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Summit Funding Advisors

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Atlanta, GA
Summit Funding Advisors

Mortgage Lenders - Turning houses into homes Summit Funding Advisors offers a wide variety of residential mortgage loans to meet your needs.

Summit Funding Advisors ~ Your Lender turning Houses into Homes

When making the biggest decisions and expenditures of your life, you need experienced people and a company you can trust to guide you. Headquartered in Atlanta, Summit Funding Advisors’ mission is to deliver the highest quality service to its customers. We are dedicated to working closely with our customers to find the best loan for

each individual’s needs. Because your life circumstances change over time, our goal is to be your lender for life. Contact us today to find out how we can serve you. 404-835-6500

05/23/2026

Real Estate Agents: Not All Preapproval Letters Are Created Equal

You've seen it happen — your buyer writes a strong offer, gets it accepted, and then... the financing falls apart at the 11th hour.

The culprit? A weak preapproval that was really just a prequalification in disguise.

Here's what separates a real preapproval from a paper one:
✅ Full credit pull — not just a soft check
✅ Income & assets verified — pay stubs, W-2s, tax returns, and bank statements reviewed
✅ Underwriter eyes on the file — not just an LO's gut check
✅ DTI calculated against actual program guidelines — not a back-of-the-napkin estimate

At Summit Funding Advisors, every preapproval letter we issue is backed by a fully reviewed file. When your buyer hands a seller our letter, you can write that offer with confidence — because we already did the work.

Want preapprovals that actually hold up when it matters? Let's talk. Your next deal deserves a lender who has your back.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

05/09/2026

Rates matter. But strategy matters more.

Let's be honest — every lender on the planet is shouting about rates right now.

But here's what real estate agents are quietly telling us:
"I'm tired of lenders who only know how to quote."

Because when the appraisal comes in low… a rate doesn't save the deal.

When the buyer's DTI is borderline… a rate doesn't structure the loan.

When closing is in 14 days and the file is a mess… a rate doesn't pick up the phone at 9pm.

Strategy does. Communication does. A lender who actually understands your buyer's story does.

At Summit Funding Advisors, we believe the rate gets you in the door — but the strategy gets your client to the closing table.

That means:
→ Pre-approvals that listing agents actually trust
→ Creative structuring for self-employed, investor, and jumbo buyers
→ Real-time updates so you're never the last to know
→ A direct line to a decision-maker, not a call center

If you've ever lost a deal because your lender was great at quoting and terrible at closing — let's talk.

Your reputation is built on every transaction. Ours is too.
📩 Contact us and let's grab 15 minutes.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

05/02/2026

🏡 Tired of paying someone else's mortgage? Let's talk about making the leap from renter to homeowner.

If you've been thinking "maybe this is the year," here's what you actually need to get started — no jargon, no pressure:

✅ Steady income (2 years of history helps) — W-2, 1099, self-employed... we work with all of it.
✅ A credit score of 580+ — Yes, really. You don't need perfect credit to buy a home. Many of our buyers are surprised they qualify.
✅ Some money saved — Down payments can start as low as 0–3.5% with the right loan program (FHA, VA, USDA, conventional). Closing cost help is often available too.
✅ A manageable debt-to-income ratio — Generally under 43%, but there's flexibility.
✅ A pre-approval letter — This is step one before you ever tour a home. It tells you your real budget and makes your offer competitive.

Here's the part most renters don't realize: your monthly payment as an owner is often close to (or less than) what you're paying in rent — and you're building equity instead of a landlord's.

We'll walk you through every number, every option, and every "what if" — at no cost and no obligation.

💬 Contact us today and let's run your numbers. Your future home might be closer than you think.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

04/18/2026

📬 Just Closed on a Home? Your Mailbox Is About to Get BUSY.

One thing we always try to prep our clients for — but it still surprises people every time — is the post-closing junk mail wave.

You'll start getting letters that look very official:
▪️ "Final Notice"
▪️ "Immediate Response Needed"
▪️ "Mortgage Protection Required"

Some even reference your lender or loan details. Sneaky, right?

Let us be really clear:
✅ Most of this is marketing — NOT your lender.
✅ You are not required to respond or send anything back.
✅ And no… your mortgage is not in danger.

So how do you know what's real?
Here's a simple filter —

Likely legit:
▪️Anything from your actual loan servicer (you'll get a welcome letter — keep that one!)
▪️Property tax notices from your county
▪️Homeowners insurance documents

Be cautious with:
▪️"Mortgage protection" or life insurance offers
▪️Requests asking you to send a copy of your deed
▪️Letters asking for fees to "verify" your loan info
▪️Anything creating urgency or pressure

👉 Quick rule of thumb: If it feels aggressive or confusing, it's probably not important.

And when in doubt? Just send it to us. Seriously. We'd rather answer a quick "is this real?" text than have you stress over a scammy letter.

That's what we are here for. 🏡

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

04/11/2026

🏡 Attention Realtors — VA appraisals just got a whole lot easier.

