07/27/2026
Hereβs why: π‘β¬οΈ
1. Home prices can keep moving up.
U.S. home prices were still 2% higher year over year in the latest FHFA monthly data. Waiting for rates to fall doesnβt guarantee the home you want will be cheaper when they do.
2. Lower rates could bring more buyers back.
The average 30-year fixed mortgage is currently around 6.58%. If rates fall enough to improve affordability, more buyers may enter the market, which can mean more competition for the same homes.
3. Waiting means delaying homeownership.
When you own, part of your mortgage payment goes toward paying down your loan balance, while you also have the opportunity to benefit if your home appreciates. Waiting another year means another year before you start building that ownership stake.
Buying now isnβt right for everyone, but waiting solely for a lower rate may not save you money.
Letβs run the numbers for your situation and see what actually makes sense! β¬οΈ
π² 770.841.1532
π§ [email protected]
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