Bill Kiefer at Prosperity Home Mortgage

Bill Kiefer at Prosperity Home Mortgage NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

I am a Mortgage Consultant with Prosperity Home Mortgage
NMLSR #506629
Prosperity Home Mortgage NMLS #75164

Licensed Mortgage Consultant serving the Greater Atlanta area Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgag

e products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage consultants throughout 48 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.

🏡✨ Happy National Homeowners Day! ✨🏡Today we celebrate the place that means the most—home—and every unique journey that ...
12/26/2025

🏡✨ Happy National Homeowners Day! ✨🏡
Today we celebrate the place that means the most—home—and every unique journey that leads there. At Prosperity Home Mortgage, we’re proud to support each client’s path to prosperity, and help make homeownership possible! 💙

✨🎄 Merry Christmas from all of us at Prosperity Home Mortgage! 🎄✨May your holiday season be filled with warmth, joy, and...
12/25/2025

✨🎄 Merry Christmas from all of us at Prosperity Home Mortgage! 🎄✨
May your holiday season be filled with warmth, joy, and the comfort of home. Here’s to cozy moments, cherished memories, and bright beginnings—today and in the year ahead! 💙🏡

🎅 THIS OR THAT: SANTA SNACK EDITIONAre you team Cookies & Milk 🍪🥛 or do you like to mix it up with Something Extra—like ...
12/24/2025

🎅 THIS OR THAT: SANTA SNACK EDITION
Are you team Cookies & Milk 🍪🥛 or do you like to mix it up with Something Extra—like carrots for the reindeer 🥕 or cocoa for the Big Guy? ☕

Holiday traditions come in all flavors, and we love hearing how you make your home feel magical on Christmas Eve. 🎄✨

👇 Tell us what Santa will find at your place tonight!

🎬 Holiday Movie Marathon Ready?Whether you’re wrapping presents or sipping cocoa by the fire, these 10 heartwarming holi...
12/23/2025

🎬 Holiday Movie Marathon Ready?

Whether you’re wrapping presents or sipping cocoa by the fire, these 10 heartwarming holiday films are perfect for creating memories at home. From timeless classics to modern favorites, they celebrate everything we believe in: love, family, community, and the joy of finding your place to call home. 🏡💙

Which movie is a must-watch in your home? 🎄👇

📘  : First-Time HomebuyerYou don’t have to be brand new to be considered a first-time buyer.In mortgage terms, it often ...
12/23/2025

📘 : First-Time Homebuyer
You don’t have to be brand new to be considered a first-time buyer.
In mortgage terms, it often means you haven’t owned a primary home in the last 3 years.
That definition can open the door to all sorts of programs and options.

💬 Curious how this applies to your situation? We’re happy to walk through it with you—reach out anytime.

🔭 Mortgage Mondays: One outlook for the next few years shows Treasuries ~4.1%–4.3% and a typical spread ~2.1–2.3 pts, pu...
12/22/2025

🔭 Mortgage Mondays: One outlook for the next few years shows Treasuries ~4.1%–4.3% and a typical spread ~2.1–2.3 pts, putting 30-yr rates roughly mid-6s through 2030.
Takeaway: treat this as a range, not a promise—plan around payments and timelines, not a single number. 🧮🛣️

Source: Deloitte via Yahoo Finance.

12/22/2025

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

As the Winter Solstice brings the longest night of the year, we celebrate the return of light, hope, and new beginnings....
12/21/2025

As the Winter Solstice brings the longest night of the year, we celebrate the return of light, hope, and new beginnings.

Warm wishes from all of us at Prosperity Home Mortgage 💙❄️

✨ A home full of light, inside and out.These decked-out houses remind us why we do what we do: we love helping people fi...
12/19/2025

✨ A home full of light, inside and out.
These decked-out houses remind us why we do what we do: we love helping people find the place that lights up their lives! 🏡💡🎄


✨ THIS OR THAT: HOLIDAY LIGHTS EDITIONDo you keep it classic with White Lights 🤍 or go bold and bright with Multi-Colore...
12/17/2025

✨ THIS OR THAT: HOLIDAY LIGHTS EDITION

Do you keep it classic with White Lights 🤍
or go bold and bright with Multi-Colored Lights? 🌈

Whichever side you’re on, we can all agree: there’s nothing like the glow of home during the holidays. 🏡🎄

👇 Cast your vote in the comments!

❄️ Winter Home Tip Tuesday ❄️A cozy home starts with smart prep. From safe holiday lighting to protecting packages and k...
12/16/2025

❄️ Winter Home Tip Tuesday ❄️
A cozy home starts with smart prep. From safe holiday lighting to protecting packages and keeping winter mess at the door, a few simple steps can help your home stay comfortable, festive, and functional all season long.

👉 Swipe through for easy winter home tips you can use right away.

📊 Mortgage Mondays: The Fed cut 0.25% last week—its 3rd cut of 2025—bringing the policy rate to 3.50%–3.75% (lowest sinc...
12/15/2025

📊 Mortgage Mondays: The Fed cut 0.25% last week—its 3rd cut of 2025—bringing the policy rate to 3.50%–3.75% (lowest since 2022). Votes were split, and officials signaled a data-dependent path with just one cut penciled in for 2026. Week-over-week, mortgage rates were mostly flat.

Bottom line: Rates shift; readiness wins. Build the plan, then adjust as data comes in.

Address

3500 Lenox Road NE, Suite 300
Atlanta, GA
30326

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Mortgage Consultant NMLSR ID: 506629

Prosperity Home Mortgage, LLC. NMLSR ID: 75164

Equal Housing Lender