, a house they fell in love with, and an offer that came with a little extra good news!

These buyers fell hard for this house, and their agent, Maria Marshall, came through with a competitive offer that ALSO included seller-paid closing costs. ๐Ÿ™Œ

And the cherry on top? The home appraised for MORE than they paid for it!

Not a bad way to kick off your homeownership era, right?!

This is why I love having a great team in your corner. The right strategy can make a big difference, especially when youโ€™re buying your very first home.

So happy for these buyers and this exciting milestone!

A big thank you to Maria Marshall with Dorsey Alston, Realtors ยฎ and Robert Lyerly with RB Realty for helping bring this one home! ๐Ÿ”‘

๐‡๐ž๐ฅ๐ฉ๐ข๐ง๐  ๐ฒ๐จ๐ฎ ๐Ÿ๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐š๐ฒ ๐ก๐จ๐ฆ๐ž ๐ฐ๐ข๐ญ๐ก ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ ๐š๐ง๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ, ๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐๐ž๐ซ๐ง๐ฌ๐ญ๐ž๐ข๐ง โ€” ๐˜๐จ๐ฎ๐ซ ๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐‹๐ž๐ง๐๐ข๐ง๐  ๐๐š๐ซ๐ญ๐ง๐ž๐ซ.

๐Ÿ“ฒ 770.815.8634
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/jessicabernstein


Waiting for rates to drop? So is everyone else. ๐Ÿ‘€But hereโ€™s what you might be overlookingโ€ฆLess competition, more room to...
10/22/2026

Waiting for rates to drop? So is everyone else. ๐Ÿ‘€

But hereโ€™s what you might be overlookingโ€ฆ

Less competition, more room to negotiate, and sellers who may be willing to help with closing costs or even buy down your interest rate.

And who doesnโ€™t love having a little more negotiating power when buying a home?! ๐Ÿ˜Ž

Now, Iโ€™m not saying buying right now is the right move for everyone. But I also wouldnโ€™t count yourself out just because rates arenโ€™t where weโ€™d all LOVE them to be!

Thereโ€™s a lot more to buying a home than just the interest rate, and sometimes the numbers might surprise you.

Swipe through for a few things worth considering!

And if youโ€™ve been thinking about buying but arenโ€™t quite sure where to start, give me a call! Iโ€™d love to help you explore your options and figure out what makes sense for YOU. ๐Ÿ’ช

๐‡๐ž๐ฅ๐ฉ๐ข๐ง๐  ๐ฒ๐จ๐ฎ ๐Ÿ๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐š๐ฒ ๐ก๐จ๐ฆ๐ž ๐ฐ๐ข๐ญ๐ก ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ ๐š๐ง๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ, ๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐๐ž๐ซ๐ง๐ฌ๐ญ๐ž๐ข๐ง โ€” ๐˜๐จ๐ฎ๐ซ ๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐‹๐ž๐ง๐๐ข๐ง๐  ๐๐š๐ซ๐ญ๐ง๐ž๐ซ.

๐Ÿ“ฒ 770.815.8634
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/jessicabernstein


Happy 7th anny, Joe! You are a great husband, father and friend! Love you!
10/18/2026

Happy 7th anny, Joe! You are a great husband, father and friend! Love you!

More ways to get home. ๐ŸคSometimes the biggest hurdle isnโ€™t finding the home โ€” itโ€™s finding a financing option that actua...
10/08/2026

More ways to get home. ๐Ÿค

Sometimes the biggest hurdle isnโ€™t finding the home โ€” itโ€™s finding a financing option that actually works for how you need to buy it.

Traditional options like down payment assistance programs and VA loans can be great tools for the right borrower, but they arenโ€™t the only paths to 100% financing.

SouthStateโ€™s Buyer Advantageยฎ Portfolio Loan Program gives eligible borrowers another option:

๐Ÿก Up to 100% financing available

๐Ÿก The traditional financing options youโ€™d expect, plus portfolio solutions

๐Ÿก More flexibility to meet different borrower needs

Because financing shouldnโ€™t necessarily be one-size-fits-all.

Different buyers. Different circumstances. Different ways to get home. ๐Ÿ™Œ

And that wraps up this series โ€” four examples of why knowing all of your options can make a pretty meaningful difference.

Have questions about which financing path could make sense for you? Iโ€™m always happy to talk through it with you.

๐‡๐ž๐ฅ๐ฉ๐ข๐ง๐  ๐ฒ๐จ๐ฎ ๐Ÿ๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐š๐ฒ ๐ก๐จ๐ฆ๐ž ๐ฐ๐ข๐ญ๐ก ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ ๐š๐ง๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ, ๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐๐ž๐ซ๐ง๐ฌ๐ญ๐ž๐ข๐ง โ€” ๐˜๐จ๐ฎ๐ซ ๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐‹๐ž๐ง๐๐ข๐ง๐  ๐๐š๐ซ๐ญ๐ง๐ž๐ซ.

