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Summit Funding Advisors Mortgage Lenders - Turning houses into homes Summit Funding Advisors offers a wide variety of residential mortgage loans to meet your needs.

Summit Funding Advisors ~ Your Lender turning Houses into Homes

When making the biggest decisions and expenditures of your life, you need experienced people and a company you can trust to guide you. Headquartered in Atlanta, Summit Funding Advisors’ mission is to deliver the highest quality service to its customers. We are dedicated to working closely with our customers to find the best loan for each individual’s needs. Because your life circumstances change over time, our goal is to be your lender for life. Contact us today to find out how we can serve you. 404-835-6500

With the Summit Payment Advantage, you can offer your clients a powerful inventive to buy now instead of waiting. We are...
10/19/2026

With the Summit Payment Advantage, you can offer your clients a powerful inventive to buy now instead of waiting. We are fully funding a 1-0 temporary rate buydown that drops their interest rate by 1% for the first 12 months or a 1-1 temporary rate buydown that drops their interest rate by 1% for the first 24 months.

Why real estate pros live this program:
100% Lender-Paid: Summit foots the bill. No seller concessions required.
Overcomes Payment Shock: Gives anxious buyers a built-in financial cushion.
Drives Listing Traffic: A Massive value-add to market on your current listings to spark bidding interest.

Don't let your pipeline freeze up. Let's partner together and give your buyers the competitive edge they need to move forward.

DM us to get the program flyer or schedule a quick call to discuss.



Contact Us by Email: https://sfaloans.com/contact/

- Or -

Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

🏡 WAITING FOR MORTGAGE RATES TO DROP? LET'S TALK ABOUT THE BIGGER PICTURE.With ongoing economic uncertainty, rising ener...
10/12/2026

🏡 WAITING FOR MORTGAGE RATES TO DROP? LET'S TALK ABOUT THE BIGGER PICTURE.

With ongoing economic uncertainty, rising energy prices, and inflation concerns, the outlook for mortgage rates remains difficult to predict.
The truth is, there is no guarantee rates will come down in the near term.
So, should buyers wait? Not necessarily. But they should make an informed decision. Instead of focusing exclusively on the interest rate, buyers should ask:

💰 What monthly payment am I comfortable with?
🏠 Is this the right home for my family?
📊 What loan options and affordability strategies are available?
🤝 What opportunities can my real estate agent and lender help me explore today?

Waiting for a lower rate could work out—but it could also mean missing the right home, losing negotiating opportunities, or delaying homeownership.
And if rates improve in the future, refinancing may be an option for qualified borrowers. But today's purchase should make financial sense on its own.
The goal isn't to buy at any rate. It's to buy the right home with a payment that fits your life.
Real estate agents, let's help your buyers move from rate watching to smart planning.
At Summit Funding Advisors, we look beyond the rate to explore personalized mortgage strategies that may help make homeownership more attainable.
📩 Have a buyer sitting on the fence? Let's review their options together.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500
Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

🏠 Attention Real Estate Agents — Here's a Buyer Advantage Worth Talking About!Did you know your clients may be able to w...
06/25/2026

🏠 Attention Real Estate Agents — Here's a Buyer Advantage Worth Talking About!

Did you know your clients may be able to waive their escrow account and keep more control of their money at closing?

Summit Funding Advisors offers escrow waivers on conventional loans up to 95% LTV — meaning your buyers can:
✅ Skip the monthly escrow cushion requirement
✅ Pay property taxes and insurance on their own schedule
✅ Potentially lower their monthly mortgage payment
✅ Keep more cash in their pocket at closing

This is a great conversation starter, especially for buyers who are well-organized with their finances and want maximum flexibility over their homeownership costs.

💬 Not sure if a client qualifies? Let's talk. We're here to help you close more deals with creative financing options your clients will love.

📲 Reach out today and let's make your next transaction the smoothest one yet.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

Real Estate Agents: Not All Preapproval Letters Are Created EqualYou've seen it happen — your buyer writes a strong offe...
05/23/2026

Real Estate Agents: Not All Preapproval Letters Are Created Equal

You've seen it happen — your buyer writes a strong offer, gets it accepted, and then... the financing falls apart at the 11th hour.

The culprit? A weak preapproval that was really just a prequalification in disguise.

Here's what separates a real preapproval from a paper one:
✅ Full credit pull — not just a soft check
✅ Income & assets verified — pay stubs, W-2s, tax returns, and bank statements reviewed
✅ Underwriter eyes on the file — not just an LO's gut check
✅ DTI calculated against actual program guidelines — not a back-of-the-napkin estimate

At Summit Funding Advisors, every preapproval letter we issue is backed by a fully reviewed file. When your buyer hands a seller our letter, you can write that offer with confidence — because we already did the work.

Want preapprovals that actually hold up when it matters? Let's talk. Your next deal deserves a lender who has your back.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

Rates matter. But strategy matters more.Let's be honest — every lender on the planet is shouting about rates right now.B...
05/09/2026

Rates matter. But strategy matters more.

Let's be honest — every lender on the planet is shouting about rates right now.

But here's what real estate agents are quietly telling us:
"I'm tired of lenders who only know how to quote."

Because when the appraisal comes in low… a rate doesn't save the deal.

When the buyer's DTI is borderline… a rate doesn't structure the loan.

When closing is in 14 days and the file is a mess… a rate doesn't pick up the phone at 9pm.

Strategy does. Communication does. A lender who actually understands your buyer's story does.

At Summit Funding Advisors, we believe the rate gets you in the door — but the strategy gets your client to the closing table.

That means:
→ Pre-approvals that listing agents actually trust
→ Creative structuring for self-employed, investor, and jumbo buyers
→ Real-time updates so you're never the last to know
→ A direct line to a decision-maker, not a call center

If you've ever lost a deal because your lender was great at quoting and terrible at closing — let's talk.

