Paces Ferry Wealth Advisors

05/17/2026

The Retirement Questions Everyone Thinks About But Rarely Asks

In this episode, Zach Morris breaks down some of the most common retirement and financial planning questions people quietly wonder about for years — from how much money you actually need to retire to when to claim Social Security, Roth conversions, portfolio risk, withdrawal strategies, and more. Rather than focusing on one-size-fits-all answers, this conversation explores how taxes, spending, investing, healthcare, and lifestyle decisions all work together in retirement planning. If you want more clarity and flexibility heading into retirement, this episode provides a practical framework for thinking through the decisions that matter most.

Listen here:
Apple link: https://bit.ly/4ucKrqx
Spotify link: https://bit.ly/49H84iP

04/17/2026

What Every Trustee Needs to Know About Managing a Special Needs Trust

Planning for a loved one with special needs goes far beyond setting money aside. In this episode, Zach Morris sits down with Earl of National Care Advisors to break down how special needs trusts work – and what can go wrong if they’re not structured properly.

They explore how to protect access to critical public benefits, the true lifetime cost of care, and why trustees need more than good intentions. This conversation highlights the hidden complexities families often overlook and how thoughtful planning can make a lasting difference in care and quality of life.

Listen here:
Apple link: https://bit.ly/4dUJIFs
Spotify link: https://bit.ly/4sLYRfZ

04/06/2026

Medicare Made Simple: What You Must Know Before Turning 65 (Avoid Costly Mistakes)

Approaching Medicare can feel overwhelming – but it doesn’t have to be. In this episode, Zach Morris sits down with Cole Craven of Move Health to break down the essentials: who qualifies, what each part actually covers, and how to avoid costly gaps and lifelong penalties.

They unpack the critical decisions around Parts A, B, C, and D, the hidden 20% cost exposure many overlook, and the key differences between Medicare Supplement and Advantage plans. If you’re nearing 65 or planning ahead, this conversation brings clarity to one of retirement’s most important decisions.

Listen here:
Apple link: https://bit.ly/3QnbKiN
Spotify link: https://bit.ly/4sdJkoZ

03/21/2026

Inside the Oil Crisis: War, Supply Shocks, and the Real Reason Tankers Stopped Moving.

Oil prices just saw their largest one-week surge in history, but the real story goes far beyond headlines. Zach Morris sits down with Jack Metzger, CIMA® of Paces Ferry Wealth Advisors to break down the true drivers behind the spike, including a little-known insurance crisis halting global oil flows. From the Strait of Hormuz disruption to inflation, LNG, and second-order effects on industries like semiconductors, this episode unpacks what's happening now, and what to watch next in the global energy market.

Apple link: https://bit.ly/4uJlxzz
Spotify link: https://bit.ly/4bV2Otj

02/27/2026

Tax Credits Demystified with John Carson: How High Net Worth Investors Can Use Tax Credits to Pay Less Tax

Tax credits can reduce what you owe dollar for dollar, and are increasingly accessible to high net worth investors seeking efficient tax strategies. CPA John Carson joins Zach Morris to break down how tax credits differ from deductions, how film credits are created and sold, and what documentation supports a clean and compliant transfer process. They also discuss how recent law changes expanded the transferability of federal renewable energy credits, making them more widely available and often simpler than traditional partnership-based structures.

Listen here:
Apple link: https://bit.ly/46xK2p0
Spotify link: https://bit.ly/3ODn0H7

02/09/2026

AI, Explained Simply: What It Is, How It Works, and What People Get Wrong

In this episode, Zach Morris and Jack Metzger break down the AI stack from the top: what “artificial intelligence” actually means, how machine learning and deep learning fit together, and why tools like ChatGPT are best understood as probability engines – not “thinking” machines.

You’ll also hear a clear explanation of hallucinations, the risk of model collapse as AI-generated content floods the web, and why compute (GPUs vs. TPUs) is shaping the competitive landscape – plus what the AI arms race could mean for markets, chips, and the Magnificent Seven.

Listen here:

Apple link: https://bit.ly/3Zmk97E
Spotify link: https://bit.ly/4qonIFa

01/24/2026

The Hidden Cost of Early Retirement: Understanding the Pre-Medicare Insurance Gap

Retiring before 65 can be financially achievable—until health insurance becomes the wildcard. Zach Morris sits down with Cole Craven of Move Health to break down the real options for early retirees: COBRA, Affordable Care Act (ACA) marketplace plans, retiree health coverage, off-marketplace private plans, and healthcare sharing programs. They unpack how income drives ACA subsidies through MAGI, why the 400% federal poverty level “cliff” matters, and how cost-share reductions can lower deductibles and out-of-pocket exposure. If you’re within a few years of retirement, this episode helps you plan ahead with clarity.

Listen here:
Apple link: https://bit.ly/3YTxggm
Spotify link: https://bit.ly/3Zuqu0D

01/17/2026

Retiring in 2026: How to Navigate Taxes, Healthcare, and Income With Confidence

In this crossover episode from our YouTube channel, Zach Morris breaks down how smart tax planning, strategic IRA withdrawals, and Social Security claiming decisions can dramatically impact your retirement income. He walks through qualified distributions, Roth conversion strategies, Social Security timing, and spousal benefit coordination, showing how intentional choices today can have the potential to reduce future taxes and increase long-term confidence. By understanding these moving pieces before retirement, you can avoid costly mistakes and create a clear, sustainable plan for the decades ahead.

Listen here: Apple link https://bit.ly/4r16Sx5
Spotify link: https://bit.ly/4a0N2MG

01/02/2026

Retirement coach Joe Casey joins host Zach Morris to explore what truly drives fulfillment after leaving full-time work. Drawing on decades of executive coaching and gerontology research, Joe outlines the four core pillars—health, relationships, lifelong learning, and fun—that shape a meaningful next chapter. He shares common mistakes, insights from his coaching practice, and why experimentation is essential before and after retirement. Joe also discusses phased retirement, identity shifts, and how to design a purpose-driven "portfolio life." A concise, practical conversation for anyone preparing for their next stage.

Listen here: Apple link: https://apple.co/3MU8uKn
Spotify link: https://bit.ly/3NaDi9A

Paces Ferry Wealth Advisors is a team that offers financial planning in Atlanta, GA. Financial advisors who help people secure their finances.

12/20/2025

In this episode, Zach Morris sits down with Leslie Pine, CEO of The Philanthropic Initiative (TPI), to explore what strategic philanthropy looks like in practice. Leslie shares insights from TPI’s work helping donors and foundations align values, purpose, and impact across generations. They discuss the organization’s founding by Peter Karoff, the evolution of modern philanthropy, and why intentional strategy matters more than ever in driving meaningful change. This conversation offers a clear, thoughtful look at how philanthropic leaders can move from good intentions to lasting impact.

See link in bio to listen now

11/21/2025

Episode 5 was just released: In this YouTube crossover episode, host Zach Morris of Paces Ferry Wealth Advisors breaks down how donor-advised funds work and why they have become a leading tool for efficient charitable giving. He explores how DAFs compare with private family foundations, the tax advantages of using appreciated securities, and how front-loading donations can elevate long-term planning.

Zach also highlights how donor-advised funds streamline recordkeeping, support legacy-focused giving, and create flexibility as financial needs evolve. Whether you're aiming to enhance tax efficiency or make a lasting philanthropic impact, this episode offers a clear, practical framework for using DAFs effectively.

🎙️ Listen here: Apple link: https://apple.co/3LRaORL
Spotify link: https://bit.ly/3X7pWNh