๐Ÿ“ฒ 770.815.8634
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/jessicabernstein


The One Where the Offer Did Its Job ๐Ÿ‘First-time buyers officially CLOSEDโ€”and their agent Austin came to the table with a...
10/07/2026

The One Where the Offer Did Its Job ๐Ÿ‘

First-time buyers officially CLOSEDโ€”and their agent Austin came to the table with a pretty great game plan.

He crafted an amazing offer that had the seller covering a 2/1 rate buydownโ€ฆ and then the appraisal came back OVER purchase price. ๐Ÿ™Œ

Safe to say, these two are starting their homeownership era with some wins already under their belt. ๐Ÿก

Huge shoutout to Austin Landers with Dorsey Alston, Realtors ยฎ for putting together such a strong offer, and Kate Henderson McKenzie also with Dorsey Alston for a great transaction from start to finish.

So happy for these first-time homeownersโ€”CONGRATS!!! ๐Ÿฅ‚๐Ÿ”‘

๐‡๐ž๐ฅ๐ฉ๐ข๐ง๐  ๐ฒ๐จ๐ฎ ๐Ÿ๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐š๐ฒ ๐ก๐จ๐ฆ๐ž ๐ฐ๐ข๐ญ๐ก ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ ๐š๐ง๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ, ๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐๐ž๐ซ๐ง๐ฌ๐ญ๐ž๐ข๐ง โ€” ๐˜๐จ๐ฎ๐ซ ๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐‹๐ž๐ง๐๐ข๐ง๐  ๐๐š๐ซ๐ญ๐ง๐ž๐ซ.

๐Ÿ“ฒ 770.815.8634
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/jessicabernstein


Letโ€™s say youโ€™re under contract and the seller gives you a $4,750 seller credit. ๐Ÿ‘€Okayโ€ฆ now what are you doing with it?B...
10/02/2026

Letโ€™s say youโ€™re under contract and the seller gives you a $4,750 seller credit. ๐Ÿ‘€

Okayโ€ฆ now what are you doing with it?

Because the same $4,750 can do very different things depending on what matters most to you right now.

๐Ÿค” Less cash out of pocket at closing?
๐Ÿค” A little more breathing room in year one?
๐Ÿค” Or smaller monthly savings that stick around long-term?

Thereโ€™s no one-size-fits-all answer hereโ€”and thatโ€™s kind of the point.

Swipe through, pick your A, B or C, and then letโ€™s run the numbers to see what actually makes sense for you.

๐‡๐ž๐ฅ๐ฉ๐ข๐ง๐  ๐ฒ๐จ๐ฎ ๐Ÿ๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐š๐ฒ ๐ก๐จ๐ฆ๐ž ๐ฐ๐ข๐ญ๐ก ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ ๐š๐ง๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ, ๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐๐ž๐ซ๐ง๐ฌ๐ญ๐ž๐ข๐ง โ€” ๐˜๐จ๐ฎ๐ซ ๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐‹๐ž๐ง๐๐ข๐ง๐  ๐๐š๐ซ๐ญ๐ง๐ž๐ซ.

๐Ÿ“ฒ 770.815.8634
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/jessicabernstein


The One Where Home Comes With Family Close By ๐ŸฅนHe knew the neighborhood he wantedโ€”and for a pretty good reason: some of ...
10/01/2026

The One Where Home Comes With Family Close By ๐Ÿฅน

He knew the neighborhood he wantedโ€”and for a pretty good reason: some of his family already calls it home.

Then the right house came along. One with room to grow, settle in, and have family just around the corner. Pretty hard to beat that combo. ๐Ÿค

So happy I got to be a small part of getting this one HOME!

Huge thanks to The Perry Dyott Team with HOME and Heather Thompson with Berkshire Hathaway for helping bring it all together. ๐Ÿ‘

๐‡๐ž๐ฅ๐ฉ๐ข๐ง๐  ๐ฒ๐จ๐ฎ ๐Ÿ๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐š๐ฒ ๐ก๐จ๐ฆ๐ž ๐ฐ๐ข๐ญ๐ก ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ ๐š๐ง๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ, ๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐๐ž๐ซ๐ง๐ฌ๐ญ๐ž๐ข๐ง โ€” ๐˜๐จ๐ฎ๐ซ ๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐‹๐ž๐ง๐๐ข๐ง๐  ๐๐š๐ซ๐ญ๐ง๐ž๐ซ.

๐Ÿ“ฒ 770.815.8634
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/jessicabernstein


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