Competitive Mortgage Services Inc Pamela Capo

11/11/2025

11/11/2025

Today, I honor my dad, Paul Froble, and the generations of family members who have proudly served our country. My dad’s dedication to preserving their memory is captured in this beautiful memorial he created in his home, a tribute to decades of service and sacrifice. Through his example, I’ve learned what love of country, courage, and duty truly mean. To all veterans past and present, THANK YOU for your bravery, your service, and the freedom we cherish because of you. ❤️💙 🇺🇸

08/13/2025

Lowest Mortgage Rates? They came before the FED cut.

Looking at Freddie Mac’s data (Jul 24 - Dec 24), you’ll notice something interesting:

Mortgage rates dropped sharply BEFORE the September 2024 Fed 50 bps rate cut.

But after the Fed made the announcement? Rates climbed significantly higher.

This shows that mortgage rates don’t always move the way people expect when the Fed changes rates. Markets often “price in” changes ahead of time, and sometimes the actual announcement triggers the opposite effect.

Making a move before the market reacts to the Fed may help you secure better terms.

07/18/2025

Thank you Ishbia
United Wholesale Mortgage for creating the space & tools to help grow our Broker Community.






Competitive Mortgage Services Inc Pamela Capo

You work hard to help borrowers realize their dreams of owning a home. So today is dedicated to you and the growing number of independent mortgage brokers across the country.

06/11/2025

& Queen

05/10/2025

Ready to make your dream home a reality? Get pre-approved today and start your journey!

11/23/2024

PSA: If you own a small business entity...LLC, Corporation (C or S), single member LLC, you are required under new law to file a Beneficial Ownership Information report with FINCEN prior to Jan 1 2025. Non filing penalty is $500/day.
You can do this on-line, it is simple and only takes 5 min.
www.fincen.gob/boi
NOTE: this also applies to LLC entities that you own for your real estate properties.
Please share!

09/01/2024

Friends: Super cute 2 bed, 2 bath single family home in Augusta Ga.
Perfect for a 1st time homebuyer.
Please share, thank you!



/MAX

Why settle for a townhome when you can enjoy the charm of a classic brick house with a fenced yard? This delightful two-bedroom, two-bathroom home features elegant hardwood floors and a covered carport for added convenience. Plus, the property comes with the option to keep all existing furniture at....

08/28/2024

I know each and everyone of MY clients save money on their mortgage…so happy to see this stat that validates why using a Mortgage Broker is better for consumers.

The wholesale channel continues to prove that it’s the best place for a consumer to get a mortgage. A new study by Polygon Research shows that consumers save an average of $10,662 when they work with an independent mortgage broker instead of a retail lender. There isn’t a consumer in America that shouldn’t work with an independent mortgage broker, and it’s more important than ever for us to make sure consumers understand these unmatched benefits. Anyone looking to find a local mortgage broker should visit MortgageMatchup.com.

More details here: https://www.uwm.com/about-us/media-resources/press-releases/2024/august-28-2024/

07/26/2024

This home looks very inviting, stately and comfortable.



Summer Berg

This stunning, better-than-new home in River Rock Subdivision features top-tier upgrades and is move-in ready. Highlights include a two-story family room with a gas fireplace, a finished recreation/theatre room, and a gourmet kitchen with upgraded appliances and a walk-in pantry. The home boasts a b...