George Cohen, Senior Mortgage Consultant

04/06/2026

01/09/2026

There’s nothing better than seeing a beautiful finished product! These customers took advantage of our land loan to secure the vacant lot upfront. Once they had their construction plans finalized and builder picked out, we rolled the land loan straight in to a Construction-to-Perm loan to build the house. Now that the house is complete, the Construction-to-Perm loan rolls over seamlessly to a long term mortgage and the customer is able to float their interest rate down to the current market rate for free!

We pride ourselves on making the build process seamless and cost effective!

Built by: McKinney Builders

08/11/2025

Thinking about buying a house? Now might be your moment.

There’s massive pent-up demand of people holding out until "rates fall."

When rates drop (and they will), demand is going to explode. That means more buyers competing for the same homes…and higher prices.

If you buy now, you can:
-Lock in your home before the rush
-Refinance when rates fall
-Build equity while everyone else is still “waiting”

The best deals usually happen before the crowd shows up.

06/26/2025

Sitting on a 3% rate but dreaming of a new home?

You’re not alone…I talk to people every week who feel stuck.

Yeah, your current rate is amazing. But is the house still right for you?

- Growing family?
- Working from home more?
- Want to be in a better school district, closer to family, or just need a fresh start?

Here’s the truth: your lifestyle won’t wait for rates to drop. And when they do, guess what? Prices and competition are likely to spike.

You can refinance your rate later, but you can’t rewind time and grab the right home when it was still available.

If you’re on the fence, let’s talk. I’ll run the numbers and show you what it really looks like to move now vs wait. You might be more ready than you think.

06/16/2025

Freezing your credit is one of the best ways to protect your financial health. Freezing your credit is a FREE tool that prevents anyone with access to your date of birth and social security number from pulling your credit and opening up accounts in your name. Once it's frozen, you can simply do a temporary lift of each freeze if you need to apply for credit and the freeze will then start again on a specified date that you select with each bureau. To freeze your credit, simply visit each credit bureau's website:
https://www.experian.com/
https://www.equifax.com/
https://www.transunion.com/