Traci Lee Lynn/Atlanta Finance Specialist

09/18/2025

It's day two of mortgage rates surging higher--now back to the highest levels in 2 weeks (the day before the September 5th jobs report). The juxtaposition of yesterday's Fed rate cut and the sudden mortgage rate spike is incredibly confusing to most of the population, so let's clear it u...

09/04/2025

The jobs report is the most important scheduled event each month as far as interest rates are concerned. The last installment helped get the average 30yr fixed rate down from 6.75 to 6.50 because it came out much weaker than expected (in addition to revising the previous two months lower as well). T...

07/31/2025

No rate cut from the Fed this time! Despite some internal dissent and outward pressure to cut rates, the Fed held policy rates at the current level at their July meeting. The Board's statement noted moderating economic activity in the first half of the year and described continuing uncertainty for the future. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. Victory Mortgage is an Equal Housing Lender.

07/16/2025

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Markets in a Minute

06/26/2025

After topping out on May 21st, the average day for mortgage rates has been a good one.  This has been especially true since June 6th with our 30yr fixed index moving down almost 0.25% through this afternoon. Today's gains contributed nicely with a drop of 0.07%. Normally, we'd point...

06/26/2025

At their June meeting, the Fed predicted two policy rate cuts to come this year. A home equity line of credit (HELOC) with its variable rates would allow you to go ahead and access cash from your home now then enjoy lower rates when (and if!) they come later. It's kind of like having your cake and eating it too! Ask me how! Victory Mortgage is an Equal Housing Lender.

06/10/2025

Dream vacations? Extra income? A second home can provide both

There are a number of reasons to purchase a second home: as a family getaway, to build equity, or to have a future retirement home, among others. And with the rise of online marketplaces like Airbnb and Vrbo, it’s easier than ever to rent out a second property for additional income. It feels like ...

04/25/2025

How much will you pay in rent while you wait for lower rates? With rising home values and your rent payment, you could pay more over time than with higher rates now. Follow the link to see some examples and calculate the differences for your scenario. I’m ready to help when the time is right for you. Victory Mortgage is an Equal Housing Lender.

How much will you pay in rent while you wait?