Effective May 1, 2026, the VA is removing several Minimum Property Requirements that have historically held up closings — and this is a big deal.

Here's what changed:
✅ Non-vented heaters are no longer automatically flagged
✅ Radon gas requirements have been removed entirely
✅ Lead-based paint language has been simplified
✅ Several administrative items tied to detached improvements have been eliminated

Translation? Fewer repair conditions. Less back and forth. Fewer re-inspections on items that never truly impacted safety or livability.

VA didn't get looser. It got more practical.

If you've been steering sellers away from VA offers based on past experiences — or if your buyers have been hesitant to compete with a VA loan — this changes things.

The VA's focus is now squarely on what actually matters: Is the home safe, sound, and sanitary? If the answer is yes, the path to closing just got smoother.

Share this with your sellers. Share it with your buyers. The agents who communicate this first are the ones who will win deals because of it.

Questions about VA financing? Let's talk. 👇

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

04/03/2026

🌧️ April Showers Bring More Offers! 🏡

Spring is in the air — and so are some incredible home buying opportunities! If you've been renting and wondering when the right time to buy might be, that time could be now.

More homes are hitting the market this season, sellers are motivated, we're here to help make your dream of homeownership a reality.

Here's why this April is a great time to make your move:
✅ More listings to choose from
✅ Motivated sellers = more room to negotiate
✅ Get pre-approved and shop with confidence
✅ Stop paying your landlord's mortgage — start building your own equity!

☂️ Don't let another spring pass you by. Let's find you a home you love.

📲 Reach out today to get pre-approved. Connect with a Summit Funding Advisor loan officer who can guide you every step of the way.

👇 Drop a comment, send us a DM, or click the link below to get started!

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

03/21/2026

Attention Real Estate Agents: Unlock More Condo Deals Without Roadblocks! 🏢🔑

Are water deductible issues stopping your condo deals? Good news— we now offer conventional financing solutions even when high water deductibles would typically create challenges.

What This Means for You:
✅ More Approved Buyers – Help your clients secure financing on condos that may have previously been denied.
✅ Close More Deals – Expand your opportunities and keep more transactions moving forward.

How It Works:
Buyers can access competitive conventional loan options through us—even when condo associations have higher water deductibles.

Your Next Step:
Let’s connect! If you have a condo deal at risk due to water deductible concerns, reach out today and let’s find a solution that works for your client—and keeps your deal intact.

Let’s get more condos to the closing table.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

03/13/2026

🏡 Did you know you can get approved for a mortgage BEFORE you even find a home?

That's exactly what a TBD Approval (also called a "To Be Determined" approval) is — and it's one of the most powerful tools for homebuyers in today's market!

Here's how it works 👇
✅ You go through the full mortgage approval process FIRST — income, credit, assets, and financials all get reviewed and verified upfront.
✅ The only missing piece? The property address — because you haven't found your home yet!
✅ Once you find the right home, we simply plug in the address and finalize your loan. The hard work is already done.

Why does this matter?
🔑 You shop with CONFIDENCE knowing exactly what you can afford
🔑 Sellers take your offer MORE SERIOUSLY — it's stronger than a standard pre-qualification
🔑 You can close FASTER because your file is already underwritten
🔑 Less stress when you find "the one" — no scrambling to get approved under pressure

💬 In a competitive market, a TBD Approval can be the difference between getting your dream home or losing it to another buyer.

Ready to get started?

📲 Contact us — let's get you approved TODAY!

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

02/18/2026

🌸 Spring Buying Season Is Here — Protect Your Time with a True Pre-Approval 🏡

Thinking about buying a home this spring? One of the smartest first steps you can take is getting a true pre-approval — not just a quick online pre-qual.

A fully underwritten pre-approval means:
✅ Your income, credit, and assets are reviewed
✅ Your buying power is confirmed
✅ Your offer carries more weight with sellers

In today’s competitive market, a strong approval letter can be the difference between losing out and getting the keys. 🔑

Before you start touring homes, make sure you’re set up for success. Let’s protect your time and put you in the strongest position possible from day one.

Contact Us by Email: https://sfaloans.com/contact/
- Or -
Call Us: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

02/14/2026

Hi everyone! I’m Sikiu Yepes, a Loan Originator with Summit Funding Advisors.

With experience in real estate and lending, I know what it takes to make closings smooth and stress-free. My goal is to help buyers feel confident every step of the way.

Proudly serving clients in both English and Spanish.

Let’s connect — I’d love to be a resource for you!
📲 Contact link below

Email: [email protected]
Call: 404-835-6500

Summit Funding Advisors, LLC
2675 Paces Ferry Rd SE
Suite 450
Atlanta, Georgia 30339

Summit Funding Advisors LLC NLMS #947748
GA Lender License #35285
FL Lender License
SC Lender License #947748
TN Lender License #947748

Address

2675 Paces Ferry Road SE, Ste 450
Atlanta, GA
30339

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://sfaloans.com/

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