01/28/2026
Don’t just buy a home—manage the asset. Real estate is likely the largest investment in your portfolio, but are you budgeting to protect it? In the industry, we use the “1% Rule” as a baseline for smart homeownership. If your home is valued at $500k, you should be setting aside roughly $5,000 annually for maintenance. This isn’t just about fixing things when they break—it’s about capital preservation. Keeping your systems serviced and your exterior maintained is how you ensure top-dollar resale value down the road.
Is your home maintenance fund fully funded for 2026? Save this post for your next budget review.