Commercial Merchant Funding

11/15/2022

Hello.

You might have missed this the other day so we wanted to get this important info into your hands!

Did you know that these 4 (four) simple letters: "F D I C" - are the most coveted of all loan products by business owners nationwide? Those letters seem to give the client a sense of calm.

Translation: Almost all prospects we meet want a Bank Term Loan or a Bank Line of Credit (LOC).

When we do give them what they want, we never have to sell anything - yet we make an awful lot of "sales". Those are the BEST.

At Commercial Merchant Funding, our philosophy has always been to give clients what they want, and we all know that what they want is Monthly Pay Working Capital, preferably wrapped up & tied tight with a nice big FDIC bow.
FDIC BANK TERM LOAN AND LOC PROGRAM:
Rates range from 8.9% - 12.6% APR (inclusive of 1x success fee)
660+ Minimum FICO Required (all 3 bureaus)
2-Year Minimum Time in Business (no exceptions)
$250k Annual Revenues
Home-based businesses are fine ✔️
Good in 21 states (see the list)
Funds in ~15 - 20 business days
https://merchantservicescashaddvance.com

Give us a call 1-866-223-0190

10/26/2022

Higher Max For Working Capital Now Offering $25K - $500K
(previous max was $200K)
• 5-Year Term
• Monthly-Pay
• No Origination Fee(s)
• No Blanket UCC Lien (so doesn't interfere w/future financing)
• No Requirement to Pay off Existing Debt

Try our new express approval program just provide:-Completed 1 page application-Last 3 months business bank statements I will have a funding amount for you guaranteed within 24 hours sometimes the same day

10/24/2022

Same day Merchant Cash Advance Funding

10/19/2022

Apply online – in just 10 minutes.
The application process is easy, safe and 100% online. It does not impact your credit score, and there’s no fee or obligation.
Get a lump sum offer – Usually within 24 hours
mCashAdvance™ underwriters review your application and prepare the best offer we can provide.
Get funded
If you are happy with the deal, your loan can be funded within 24 hours.
payment processing credit card machine
A Merchant Cash Advance (also known as MCA) financing is when a company borrows money against income from its future sales. This money isn’t a loan that needs to be repaid within a fixed term at a fixed rate. Instead, it is an advance that your company repays with a percentage of its future sales.

Merchant Advances and Business Merchant Loans are not business loans, but just a transaction, there’s no interest rate or APR (annual percentage rate). Moreover, your business doesn’t incur any actual debt from obtaining an advance like it would from borrowing a small business loan.

Ready to get a Merchant Cash Advance?

There are many reasons why a Merchant Cash Advance company can be more effective for your company than just a traditional loan from your bank.

Diverse funding

Up to $500k

Flexible repayments

Online monitoring

Does your business process sales via debit/credit cards? If you plan to accept credit card payments for your business, we can help you get approved for free payment processing.
Has your business been operating for at least six months?
If you answered yes to these questions, you are 90% likely to be approved for a merchant cash advance. All we’ll need to review are your past 4-6 months of bank statements or receivables. We’ll also take into consideration:

The industry you operate in and its risk level
If your sales are affected by seasonality
How much of your business transactions take place with credit cards processing
Ready to fix your cash flow problems?

business owners with financing questions
“mCashAdvance™ helped me expand my fleet and I was able to grow my company by 130% in 1 year”

Juan C.

Co-owner of G&C Trucking based in Hanover, Maryland.

image of different colored trucks
Juan driving one of his truck fleet
We look at your future, not your past credit score

mCashAdvance™ understands that in business, timing is essential. As a business owner may lose a sale or your business waiting for traditional banks to fund your businesses funding needs. Unlike many lending companies out there, mCashAdvance™ funds your business with its own money. With mCashAdvance™ you can qualify for up to $500,000 in small business financing in less than 12 hours.

Here are some of our recent deals:

Merchant Cash Advance Calculator
A merchant cash advance calculator can help you calculate the cost of your merchant cash advance. Often it can be difficult to understand the fees and repayments when applying for merchant cash advances. However, calculating your repayments with the use of a calculator can make your life much easier.