Your reputation is built on every transaction. Ours is too.
📩 Contact us and let's grab 15 minutes.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

🏡 Tired of paying someone else's mortgage? Let's talk about making the leap from renter to homeowner.If you've been thin...
05/02/2026

🏡 Tired of paying someone else's mortgage? Let's talk about making the leap from renter to homeowner.

If you've been thinking "maybe this is the year," here's what you actually need to get started — no jargon, no pressure:

✅ Steady income (2 years of history helps) — W-2, 1099, self-employed... we work with all of it.
✅ A credit score of 580+ — Yes, really. You don't need perfect credit to buy a home. Many of our buyers are surprised they qualify.
✅ Some money saved — Down payments can start as low as 0–3.5% with the right loan program (FHA, VA, USDA, conventional). Closing cost help is often available too.
✅ A manageable debt-to-income ratio — Generally under 43%, but there's flexibility.
✅ A pre-approval letter — This is step one before you ever tour a home. It tells you your real budget and makes your offer competitive.

Here's the part most renters don't realize: your monthly payment as an owner is often close to (or less than) what you're paying in rent — and you're building equity instead of a landlord's.

We'll walk you through every number, every option, and every "what if" — at no cost and no obligation.

💬 Contact us today and let's run your numbers. Your future home might be closer than you think.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

📬 Just Closed on a Home? Your Mailbox Is About to Get BUSY.One thing we always try to prep our clients for — but it stil...
04/18/2026

📬 Just Closed on a Home? Your Mailbox Is About to Get BUSY.

One thing we always try to prep our clients for — but it still surprises people every time — is the post-closing junk mail wave.

You'll start getting letters that look very official:
▪️ "Final Notice"
▪️ "Immediate Response Needed"
▪️ "Mortgage Protection Required"

Some even reference your lender or loan details. Sneaky, right?

Let us be really clear:
✅ Most of this is marketing — NOT your lender.
✅ You are not required to respond or send anything back.
✅ And no… your mortgage is not in danger.

So how do you know what's real?
Here's a simple filter —

Likely legit:
▪️Anything from your actual loan servicer (you'll get a welcome letter — keep that one!)
▪️Property tax notices from your county
▪️Homeowners insurance documents

Be cautious with:
▪️"Mortgage protection" or life insurance offers
▪️Requests asking you to send a copy of your deed
▪️Letters asking for fees to "verify" your loan info
▪️Anything creating urgency or pressure

👉 Quick rule of thumb: If it feels aggressive or confusing, it's probably not important.

And when in doubt? Just send it to us. Seriously. We'd rather answer a quick "is this real?" text than have you stress over a scammy letter.

That's what we are here for. 🏡

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

🏡 Attention Realtors — VA appraisals just got a whole lot easier.Effective May 1, 2026, the VA is removing several Minim...
04/11/2026

🏡 Attention Realtors — VA appraisals just got a whole lot easier.

Effective May 1, 2026, the VA is removing several Minimum Property Requirements that have historically held up closings — and this is a big deal.

Here's what changed:
✅ Non-vented heaters are no longer automatically flagged
✅ Radon gas requirements have been removed entirely
✅ Lead-based paint language has been simplified
✅ Several administrative items tied to detached improvements have been eliminated

Translation? Fewer repair conditions. Less back and forth. Fewer re-inspections on items that never truly impacted safety or livability.

VA didn't get looser. It got more practical.

If you've been steering sellers away from VA offers based on past experiences — or if your buyers have been hesitant to compete with a VA loan — this changes things.

The VA's focus is now squarely on what actually matters: Is the home safe, sound, and sanitary? If the answer is yes, the path to closing just got smoother.

Share this with your sellers. Share it with your buyers. The agents who communicate this first are the ones who will win deals because of it.

Questions about VA financing? Let's talk. 👇

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

🌧️ April Showers Bring More Offers! 🏡Spring is in the air — and so are some incredible home buying opportunities! If you...
04/03/2026

🌧️ April Showers Bring More Offers! 🏡

Spring is in the air — and so are some incredible home buying opportunities! If you've been renting and wondering when the right time to buy might be, that time could be now.

More homes are hitting the market this season, sellers are motivated, we're here to help make your dream of homeownership a reality.

Here's why this April is a great time to make your move:
✅ More listings to choose from
✅ Motivated sellers = more room to negotiate
✅ Get pre-approved and shop with confidence
✅ Stop paying your landlord's mortgage — start building your own equity!

☂️ Don't let another spring pass you by. Let's find you a home you love.

📲 Reach out today to get pre-approved. Connect with a Summit Funding Advisor loan officer who can guide you every step of the way.

👇 Drop a comment, send us a DM, or click the link below to get started!

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

Attention Real Estate Agents: Unlock More Condo Deals Without Roadblocks! 🏢🔑Are water deductible issues stopping your co...
03/21/2026

Attention Real Estate Agents: Unlock More Condo Deals Without Roadblocks! 🏢🔑

Are water deductible issues stopping your condo deals? Good news— we now offer conventional financing solutions even when high water deductibles would typically create challenges.

What This Means for You:
✅ More Approved Buyers – Help your clients secure financing on condos that may have previously been denied.
✅ Close More Deals – Expand your opportunities and keep more transactions moving forward.

How It Works:
Buyers can access competitive conventional loan options through us—even when condo associations have higher water deductibles.

Your Next Step:
Let’s connect! If you have a condo deal at risk due to water deductible concerns, reach out today and let’s find a solution that works for your client—and keeps your deal intact.

Let’s get more condos to the closing table.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

Address

2675 Paces Ferry Road SE, Ste 450
Atlanta, GA
30339

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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