09/26/2018
Georgia Penalties for Driving Without Car Insurance
If you are caught driving without car insurance in the state of Georgia, the Georgia Department of Revenue is required by law to suspend and/or revoke the registration of your vehicle. To cancel the suspension, you must pay the $25 lapse fee and a $60 reinstatement fee. This penalty applies for a first time occurrence. It’s important to remember that driving a vehicle with a cancelled, suspended or revoked registration in Georgia is a misdemeanor.
•Penalties for a second occurrence of suspended registration include:
◾Suspension of vehicle’s registration for 90 days after 2nd occurrence during any five year period
◾Owner must obtain and keep continuous Georgia liability insurance coverage on the vehicle for it to be reinstated
◾Pay a $25 lapse fee, a $60 reinstatement fee plus any vehicle registration fee and ad valorem taxes that may be due if it is during their registration period
◾Suspension of driving privileges for 90 days after the registration was suspended
•Penalties for a third or subsequent occurrence of suspended registration include:
◾Suspension of the vehicle’s registration for six months for a third or subsequent occurrence within any five year period
◾Owner must obtain and keep continuous Georgia liability insurance coverage on their vehicle
◾Pay a $25 lapse fee, a $160 reinstatement fee plus any vehicle registration fee and ad valorem taxes that may be due if it is during their registration period
◾Suspension of driving privileges for six months after the registration was suspended