How to calculate merchant cash advance factor fees
Let’s say Pete gets a $30,000 cash advance at a 1.20 factor rate. Pete wants to work out how much he will pay back to the merchant cash advance provider. All he needs to do is multiply the cash advance by the factor rate. So, in Pete’s example the calculation is $30,000 X 1.20 = $36,000. Pete would need to pay back $36,000 to the merchant cash advance provider. That means the merchant cash advance has cost Pete $6,000.

Apply Online Now. It only takes about 5 minutes!
https://merchantservicescashadvance.com

05/13/2022

https://mailchi.mp/canadianmerchantaccount/merchant-services-cash-advance

Looking for the best business cash advance that will fit your preferences and needs? We are going to help you find exactly what you need and even get your expectations exceeded in time. It is now incredibly simple to get the right business cash advance in seconds, by simply following a couple of sim...

04/20/2022

6 BEST High Risk Payment Processors [Review] https://cellphoneprocessor.com/6-best-high-risk-payment-processors-review/

02/15/2022

No minimum credit score Minimum credit score 560
3 - 6 months payback for eligible customers
Approval within 24 Hours
Perfect for seasonal business
Loan Rates start 7.99%
Minimum time in business - 6 months
Minimum Business Revenue Annually - $25K
Will allow 2nd position if they have an existing cash advance

*No more than 9 negative days
*No bankruptcies last 2 years
*Now accepting Applications with variable credit
*Startups can apply

Requirements
• Application
• 3 months bank statements 6 months - 12 months payback for eligible customers
Approval within 24 Hours
Perfect for seasonal business
Loan Rates start 10%
Minimum time in business – 1 year
Minimum Business Revenue Annually - $150K
Will allow 2nd position if they have an existing cash advance

*No more than 3 negative days

Requirements
• Application
• 3 months bank statements

Term Loans SBA Loans
1 - 3 years payback for eligible customers
Approval within 48 Hours, funding takes approximately 2 weeks
Loan Rates start 9%
Minimum time in business - at least 1 year

*Now accepting applications with variable credit - Preferred credit score above 660

Requirements
• Application
• 6 months - 12 months bank statement
• YTD Profit and Loss Statements
• YTD Balance Sheets
• Business Tax Returns for the last 2 years
• Personal Tax Returns for the last 2 years

*Expected Gross Revenue for 2019
*Debt Schedule 1 -10 years payback for eligible customers
Approval within 48 Hours, funding takes approximately 3 weeks
Loan Rates start 7.99%
Minimum time in business - at least 1 year

*Now accepting applications with variable credit - Preferred credit score above 680

Requirements
• Application
• 6 months - 12 months bank statement
• YTD Profit and Loss Statements
• YTD Balance Sheets
• Business Tax Returns for the last 3 years
• Personal Tax Returns for the last 3 years

*Expected Gross Revenue for 2019
*Debt Schedule


Short Term Loan Factoring Hard Money
Approval within 24 Hours
Rates start at 6% and up
Minimum time in business - 6 months
*No minimum credit scores

Requirements
• 1 page Application
• 3 months bank statement Pays up to 75% of invoice
Rates start from 0.50%- 3%
Loan Amounts $100-$100k
3 - 6 months payback for eligible customers

Requirements
• Application
• 6 months bank statement
• AR reports
• 2 Year tax returns 1% interest monthly only payments
Term 1-3 years
LTV up to 80%

Requirements
• Application
• Retain Fee
*Lending done in all states as well international properties
*Upfront retainer fee applies
*Do not need to have business revenue to qualify

02/02/2022

How Can Small Businesses Get Post-pandemic Help?
This tax credit supports small businesses that were affected by the COVID-19 pandemic. Government-imposed shutdowns, at all levels of government and across all industries, affected millions of small businesses. The IRS defines eligible employers as those whose “operations that have been partially or fully suspended due to governmental orders due to COVID-19, or businesses that have a significant decline in gross receipts compared to 2019.”
You most likely qualify
Full or partial shutdown
Reduction in operating hours
Supply chain disruptions
Inability to work
onsite or visit clients
Distribution interruptions

To get more information call 1-866-223-0190
There is ZERO upfront cost to you

02/02/2022

https://merchantservicescashadvance.com

12/10/2021

10/05/2021