Shannon Hsu, Ashford Advisors

02/04/2022

11/16/2017

Another DI disconnect! Help educate your clients!

11/06/2017

Have you asked your client's this question?

10/19/2017

Hear Ye Hear Ye! Guardian has increased the amount of supplemental disability benefit your clients who have group DI can buy! That means better and more coverage is available for your clients! Call me today!

10/06/2017

Get Paid What You're Worth!!

By placing $200,000 worth of IDI business with Guardian after year 10 you can still earn up to 14.5% in renewals for the life of the business!

That can add up to almost $30,000 a year of additional income on your existing block of business!

Why write with anyone else?

08/31/2017

Have you written term insurance with another carrier BESIDES Guardian within the last 5 years?

Does your client now want to convert their term into a PREMIUM permanent product with tremendous cash value growth and guarantees!?

Now they can, with no additional underwriting!

With Guardian’s NEW External Term Conversion Program,
you can exchange an existing term policy from another carrier into a premium whole life!!
Call me for more information!

08/24/2017

Not All Disabilities Are Total – The Importance of the Enhanced PartialDisability Benefit Rider
It would be a misconception to think that every disability will be one in which an insured
is totally disabled. Many disabilities may start as total disabilities, but a significant number
become partial disabilities as a claimant regains the ability to perform some regular
duties or to perform all duties on a part-time basis. With so many variations of the
partial rider available industry wide, it’s important to know the differences and which
one is right for your client. This decision is weighed heavily on how income is earned.
Our enhanced partial disability rider is one of the richest in the industry. A benefit is
triggered with an income loss due to disability of just 15% with no time or duties loss
required. Additionally, the minimum monthly benefit the client will receive in the first
year of partial disability will be no less than 50% of the total monthly benefit, even with
just a 15% loss of income. More benefits sooner and paid for a longer period of time.

08/08/2017

Help your UNDER AGE 50 sales professional clients acquire much needed income protection coverage with NO MEDICAL EXAMS! NO FINANCIAL DOCUMENTATION!

Sales people typically: 1) Are Under insured/reverse discriminated against in GLTD coverage 2) Are in all companies 3) Make the most income besides the owners
4) Income is greatly affected by illness or injury!

Call me for details!

07/25/2017

When looking into long term care products, buy an indemnity/cash plan if possible! Your clients will thank you at claim time! 😀
Check out the Guardian's LTC indemnity Life/LTC plan! Call me for details!

07/17/2017

Simplified Underwriting Disability program for SALES PROFESSIONALS!
With the Guardian simplified underwriting DI program for sales professionals, clients that are age 50 or younger can acquire up to $5,000/mth of personal income protection and $10,000/mth of business overhead DI protection! NO MEDICAL EXAMS! NO FINANCIAL DOCUMENTATION! Just E-app and phone interview!
Call me today for details! 😲

07/14/2017

Our enhanced partial disability rider is one of the richest in the industry.A benefit is triggered with an income loss due to disability of just 15% with no time or duties loss required. Additionally, the minimum monthly benefit the client will receive in the first year of partial disability will be no less than 50% of the total monthly benefit, even with just a 15% loss of income.
More benefits sooner and paid for a longer period of time!